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Can I build a drive on my property if my front garden is on a private road?
Hi there! I own my home that is a semi-detached house that faces a private road. We are a line of houses and have a grouping of garages at the back of our properties but the front of the properties lead out to a private road that is accessed by two houses at the end of our road and on the opposing side. The two houses do…
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Equity Release on a buy-to-let
Hi, approx how much equity could I release on a property valued at circa £140,000 with £85,000 outstanding on the mortgage? Is it as simple as leaving 25% equity in the property and taking the rest? So approx £23,000 released? Also, is it subject to any tax because it is a buy to let and not main residence? Thanks
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Renting Garage Privately - Landlord issues
Hi all I am after some advice please I have been renting a garage privately since October 2024. Rent has been paid every month I've recently moved out of town but continue to rent the garage as there is some personal possessions I have there as well as rubbish which I need to remove appropriately when I have the time. My…
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Buying a flat with a missing lease
Hi everyone and thanks in advance for any guidance. My partner and I are first time buyers. We made an offer on an ex-council flat that was accepted back in October 2024. We've been making slow but steady progress on the sale since then (slow mainly due to waiting for the chain to complete). Now it has come to light that…
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Stamp duty & Charge on a property
Hi All My partner and I just started (neively perhaps) looking for a new home. We currently rent, but felt we could maybe save some money with a mortgage, what with how expensive rent is right now. anyway, long (and it is long sorry) and short of it, is that I own a 50% share in a property already, that I inherited. I…
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Can a ll start renovation whilst we are still tenants?
So our tenancy ends on 24/02/2025 but we moved out a few weeks ago and go back to collect things, clean etc. We initially got asked if someone could go round to value the property for sale, then we were asked if someone could go round to see what works needed doing before butting it back up to rent. We handed over 1 set of…
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Property ventilation
Do all properties including modern ones with mechanical ventilation require window opening and wiping off condensation from windows in the mornings?
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Selling house, car gets parked in garden, no dropped kerb.
Hi, opinions please. The title pretty much says it. I'm selling my house, about 5 years ago we laid the rear garden to gravel and drive over the pavement to park there. Many neighbours do the same, it's a quiet area at the rear of the houses. We never gave a thought to the legality of doing this. Buyers solicitors have…
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EPC Rating D?
Hi all! I'm new to the forum. My husband and I are looking to buy our first house and we have (very recently) started searching. Many things we are learning along the way, but something I'm still not quite sure about is the EPC rating. I've had a search online and found that ideally the EPC should be C or higher if we want…
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EPC rating on house
Hi all! Any advice appreciated on my current situation. I viewed an old renovated Chapel (1854) today. It’s absolutely perfect for me. Large open plan living/kitchen/dining with a mezzanine bedroom, a small bathroom and a small second bedroom. On viewing the property I’d asked for the EPC which was rated as G so my main…
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Springbok Properties - anyone used them ?
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Moving house question - Deposit
Hi all, I had a question as I cannot seem to find a clear answer wherever I look. Long story short, our first house which is shared ownership we put down a £9,000 deposit. We are looking to move in the next year - we’ve paid off roughly 4K of the mortgage, my question is does our previous deposit for this place and the 4K…
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Can a mortgaged buyer not have a survey/valuation?
I'm selling a house to a youngish first time buyer couple, who I know have a mortgage via their broker. As we get a few months into all the legal paperwork, the buyer seems to think there will not be a survey or the simpler valuation variant. My experience has been that mortgage lenders don't lend without satisfyingly…
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Gazundering because the vendor has cost me money with their uselessness?
Normally, theres no way in a million years I'd do this.... BUT the seller has been a nightmare. - Went off grid for 4 weeks over Xmas. No-one could contact them at all - in the end their estate agent had to go knock on their door. Excuse for not calling back after about 50 messages left - "I'm not very good with my phone"…
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Do you need EPC certificate to remortgage your home
Currently trying to remortgage but the mortgage lender Precise in the offer is insisting on EPC certificate and we’ve never had one in twenty years we have been living in the propert We are not selling or renting out, it’s our main home. To top it all they are also asking for guarantees for roof covering and double glazing…
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Re-mortgaging my house to help mum buy her own home
Hi, My mum is in her 70s and moved back to the UK a couple of years ago when my father passed away. She is currently renting a flat and the rental cost is taking up the majority of her pensions income. She has a limited amount of money to purchase a flat/house, so my siblings and I are going to help her with the purchase…
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What ceiling is this?
Hi, What ceiling type is in this house? https://www.rightmove.co.uk/properties/148776737#/?channel=RES_BUY Thanks
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Selling a flat with a sitting tenant
Does anyone have experience of companies that advertise buying your property for cash with a sitting tenant? We know they cut the value significantly but we can’t easily get our bankrupt tenant (initially a friend) out so it looks inviting. Is it too good to be true?
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Demanded to stop using land
We purchased our leasehold house in 2016, we asked the sellers of the house about the lease and they claimed to have not paid it in years and didn’t know who owned it. Our solicitors sent the owners of the lease a letter confirming our purchase of the house and for all future contact should be to us. We didn’t hear…
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Challenging Desposit Scheme ADR Riling
Looking for advice. My ex Landlord had filed a Claim through the Simple Procedure Court Process in Scotland requesting payment for damage to his property. The alleged damage has already been subject to dispute resolution by the Deposit Scheme. The Landlords claims are generally false as well as claiming exaggerated sums…
