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Not advised of a change in chain
Has anyone been in a situation where the chain changed and they were not advised until the solicitor proposed completion dates. Everything began in November and we were progressing along nicely in a small chain of 3. Property 1 - first time buyer (my sale) Property 2 - My purchase Property 3 - end of chain. It is only now…
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Hedge trimming, who pays?
I have never been able to find an answer to this question. For a friend..... House A has a hedge (on there land) which overhangs House Bs garden. House A cuts there side and top of the hedge, never House Bs side and refuse to do it In the past House B cuts the overhanging hedge and disposes of the cuttings themselfs. House…
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Rejected Section 21 at the Court by the Judge
I'm an unfortunate single landlord. Original tenancy started in Dec 2015. During that tie I provided tenant with EPC, PAT, electrical installation conditions report, how to rent guide but I'm not sure of GSC as can't find any trace of GSC. In 2022, another tenancy agreement was signed which I have valid GSC. I served S21…
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Mortgage in principle query
Hello everyone I’m wondering if this is allowed? AIP £138,250 - this is 63.34% mortgage £80k deposit (equity in our current house with £10k left for fees/moving costs etc) with the new house purchase price we’re looking to buy being £218,250I’m wondering if I have an offer £10k under and we wanted to accept can still use…
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Recommendation for level 3 survey
Hi all, Looking for the recommendation of a level 3 survey on a house purchasr in St Annes, Lancashire. Been quoted locally for £1,100 with a 2-3 week lead time. There are alot of companies on thr web for £750 inc VAT, but want a recomendation. Thanks.
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Missing Memorandum Of Staircasing
As the title mentions, I’m nearly at exchange and completion for a ex shared ownership property which is missing the memorandum of staircasing, the staircase has also not been registered with the land registry. No one has a full copy, even the housing association. I’ve just had this email from my solicitor: “The sellers…
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Balcony - Leasehold SO
Grateful for any advice…. in the process of selling my leasehold SO flat and there are queries from buyers solicitor regarding the balcony. The property is a purpose built block of flats (about 15 years old) all with same layout and each property has a balcony. This can only be accessed from the property. The balcony is…
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After house purchase - things that seller liable for? Also, how do I get their address?
Some of these things, I appreciate, are a case of Caveat Emptor BUT, a lot of them are very close to the mark for misrepresentation I think. 1. Huge radiator leak when we walked in the door. No way they didn't know about this. Cost me £200. 2. Never did get details of Boiler service that allegedly took place 2 weeks before…
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Deposit return advice
Hi All, Family of 4 here (disabled 8 year old and 16 year old with myself and my wife) that have just moved out from an AST in england. We moved in 2 years ago and then the landlord (great guy) sold up around 8 months ago. Well the new landlord refused to fix things like thermostat in the shower despite it being only way…
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Buying the family home from parents (bit of a long one)
Hello, Back in 2019 my parents decided they wanted to leave the family home of 30ish years and buy a mobile home by the sea until they retired. My husband, young son and I moved into the family home and rented out my husbands house (which is included in his income) and the plan was that we would buy the family home from my…
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Housing Association Boundary Issue
My house borders a housing association development. The previous owner was approached when the development was built and asked if he would consider removing his existing conifer hedge boundary and they would then replace it with a new fence. He agreed. The conifer stumps were left in situ and a fence was erected next to…
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Selling Rentals to pay off Residential
Hi I’m very new to this but I’d love some advice & guidance please?I’m 51, hubby 54. We have approx 5 years left on our residential ..owing around 78k. Have 2 rentals which are now on interest only at around 6% with 19 years left on each . Rents are below market value. If I sell I should make around £120-£130k profit..…
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What would you do in my situation? Residential mortgage and 2 x BTLs
Hi all, I currently have 2 buy to lets and a residential mortgage which are all up for renewal within the next 12 months, however i'm not sure what to do, so I wanted to ask what you would do in my situation. BTL Property 1, outstanding mortgage balance £235k - value £400k , currently rented at £1700 p/m ,fixed rate ends…
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Deed of Rectification Nightmare....help!
Hello all, this is a bit of a nightmare so please bear with me. We put an offer in for a leasehold flat which was accepted in June 2023. The sellers are a a housing association and they have been quite awful in everything...but we stuck at it, because it is a really nice flat and now, we've waited for so long and spent too…
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Selling a percentage of a property to a parents ..
Is it possible to sell a " percentage " of a house to a parent using the funds from their house sale ? I am a first time buyer ( cash) so will benefit from the help to buy isa and reduced stamp duty ( 300k - £325k property , down the line have my dad move into me once converted and everything settled .. He owns his…
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Renting from council and need wheelchair friendly property
Good day all , firstly apologies if grammar not good brain is slower these days as is my typing finger anyway. situation is we rent from council and in bungalow at present but as now have to use wheelchair for 6-8 hours daily to rest spine due to a condition that I cannot be operated on . The bungalow at present has some…
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Japanese Knotweed management plan
Hi all! I am looking for some advice about my current situation. I put an offer in on a lovely 2 bed semi detached (which was accepted in mid November). I have paid for searches and filled out all the forms and then on Tuesday my solicitor told me that there is a JKW management plan in place for the property. She sent me…
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Part exchange with Barratt Homes
Hello, I'm looking for some advice ☺️ we are looking to part exchange our current house with Barratt homes and buy a new build. Our next step will be for them to value our house but I'm really worried we won't even get what we paid for it. It's had new glazing and bathroom, do they take this into account? It does however…
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What do I need to do before April with my FHL
Hi guys, I’ve really got this in a muddle in my head. Hello, My holiday let has been running from January, 2024 until present. I’ve submitted my self assessment in January for January 2024 - April 2024. So, do I need to submit my next assessment for period April 2024 - April 2025 by April 5th before new legislation kicks…
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Adding my husband to my leasehold deeds - stamp duty
I meant to do this as we married a few years ago to avoid probate issue. The transfer will be for no consideration and there is no mortgage. I want to do it as joint tenant. Both solicitors I have approached for quote for the TR1 etc both said they cannot comment on whether stamp duty is paid and I need to get other…
