Need advice please

rich_shot2003

Not sure if i am putting this in the right place in forums but its to do with debt so if its in the wrong place can the mods move it please.

1st of all please do not judge me as i know i have made mistakes which i hope i can put right.

We are in Social housing with a housing association and was on ESA and moved across from ESA TO UC back in March and before then we got housing benefit which was paid direct the lardlord but when we moved over to UC that changed and we then had to pay it out of our UC which was have found hard to cope with and we have paid bits since then and i have been ill as well(not looking at making excuses).

I then spoke with landlord and we agreed that we would pay our normal rent and £100 a month for the arrears but then we got other bills come in which we also had to pay so we missed the payment to landlord.

Now they have sent a notice of intention to begin proceedings for possession which has a date of Aug 8th that court proceedings will not start before that date.

the rent we own is just over £2000 and as i say we are on UC so now they have sent that letter to us can they stop the court action if we asked them if we can have our monthly rent taken direct from UC and also a set sum for the arrears or will it be that now they have started it they will not stop?

if by the odd chance we can get a friend to help with paying the arrears in full before Aug 8th the same could they stop the court action?

I know i have made mistakes in all this so i am not blaming anyone else but us.

I am planning at ringing the landlord on Monday to ask about the UC direct payments but we would like advice on what to do next as looking online just is just confusing me.

Also the reason we are on UC is due to ill health.

we have been renting with them since 2009 and have always been no problem to the landlord so am hoping they will except the UC direct payments that i am going to ask them about.

Please do not judge me as know i have messed up.

Ayr_Rage

DUPLICATE

Replies already here

https://forums.moneysavingexpert.com/discussion/6619027/advice-with-ref-to-landlord-intends-to-seek-possession-of-property#latest

rich_shot2003

Ayr_Rage said:

DUPLICATE

Replies already here

https://forums.moneysavingexpert.com/discussion/6619027/advice-with-ref-to-landlord-intends-to-seek-possession-of-property#latest

Sorry someone said in that thread to put it in here.

poppy12345

rich_shot2003 said:

Not sure if i am putting this in the right place in forums but its to do with debt so if its in the wrong place can the mods move it please.

1st of all please do not judge me as i know i have made mistakes which i hope i can put right.

We are in Social housing with a housing association and was on ESA and moved across from ESA TO UC back in March and before then we got housing benefit which was paid direct the lardlord but when we moved over to UC that changed and we then had to pay it out of our UC which was have found hard to cope with and we have paid bits since then and i have been ill as well(not looking at making excuses).

I then spoke with landlord and we agreed that we would pay our normal rent and £100 a month for the arrears but then we got other bills come in which we also had to pay so we missed the payment to landlord.

Now they have sent a notice of intention to begin proceedings for possession which has a date of Aug 8th that court proceedings will not start before that date.

the rent we own is just over £2000 and as i say we are on UC so now they have sent that letter to us can they stop the court action if we asked them if we can have our monthly rent taken direct from UC and also a set sum for the arrears or will it be that now they have started it they will not stop?

if by the odd chance we can get a friend to help with paying the arrears in full before Aug 8th the same could they stop the court action?

I know i have made mistakes in all this so i am not blaming anyone else but us.

I am planning at ringing the landlord on Monday to ask about the UC direct payments but we would like advice on what to do next as looking online just is just confusing me.

Also the reason we are on UC is due to ill health.

we have been renting with them since 2009 and have always been no problem to the landlord so am hoping they will except the UC direct payments that i am going to ask them about.

Please do not judge me as know i have messed up.

You were advised back last year that you can request that UC pay your rent direct to your LL. Was there any reason why you didn’t do that back when you first claimed? 

rich_shot2003

poppy12345 said:

rich_shot2003 said:

Not sure if i am putting this in the right place in forums but its to do with debt so if its in the wrong place can the mods move it please.

1st of all please do not judge me as i know i have made mistakes which i hope i can put right.

We are in Social housing with a housing association and was on ESA and moved across from ESA TO UC back in March and before then we got housing benefit which was paid direct the lardlord but when we moved over to UC that changed and we then had to pay it out of our UC which was have found hard to cope with and we have paid bits since then and i have been ill as well(not looking at making excuses).

I then spoke with landlord and we agreed that we would pay our normal rent and £100 a month for the arrears but then we got other bills come in which we also had to pay so we missed the payment to landlord.

Now they have sent a notice of intention to begin proceedings for possession which has a date of Aug 8th that court proceedings will not start before that date.

the rent we own is just over £2000 and as i say we are on UC so now they have sent that letter to us can they stop the court action if we asked them if we can have our monthly rent taken direct from UC and also a set sum for the arrears or will it be that now they have started it they will not stop?

if by the odd chance we can get a friend to help with paying the arrears in full before Aug 8th the same could they stop the court action?

I know i have made mistakes in all this so i am not blaming anyone else but us.

I am planning at ringing the landlord on Monday to ask about the UC direct payments but we would like advice on what to do next as looking online just is just confusing me.

Also the reason we are on UC is due to ill health.

we have been renting with them since 2009 and have always been no problem to the landlord so am hoping they will except the UC direct payments that i am going to ask them about.

Please do not judge me as know i have messed up.

You were advised back last year that you can request that UC pay your rent direct to your LL. Was there any reason why you didn’t do that back when you first claimed? 

Because i felt at the time we could cope doing it without the need to have it paid direct and we did but family stuff with a death happened.

which in the last 3 months has caused us to get behide with the rent.

I have now asked UC via my account if they can start paying LL direct.

sheramber

rich_shot2003 said:

Not sure if i am putting this in the right place in forums but its to do with debt so if its in the wrong place can the mods move it please.

1st of all please do not judge me as i know i have made mistakes which i hope i can put right.

We are in Social housing with a housing association and was on ESA and moved across from ESA TO UC back in March and before then we got housing benefit which was paid direct the lardlord but when we moved over to UC that changed and we then had to pay it out of our UC which was have found hard to cope with and we have paid bits since then and i have been ill as well(not looking at making excuses).

I then spoke with landlord and we agreed that we would pay our normal rent and £100 a month for the arrears but then we got other bills come in which we also had to pay so we missed the payment to landlord.

Now they have sent a notice of intention to begin proceedings for possession which has a date of Aug 8th that court proceedings will not start before that date.

the rent we own is just over £2000 and as i say we are on UC so now they have sent that letter to us can they stop the court action if we asked them if we can have our monthly rent taken direct from UC and also a set sum for the arrears or will it be that now they have started it they will not stop?

if by the odd chance we can get a friend to help with paying the arrears in full before Aug 8th the same could they stop the court action?

I know i have made mistakes in all this so i am not blaming anyone else but us.

I am planning at ringing the landlord on Monday to ask about the UC direct payments but we would like advice on what to do next as looking online just is just confusing me.

Also the reason we are on UC is due to ill health.

we have been renting with them since 2009 and have always been no problem to the landlord so am hoping they will except the UC direct payments that i am going to ask them about.

Please do not judge me as know i have messed up.

As you have already not kept to an arrangement to pay the arrears that may influence their decision.