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Considering suing my freeholder for derogation from grant - any advice?
Details are in the parking forum here: https://forums.moneysavingexpert.com/discussion/6499026/pcc-claiming-to-be-able-to-charge-me-for-parking-in-space-granted-to-me-via-leasehold but it's not so clearly something they deal with, so I thought I'd ask here as well. The short version is that our leasehold grants us the…
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NHBC Claims / Complaints
Hi, we'd like to canvass your ideas and experiences with NHBC (sorry if this is not the right place to post!). We filed a claim with NHBC, mainly regarding house-wide soft floor support and deflection, which we believe was due to poor building materials used for the subfloor of our unit. The first NHBC resolution was taken…
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Most comprehensive landlord's insurance and recommended Letting Agents?
Hi, We have a situation where our elderly mother living in North West London (HA8) may soon need to move into a residential home. To pay for this, we'd need to rent out her house. Now I've seen far too many 'Nightmare Tenants, Slum Landlords' episodes where properties are trashed, there's no payment, protracted and…
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Level 3 Survey Back, any Opinions Please?
Hello, I received my level 3 survey back on Monday, but am stuck what I should be doing next. I am buying a 2 bed mid terraced weavers cottage 1880's, that on eye view looks in very good condition, but I took level 3 out to be safe. I am moving from a new build flat to a house, so this is all new to me. I sent the survey…
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William H Brown - dire
I seem to be tied into a contract for 20 weeks... 8 weeks in and 5 viewings. Appointments only made when I chase them. I feel I have a very inexperienced sales person who doesn't really sell my property. Last viewing yesterday the buyer moaned about having to decorate/replace carpets (house decorated throughout within last…
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First time buyers need help!
So we are in a weird situation in all honesty so any advice will be much appreciated as we cannot tell if we are being strung along here or this is genuinely difficult on the EAs side. We made an offer on a property on the 17th June and up until now we have still not got an acceptance or rejection. The EA has said one of…
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Buying a house
Buying a house
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Boundary drama: Neighbour trying to scare birds out my garden? With disco mirrors!?
Not very well and needed to rest but my neighbour spent all afternoon banging nails out back to attach these things (pictures below) to the top of the shared boundary fence without permission. We've taken to feeding the birds out back because we don't go in our garden anymore due to said neighbour. Since this person moved…
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Rent didn’t go out today Barclays says it will when they are back up and running
My rent is due today the 8th of every month, the funds are still there in my account. My LL is messaging me saying he needs the funds immediately and will cost him a lot if I’m late paying Barclays say there is a problem and payment won’t go out for some reason they just say we’re sorry payments to non Barclays accounts…
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Gap between exchange and completion
Buying a house. I've bought houses before but never really thought about the risk of something going wrong between exchange and completion. Perhaps that's because there has previously been only a week's gap and our vendors want a month (they are on holiday and don't want to move for a month, but want to firmly book…
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Gifting small deposit to son
Hi i decided to gift my son £6k for his deposit so that he could get a more favourable interest rate. He has maxed out LISAs for the last 4 years, as has his wife. So I transferred the money via BACS, completed a gifted deposit letter stating it was a gift not a loan, and I would not have any ownership rights and I would…
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House Purchase - Crosswall Construction
Afternoon all Attached property picture for reference. I'm in the process of purchasing a property. A valuer for our mortgage company has attended site, and noted the following - as per our telephone call whilst the valuer deemed the property suitable they mentioned that there is an area of single skin walling amounting to…
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Purchasing as Tenants in Common
Good afternoon, Me and my partner are in the process of buying our first house together, and I'm looking for some advice to make sure the paperwork is all set up well from the start. We are buying as Tenants in Common as I am putting down the deposit, and I have children from a previous relationship (we have no children…
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Help please.
Hi there, I am buying a buy to let property and the house has just was in probate which is now granted. there is a epc of F on the property due to no form of heating in the property. i am happy with the property but it going to be very expensive to get a mortgage so i am going to look at buying the property for cash and…
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Indemnity policy vs Build over agreement - conservatory built within 3metres of public sewer
I am in the process of selling my house. The buyers solicitor is asking for a build-over agreement or an indemnity policy following receipt of a water/sewage search. I have since found out from reading online because the conservatory built 2011 stand alone is within 3 metres of the manhole might be the issue. This…
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Capital Gain Tax, Inheritance Tax on a rental property.
My sister and I have just inherited a property owned by my parents that they rented out. If I want to buy out my sisters' share, will she have to pay CGT. I hope to do it up and sell on but it looks I will incur a huge CGT bill. Seems unfair as we have just had to pay out a big IHT bill as well.
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District valuer for Council house
Buying a house of a Council Any one has experince in the Council house valuation recently and has appealed and requested a district valuer valuation???
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District Valuer. is it worth the risk?
Hi just wanted some advice, I have applied for Right to Buy and been given a valuation of £415,000. the last houses on my road sold for £391,000 in 2018 and £300,00 in 2022 however within the close area (less than 1/4 mile) houses have recently sold for £450,000. i've spoken with some estate agents and they have said…
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Removing Partner from the deeds
Recently split from my wife, I have stayed in the house and continue to pay the mortgage and bills, unfortunately the bank is unable to offer me the amount required to remortgage in my own name. If I am able to pay her half the equity and get an agreement signed to move the house solely in my name deeds wise would she…
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Buying a House with No Building Control Certificate for Extension - Will Lender Still Approve?
Hi everyone, We’re buying a freehold terraced house in England with a mortgage from Barclays. The house has an extension with a Lawful Development Certificate but no building control completion certificate. We've already received a mortgage offer, and the seller will provide indemnity insurance. Our main concern: Will…