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Letting agent fees for optional referencing
Can letting agents ask for tons of documents but add that, for a fee, they'll do the referencing for you? Or is that just circumventing the ban an referencing fees?
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Would you sign this Contract?
Hi, I've just been sent the Contract to sign for my house purchase. My solicitor asked for some conditions to be removed from the original draft contract sent by the seller's solicitor. The contract I have been sent still has the original conditions on it but they have been crossed out as shown in the photo. I thought a…
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Selling house through Probate
Hi All Just thought I’d see if anyone has come across a similar situation. My aunt passed away at the end of 2023 without a will. The only asset she had was her house which we are selling. Have found a buyer for it so looking positive there. The house is in my aunts name as I can see when I search land registry but we…
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Land Registry - RX3 form, section 8, help.
I have completed all the forms to update the title and just one bit I am a bit unsure of. On part 8, 'Application', it reads as the below. I have put the date of the Form A restriction in the box but who is it "in favour of"? I am removing the Form A restriction because the joint proprietor has passed and there is now only…
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Realistically, how much do we need to do?
I suspect I already know what the answer is, so be as brutal as you like! I have been offered a job the other side of the country, which means relocating. This is a good thing as we will be within 30 minutes of almost all our family members rather than 2 - 3 hours drive from them. We have been talking about this for years…
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Inaccurate Survey Cost Sale of House
Hi, I agreed a price to sell my house but the buyer pulled out after his surveyor found there to be dry rot in the loft. I have since had my own survey carried out to find out the extent of the rot and how to rectify it, but there was none found. My questions are: 1. Is there any accountability on the original surveyor? 2.…
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Buying out the rest of my mums mortgage
Hi there, My mum recently got ill and had to retire. This unfortunately means she will be unable to renew her mortgage when it is due next year. We have been discussing the idea of me getting a mortgage on the remainder of the property (around £260,000) so that she does not have to move. I would move in with her initially…
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Paying rent with standing order issues
With all of my previous landlords, I have paid my rent by standing order on the 1st of the month. When the due date fell on a weekend, it was automatically paid the next working day and this has never been an issue. However, my new landlord seems to be asking that the rent is paid on or before the 1st even if that falls on…
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Can't afford free holders refurbishment fees. Help!
I bought an ex council flat in a block of 12. The council is carrying out repairs to water tank, the roof, replacing windows and painting communal areas. They say my share of the costs is £51k! I don't have this funnily enough and as the flat is only worth about £225K, I don't think it is worthwhile. I'm really stressed…
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What Constitutes an Estate Rent Charge...
We're in the process of selling our house and our buyers lender has asked for a deed of variation due to as they believe to be an estate rent charge being present on the property. After contacting the developers solicitors (via my own) they have stated that a deed of variation is not required as the charge is a maintenance…
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Court possession
The tenancy agreement for my long-term tenant (10 yrs) was not renewed in Sept 2024, She is not in arears and section 21 was issued on the 17th of October. It was served with the required documents, including
the EPC, How to Rent guide, signed Section 21 notice, and
gas certificate. I need the property for family use as
my…
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Beneficiary of estate – buying out siblings share and transferring deeds
Hope I’ve posted this in the
right place, apologies if not. Just wondered in anyone can help
with the procedure of transferring house deeds to a beneficiary after the death
of homeowner (no mortgage involved). Background: Parents passed away
leaving a Will with estate equally split to the 3 children. I wish to take on the…
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UC+ islamic mortgage
I've been given two section 21 notices in the past two years and it's been a very frustrating time. I know that universal credit gives the rent share for the shared ownership scheme but I was wondering if they would also do that in the case of a Muslim mortgage provider who also charge a rent for the portion that isn't…
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Cash buyer investor 8 week turnaround possible?
Cash offer recieved yesterday, and they would like to exchange and complete end March to avoid the stamp duty We are going into rented , so if we accept offer would we request 2 weeks between exchange and competition to give us time to find somewhere ( willing to airbnb if needed ) Is this a possible turn around time?…
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Is this an "onerous" lease (regarding ground rent)?
Hi all,I'm thinking about buying my first home, which would be a leasehold flat in NW England (this is what I can afford with a mortgage). Recently I found an interesting one for just below £150k, which looks like a new(ish) build, and called the EA to ask for more information. Here's what I was told: * Ground rent: £125…
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Cannot get hold of company director. What do I do
I'm director of a small company which owns the freehold for 3 flats. Mine is one. We are all directors and leaseholders. One of the directors moved abroad in 2023 and has not come back. I have been unable to contact him via Whatsapp (message not delivered to phone) or e-mail. I have received no response to messages. We…
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Buying a property at 100% from a seller who is on shared ownership scheme
Hello everyone, I am in the process of purchasing a flat at 100% but the person who owns it is in a shared ownership scheme. They will staircase to 100% to be able to sell me the property in full. Obviously they have a shared ownership lease but the clauses of the lease are extremely restricted (no alteration, no pets…
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Land registry expedite merging land
Hi we bought a new build property 10 years ago however we have been in the process of selling since August 😑 we have had the issue with our front garden there is a tiny bit of land that still belonged to persimmon the builders due to them not updating land registry with the adjustment 10 years ago, everything has been sent…
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One week pro rata rent computation
Hi everyone, I’m in an AST from July 2024 to July 2025 but served my break clause in December, agreeing to end my tenancy on February 16, 2025. My rent is £2487 per month, and my rental period runs from the 10th to the 9th. Since I’m only staying 7 days in my final period (Feb 10 - Feb 16), my landlord is prorating my rent…
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What documentation is needed for CGT/capital gains tax
Hello, We have to do a CGT declaration soon, we've not done one before; so we can get ready, does anyone know what information is needed, is it just entering numbers like purchase price, sale price, etc. or do we have to upload any documentation, receipts of alterations done, etc.? Thanks.
