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Gift Tax
My daughter wants to cash buy a flat for £60000 for me to live in. Is it best to gift me the money and I buy it, writing a will to pass onto her on my death or she buys it as a 1st time buyer and I live in it?? Cost tax implications?
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Gran only on rent, how to avoid being rehomed
Asking on behalf of a good friend I’ve known for 40 years. He’s 42, and lives with his mum (60 years old), and his gran (mums mum) in grans council house. His mum is pretty much a carer for his gran. Gran was first to move into it when it was built 85 years ago. Only home the family have known. Gran has recently had health…
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Buying house with second property on site
We have seen a house we like but at some point a detached outbuilding has been converted into an Airbnb and has its own council tax band. With the premium on second homes and holiday lets, the council tax means you’d never be able to make money from it (which I suspect is part of the reason owners are now selling) and we…
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Experience with Deposit Scheme Adjudicator
I am in dispute with
a highly unreasonable landlord regarding return of deposit. Just to give an
idea, they are demanding 100% of refurbishment costs - after almost five years
of living in the flat. They are now claiming £18k of costs on a tenancy of £3k
per month so ist has become serious. Landlord refused to
use the TDS…
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Agent undercharged outgoing tenant
My elderly parents own a property which they rent out, with an estate agent to manage it. Whilst doing the property's year end finances for my parents tax return I noticed that the agent had undercharged the outgoing tenant by almost £750 in rent. They acknowledged it as a 'system error' but want to try and retrieve it…
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Buying a house..money from abroad.
Hi all. Hope you are well. My daughter and son in law are in the process of buying their first house together. The met at University and finished studying a couple of years ago and have rented together or the past 2 years. My son in laws family live abroad and his father has offered to contribute (a generous sum, think in…
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Electrical certificate
HI, I'm after some advice please. I suspect nothing can be done now as it's way too late but I'll explain regardless...my elderly mother purchased a property in 2019. I did all the paperwork, dealing with solicitors, etc. on her behalf. The seller was an electrician and provided an electrical certificate with no problem.…
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Re-pointing, masterpiece or dog's dinner?
A bit disappointed with this
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Am I a tenant or lodger?
I was on an AST then rolling contract for years then suddenly, my landlord decided that I am a lodger after all so need advice about how to go forward. The studio flat I live in is self-contained with no shared areas whatsoever with my landlord. Even though we live in the same building, our flats have separate entrances as…
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How much (if at all) does my roof need fixing prior to putting it on the market?
My first ever home is a 2-bedroom semi in North West UK. I want to upsize, and so have been fixng what needs to be fixed before putting it on the market. At some point last year I noticed a small damp patch above an upstairs window (pictured), adjacent to the soffit. It does generally feel more damp when it's raining (and…
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Lease extension price increased at the 11th hour.
Hello, My first post here. I recently had to sell my sister's flat as she has Alzheimers and is having to pay £1900 per week for her care, I am a named attorney on her financial LPA. She owned 60% of the property which she purchased from a housing association and obviously paid rent on the remaining 40%. Had to jump…
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Garage Rental - Help
Hi - So we have been renting a garage through a letting agent for 18 months. We haven’t been using it a lot for the past few months as our car has been in for repairs. We went up there over the weekend and found that the locks had been changed. Upon asking neighbours, long story short, it turns out that it’s someone else’s…
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Leasehold solicitor recommendations.
Hi,I am looking to vary and extend my lease at the same time and I am trying to get some quotes. Any for recommendations for a reliable leasehold solicitor?
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Help to buy redemption timing
Hi all i heard target need 15 days to process the redemption? has anyone had experience of this being shorter as if it is the 15 days, this will take us over our mortgage offer expiry and we won’t be able to complete?
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Selling second home
I purchased a home in my name for my dissabled brother needing 24hr live in care in 2021.near me so I can keep an eye on his care. i have gone through 3 agencies due to poor care and property damage and now have had enough and need to sell and get him specialist residency care. My health has deteriorated and need the money…
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Flat sold, and new landlord hasn't told me where to send rent
Hello. I have been living in this flat for five years and last month the landlord sold the flat to someone else. I have received information from him; a letter saying that the building has sold, and the name of the business that now owns it, as well as evidence of all the gas checks etc it has had. Last week I got an email…
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CGT exemption?
I lived in my home for 12 years before relocating for daughters education. I rented out the property as really liked the area and didn't want to be priced out if I moved back. My daughter is now an adult and loves where we have lived for the past 4 years. In the next year or so, want to sell up, help her out and then move…
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Open ended sole agency contract?
The wording is: We confirm that the agreed commission will be based on the negotiated sale price..during the period of the Sole Selling Rights Agreement or within 6 months of the agreement having ended (to anyone who was introduced to the property during the time of our sole selling rights agreement) But then later it says…
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planning permissions
I have recently purchased a house with a conservatory which is need of repair, there is a covenant on the property which states. 'Not without the consent of the Local Authority under the Town and Country Planning Acts and Building Regulations for the time being in force and the grant of any necessary rights by adjoining…
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New house unoccupied prior to taking possession
Just wanted to see if anyone had any practical things we may have not thought about regarding taking on a new house that has been vacant for (we think) 6 - 8 months before we move into it. Ex rental, was on the market from just early January with no tenants and we believe the last set left before Christmas time. I know we…
