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Buying flat
I am a first time buyer! Buying flat off family member (Mum) Started the process late November/early December with mortgage adviser (friend of family friend) who helped me get good rate with NatWest! Been very good so far! Solicitor we started process just before Xmas/early Jan mortgage adviser recommended them (Best in…
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Rightmove wrong number of bedrooms and bathrooms
I have a feeling there is nothing I can do about this. Rightmove sent me this response. As far as I know that's the end of the matter as the ICO wouldn't consider one's home as "personal information" or would they ? Good morning, Thank you for your patience whilst I looked into this. We unfortunately cannot change the…
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Logistics of completion day.. 2 hours or less to move?
I have been told i will have to vacate my flat by 1pm, but may not get the keys until after 11..I dont know how ill be able to do my move in such a short space of time! I'm hiring a van so it will be 2 trips .. my new place is a 10 minute drive away.
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No surname issue while buying a property
Hi, I only have a first name and no surname. My surname field is blank in all my legal documents such as passport, driving license, visa, educational certifications and bank accounts. I have checked with my Mortgage provider and they have assured me that my name will appear as it is on the passport. I want the registration…
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Would no central heating put you off?
As per the title, how much of a turn off would no CH be? In their wisdom someone has removed the gas ch system and replaced with panel heaters and electric open vented cylinder. Open market costs for CH would be 8/9k plus making good/pipe boxings etc. So let's say 10k all in. On top of the cost is hassle and disruption of…
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Free holder , management company
Hello all Im very new to this and i would really appreciate some advice. I own, well mortgage my home, i have a management company that doesn't want to show receipts for the service charges, he says i would need to pay to see these and i should have requested then 1 month after the invoice, i have already done this on…
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Selling CGT + Extending the lease
Excuse this basic question Contrary to other estate agents who all said if lease is not extended noone will want to buy it, however, this agent had a different approach which is to list my leasehold property as if they buyer would want to me to start the lease extension process so they will pay for the lease extension…
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Council chasing for rent, not lived there for a long time
A short synopsis: Was living with husband in a council house (joint tenancy) up until 2009 when we parted ways; I'd assumed he'd taken me off the tenancy, but to my surprise I recently received a demand from the council for back rent for this year (husband is now in a care home it seems), and they're chasing quite…
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Apportionment of Rent
I recently purchased a property with tenants already in place. The tenants had been paying rent on the 15th of each month, covering the second half of the month and the first half of the next month, and paying this to the letting agent. I completed the purchase on 30th April 2025, and the tenants made their payment on the…
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Dealing with anxiety around selling
We're desperate to move from the home we've lived in for 3 years. We moved to the countryside but I feel so isolated here and it's affecting my mental health. We've had 2 viewings in the first 10 days; although they loved the house, both parties say it was a bit too small. The second viewers told the agent on Friday that…
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Estate Agents TC - when selling
In the Estate Agent's contract, one of their clauses read: 'By signing this agreement you agree that if you do not pay our commission within seven days of the sale being completed, you will pay interest on our commission at a rate of 4% a year above the HSBC Plc base rate. If we have to instruct solicitors because you do…
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Land registry title deeds locked
The background my property was jointly owned with my partner, we then separated and he applied to change the jointly owned to tenants in common. I received a letter from his solicitor outling the house to be sold etc that was October 2024 with a requirement the house be on the market by sept 2025 We have now reached an…
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Joint building insurance increase due to flat being let
I live in a house conversion of 2 flats and own one of the flats. The building has to be insured as a whole and currently does not allow letting as both flats have been owner occupied. I am due to rent out my flat soon and the insurance is coming up for renewal. I am having to change the policy to allow letting, which…
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Canopy
Has anyone used the canopy app to track rent payments therefore upping credit score? I just saw a story on mse about it well when you click the link , anyway I’ve signed up but read something about it reporting late rent when it actually wasn’t, it asks you for a date to track the rent but I get paid on different dates…
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FTB - confused by the just the initial process already!
Hello all, FTB and I’m struggling to understand what we exactly we can expect from our conveyancer. For example, I asked of they knew the size of our chain, and was told that they only handle the transaction. The conveyancer advised us not to take additional steps eg mortage etc until they have received the draft contract…
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Is It Too Early to Negotiate a Longer Lease?
Hi everyone, We moved into our new rental here in October last year. Buying a home isn’t an option for us right now, and we’re really hoping to stay here long term — the kids are settled, we like the area, and it feels like home. The problem is, we feel a bit restricted when it comes to buying certain things (like bigger…
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Finding reputable tradesmen in London
I'm going to be renting out a flat in Hoxton, London and need to get Gas Safety and Electrical certificates done. So far, every company I look at has great reviews and appalling ones. How can I find tradesmen that I can trust will do an honest job?
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Seller in arrears on service charges
Am buying a leashold and everything is ready except for management pack which has not been sent for 9 weeks. Just found out today apparently the seller is in arrears on service charges and management company will not release pack until debt is paid. They have passed the debt to a collector. the seller is employed and had…
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Right to buy
Hi, I was looking for some advice. I am currently buying our property using the right to buy. We received an offer which we accepted on an email. We then 3 days later received an email off the HA stating they had made a mistake and that they had not applied the government's capping and the quote is now £80k more. Is this…
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How best to serve notice to good tenant well ahead of end of fixed term AST
My brother and I jointly own a flat which is currently let to a good tenant who first moved in just over 3 years ago . We recently signed another 12-month AST which ends in Feb 2026. By the Spring of 2026 my brother will need to realise his capital in order to help his children on to the property ladder, so we knew we…
