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SDLT on new home for renting
Hi. I am going to sell my current home which is the only property that I own and I am going to buy a new house. However, once I have bought the house it is my intention to go travelling in my motorhome for at least a couple of years. During this time I intent to rent out my house. My question is, will I be able to buy the…
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Stamp Duty - Replacing main residence if owning existing BTL
Hi, I have questiosn which I'm hoping someone can help. Can someone confirm my belief that as I own a main residence and swapping for a new main residence while owning an existing BTL I pay normal stamp duty on new main residence and not higher stamp duty as that was already paid on my BTL purchase? There is a very big…
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Conveyancing for a freehold ground floor flat with a lease
I am using FixMyLegals to purchase a flat, they are saying that they are having problems finding a solicitor that can deal with our purchase of a ground floor flat which owns the freehold of the two flats, GFF and FFF, but which also has a lease of over 900 years. Is this an uncommon situation? Not sure whether to try and…
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Restriction on title deeds
Hi, I’m new to the forum so please excuse any errors. My question concerns a restriction on the title deeds of my house. About 15 years ago I was made redundant at the age of 59 and couldn’t find another job. I was forced to take out an Iva to pay off all my creditors which failed because the payments were unmanageable on…
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Landlord Refusing To Pay For External Drains Issue/Callout
I had an issue with blocked showers, toilets throughout a 3 storey house which i reported to the agent. They stated that they were happy to send a contractor out but IF was found to be due to tenant then the charges were to be passed on. I therefore decided to call my own engineer out to have the issue resolved. The issue…
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Type of Survey
We are trying to buy a house that is a pretty old semi-detached house at the outside (conservation area), but has been gutted and completely modernized and extended on the inside by the present owner, who purchased the property specifically to do it up and sell it. A friend said that they wouldn't bother with a level 3…
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Cohabiting break up Scotland and entitlement
Looking for some advice to see whether I need to take a more legal route. So me and my now ex bought our house 5 years ago for £145,000. I used money from my mum passing away, £12,000, as a deposit and she didn't contribute any deposit. No legal agreement in place regarding the deposit. During the 5 years of ownership, I…
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Trustee, beneficiary, and stamp duty help
Please can someone help me because I just cannot seem to get answers anywhere and solicitors don’t seem willing to help. my husband was left as a trustee and executor around 6 years ago for his fathers Will. He is the eventual beneficiary of his house and deeds are in my husbands name. He cannot benefit in anyway as…
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Purchased House with No Improvement Marker with Extension
Hello All, I was talking to a friend a few days back and we started talking about tax, the cost of living, etc., as you do, and he asked how much council tax I was paying and I told him and he said that was a low band for my house, so I started doing some research..... We purchased our house in 2019 (Wales) and looking…
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2 Council homes & getting married?
Me and my partner just got engaged. Now, wedding plans will be a couple of years away yet but one of the things that could make an impact on the when is our current living situations. i love one side of the city in a 2 bed council flat with my 3 teen (two adult but studying) daughters. she lives the other side of the city…
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Offering a reduced price close to contracts
Hi all, Hoping for a bit of advice. I am currently in the process of buying a leasehold flat. I am due to sign the contracts tomorrow (not exchange) but recently something has come up. In 2019 a boiler (unvented hot water cylinders) in another flat “exploded” causing massive leaks. Due to this the insurance increased the…
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Stamp duty for a second home buying joint with home mover
Good morning In order to help a family member I am looking to buy a property jointly with them as they cant afford it on there own. The funds are coming from savings on my side, and sale of property on theres. As my half will be as a ‘second time buyer’ and theres as a ‘home mover’, how will stamp duty apply in these…
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Stamp Duty when remortgaging & releasing equity to an ex
My ex partner and I (not married) split last year and I’m in the process of remortgaging & additional borrowing to enable me to pay my ex partner her share of the equity. I am unsure whether I will have to pay Stamp Duty and really hoping this isn’t the case as it’s another expense to try and keep our family home as we…
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Should I accept lower offer for my London flat?
Hi everyone I've got a converted studio flat for sale in N14 London, the suburbs. I bought it 20 years ago, I was the first to buy after it was converted from a warehouse. It's got a lovely white facade, it's unique. There's one main living/sleeping room 16 foot by 16ft, a separate large kitchen big enough for a table for…
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VOA query - FHL to LTL
Hello, My holiday let has been running from January 2024 until present. I have paid the higher council tax for the whole year and am thinking of changing to LTL. As my application for business rates is still going through, if I did go down the LTL route, would I still get a refund for my council tax from Jan 2024 to Jan…
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Flat developer gone into administration
Hi all, I started the process of buying a new-build property in 2024, and the developer went into administration in Feb 2025. So bank has taken over. My question is this: How does this effect me? Do i pull out and look for somewhere else. Does the flat value go down? Kind regards
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Cash Buyers
Hi We are looking to sell our rental property and instead of looking at estate agents, we are considering a quick option of a cash buyers. We realize the offer will be lower but there's enough equity to consider it. However, there are so many stories of scammers, fraudsters etc we have on idea where to begin to look for…
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Need Advice - Sellers With Multiple Sale Attempts
I’m after some advice. My wife and I are about to put an offer down on a property we really like. But we are hesitating after looking at the listing history on Zoopla. This is the 4th time the same owners have tried to sell this property on Zoopla and Rightmove since 2016 and they still haven’t sold it. The first listing…
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Council Flat, Right To Buy, Solicitor advises me not to buy it, but I'm not sure
Hello everyone I'm in a bit of a pickle and I'm not sure what I should do. Background: I've been a council tenant for over 23 years. I am male, single, have no children and live alone. The council flat I live in is in a high-rise block of flat (like Grenfell) with 36 flats in total. Over this period, I've paid approx £85K…
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Survey has lied to cover his tracks
Hello Just bought house and carried out a level 2 rics survey but not happy about a couple of things and need some feedback please. 1. I have llandeii trees in the garden near a boundary wall. Just noticed subsidence in the wall and neighbour informed me that this has been going on for years. I raised this with the…
