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Freeholder Responsibilities for Exterior Repairs
Not sure this is the right forum but seems the best I could find. We own a (leasehold) Ground floor flat, 2 floor building with another flat above. The Ground Floor has an extension which is circa 20 years old (we moved in 5 years ago). Next door have been having ongoing damp issues, which it turns out is caused by a lack…
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Survey didn't identify a non standard building materials
We had a structural survey from a reputable firm when we bought our house 4 years ago. It identified that the house was probably constructed of stone and rubble and apart from a few minor recommendations was a non problematic survey. We have now put our house on the market and had accepted an offer. The buyers surveyor…
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What's the scam?
Hi all Here's the scenario: Guy offers to buy my house for £650k cash but he wants a £30k refund on completion. What's he playing at? And how far/fast should I run away?
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PLASTIC COVERING ON ROOF IN LOFT
First time buyer... Level 2 Home Survey came back with 'concerns' regarding roof covered in the plastic done by previous owners. Me and my partner don't know whether its suppose to be there or if we should remove it. Also, if any damage, who is liable? we have signed mortgage deeds so for but that's it. ADVICE NEEDED ASAP…
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Buying a commercial property with a flat above
Hey everyone! So I'm buying a commercial property with a flat above, I will be using a mortgage to obtain the property. One of the lenders requirements/completion conditions is buildings insurance. The commercial unit is currently let on a FRI lease. Do I have to obtain a new buildings insurance or can I use the one…
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Springbok properties contract
Hi, We unfortunately have signed up with Springbok Properties to sell our house. We were taken in by their advertising to sell the house quickly. This has not happened, we are half way through the 16 week contract (option) period and have only had 2 viewings despite dropping it by £10,000. We have notified them that we…
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House Downvalued - think I’ve messed up
Currently porting our mortgage with Leeds building society and borrowing more to buy a bigger house. when applying for the mortgage the advisor asked if I was having a level 2 survey and I said I was intending to. he said they could arrange that and I would just pay them £400 for the level 2 survey I submitted my mortgage…
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Council compulsory purchase.
Our mums house has been empty now for 18 months, family problems preventing it from being sold. The other day I received a letter from the council stating what is our intention with the empty property and if we don’t respond then they will start proceedings to compulsory purchase it. With the letter came two forms to fill…
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Mortgage Offer Question
Hi everyone, my journey into buying a house is nearing an end, but I am concerned with one aspect of the mortgage offer. It states: The initial rate of interest will be 5.20% per annum fixed for 60 full months from completion after which interest will be charged at the lender's then standard variable mortgage rate, which…
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Speculative letters from prospective buyers
Hi everyone, Just wanted to know whether anyone had ever posted letters to the owners of houses they are interested in buying, and what the success rate was in terms of them selling their house to you? As a home owner, have you received such a letter, and followed through to sell to that buyer, and in doing so, saved…
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Flat Over Garages/Coachouse Legal Question
I want to buy one of these homes. I understand that I will own the whole structure with the two garages underneath on long leases to others. Question is - who owns the actual garage doors? I am thinking of painting all the windows/doors. Obviously I don't want two out three garage doors unpainted. If for some reason the…
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Free land registry map
Can anyone please remind of the free to view land registry website?
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recommendation for land Agent specific to renting land to Network Rail, and land insurance
Hi everyone, hopefully I've selected the correct category for this post. I have purchased some land that runs alongside the railway. A Land agent on behalf of Network Rail have contacted me asking to possibly rent some of the land for an up and coming project, things mentioned so far have been to use the land for storage,…
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Neighbour Dispute Question on House Sale Declaration
Hi I’m a first-time seller so I have no experience of what is provided in the buyer pack. I know there is a question about neighbour disputes but what constitutes a ‘dispute’? I intend to be as transparent as possible but at the same I obviously don’t want to deter buyers. I’ve spoken directly with the neighbour about…
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%shares and various taxes when buying as tenants in common
I am thinking of buying a property with my daughter as tenants in common. I would contribute 70% and she 30%. We want her share to be 80% and mine 20% with a Deed of Trust. She would live in the property and pay all bills. If we set it up this way would she have to pay Gift Tax or any other other relating to this…
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someone else live in my shared ownership flat
i wanted to buy shared ownership flat for my parents so that they could live there for free. from my side I was ready to pay mortgage/rent/service charges myself as flat purchase would be on my name. recently, however, i learned that only mortgage holder can live in this type of flat. This is one of the rules of shared…
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Estate agent unfair exit fee dispute
Hi, I am a new forum member and I would like to ask some questions regarding EA exit fee. I found the tenants through Openrent and introduced to the EA for a full management service two years ago. AST ending in mid March 2025. Last month, I gave two months required notice (as per EA's terms and conditions) to terminate…
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Divorce, house, equity...
Married couple Husband leaves Says he may go bankrupt Only joint financial is the house, bought using wifes right to buy discount, now with £150,000 of equity 2 under 16s in the house with mum Question is, can wife buy the husbands share of equity at a discount? She can afford the mortgage alone Thanks
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Estate Agent Sole Selling Rights
Hi, I have been off the market for 1 year 1 month, this is when I withdraw and end my contract with my estate agent. At the time they sent a list of applicants who they introduced, stating any future purchase involving these parties would incur a fee. I now have a private buyer who was initially introduced by my previous…
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selling a 2nd property
after selling a 2nd house I will have approx 90k in capital gains , less selling fees and a small amount of maintenance costs .I've been onto the gov website , I'm a standard rate tax payer .The amount calculated is approx £22k in CGT to be paid It does not allow any offset for me to put £20k into a cash isa which I've…
