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Purchase a property with Solar Panels
Hello I purchased a property in 2022 with solar panels. On the property report the seller ticked the box NO referring to if the solar panels have a long lease of the roof/air space been granted. Turns out that their is a 25 year lease and there is 13 years left. This is affecting my ability to sell as mortgage lenders will…
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Land registry expedited service taking weeks
The house I’m selling doesn’t have the garden on land registry. It’s a street of houses where back gardens have been fenced off and used as gardens for 20ish years. Some houses on the street have added theirs to registry. My buyers insisted we apply for it to be added to registry despite there being an indemnity in place.…
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Official copy of land registry record
Hello, how do I obtain an official copy of a land registry title as an individual, not the one that is available to buy for £7 the actual official copy second question, if there is a property that is up for auction, under order by a court, as I understand it, once possession has been granted to the solicitor acting for the…
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Shared property ownership and potential care costs
My elderly parent owns their property with their eldest adult child and their partner. Parent thinks they are joint tenants and understands that when they die, the property will pass on to adult child and partner. It's looking likely that parent will need some form of care; firstly at home and possibly in a care home. They…
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FTB - Offer accepted - what next?!
Hi all, After assuming my second and final offer was going to be rejected I was surprised to have a call after a few days saying it had been accepted so I have been caught a little off guard and am struggling to process everything at the moment! What's next? What do I need to do immediately? I've emailed my offer in…
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How much do I need to save to buy a £300k house
Hi all, i'm saving to buy a house and was wondering other than the deposit and moving costs what else do I need to save for? I currently have £25k saved and looking to buy next year. Also, am I best keeping my savings in my Nationwide Savings Account?
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Churchill Move with Ease Scheme
I am thinking about moving to a retirement flat. Has anybody used the Churchill Move with Ease Scheme which is supposed to remove the hassle from buying and selling? They also have a Home Purchase scheme whereby they arrange for your old property to be bought outright, thus making the move easy but at what cost? Any info…
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Inherited 50% Share of Home with Sibling Who Lives in the House
So, I've inherited 50% share of my mum's home with my sister. She has lived in the property for over 40 years and her son (over 18) also lives there. My sister is not able to buy out my full 50% share at the current market value. There is no mortgage on the property that is worth around £250K. They would prefer to stay in…
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Is it too late to renegotiate the purchase price?
We had made an offer on a house in Feb and it was accepted. A few things have dragged since then, but generally things seem to be going smoothly (touch wood). I received the property info form last week and a few things jumped out. Firstly, the property was advertised as Council tax Band A - it's actually Band B. I should…
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Removing name from title deed - any tax/CGT implication?
Hi There, Somewhat complicated situation so we're weighing in options. Background: My partner an I are in the process of buying a house. I say partner as we only had a religious wedding ceremony and never bothered to officially register the marriage or civil partnership. My partner's name is on a property deed alongside…
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Inherited Property
Hi Please can somebody help as I am finding the Land registry site confusing. me and my sibling have inherited a property 50/50. We have agreed that I buy her 50 out, no mortgage, no surveys, all very amicable. do I need AS 1 to transfer the property to us both or do I go straight to TR 1 or do I need to do both
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Gas/Electrical safety certificate buying/selling home buyer report
Hello again. Wondering if you could help me again. I know the legal requirement around gas and electrical checks when renting but with selling I know it's different. My house is for sale and the home buyer report has flagged up that electrical and gas installations should be checked my an 'independent' person. The buyer…
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EPC Certificate without visiting the property.
Does anyone know if there is 'any' situation in which an EPC can be carried out without visiting the property. For example, a pre and post EPC related to energy conservation works.
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Joint Tenants or Tenants in commin
Hi guys, newbie here but long time viewer. About to purchase new property and need to decide between Joint Tenants or in-common - solicitors letter briefly gave info re could be beneficial to protect half of house from future potential care home fees but I was wondering about how it effects IHT? Brief background, house…
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Proof of funds for estate agent.
Hi all, Have tried searching to no avail and asked in my first time buyer thread but easily missed in there and not had a response...so... As well as my mortgage in principle, the agent has asked for evidence of my deposit. Because I'm using a LISA this is a slightly complicated picture in that most of it is in my LISA and…
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Selling a buy to let
Carpet in the house is not in the best condition after tenants moved out. I now want to sell the house is it worth putting new carpet down? Or will the buyers have there own taste and just rip it out Thanks
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Home insurance with lodgers
I have two lodgers and just renewed my home insurance with MBNA. Previously I was with Post Office for a number of years. Firstly I didn't have the option for Emergency Home Cover with MBNA due to having lodgers. That was odd because I've always had it previously with other insurers. And then when I phoned MBNA to ask a…
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Viewers/potential buyers
Our home has just gone live online and we have a viewing in a couple of days. The agent recommended we accept the viewing request even though the viewers haven't yet got their house on the market. I know they are potentially just being nosey or maybe not. I don't know how I feel about preparing the house for potential time…
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Capital Gains Tax for married couple.
Hello My wife bought her flat in 2002, I went on the deeds in 2020, we sold it in 2024. When filling in my CGT form, it asks if I bought it, inherited it, got it as a gift, or other, do you know which I select? And for my calculation, do I do the same as my wife and subtract the price she bought it for, though that was…
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TR1 advice
Hi I am in urgent need of advice regarding the wording on a TR1 and would be grateful for any help! My ex husband remained in our jointly owned property (we have been separated a few years) as until now he was unable to get a mortgage on his own. He has now been given a mortgage offer and is taking me off the property. The…
