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LEGAL FEES ADDED ALONGSIDE SERVICE CHARGE
Hi everyone. I was hoping someone could help me. I bought a leasehold flat 5 months ago,it’s in a Victorian house made into 6 flats. I have in total since December been asked to pay £6800 towards legal costs to do with a leaseholder above me who is challenging the service charges and is taken the management company to a…
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Garden with mix artificial and real grass
Hi, we are planning to do some renovation in our garden. My wife wants to have artificial grass in the garden so it will be a playing area for our kids. Personally, I don't like artificial grass at all but I should acknowledge that we cannot use the real one during almost half of the year ( very muddy because of the clay )…
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First charge on property through loan.
Good Morning Here’s hopefully an interesting one! I have a relative purchasing a property to live in. They are looking at doing an equity release roll up mortgage so they can afford to live there. If i were to make the payment instead of the equity release company, and make sure they have right of occupancy for ever, could…
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How Much Tax do I pay?
Hi, I am in the process of buying a property with my partner to the value of £265k, completion date is 25th March. I currently own a home in my own name and I intend to keep it for a few months whilst work is being carried out on my new home. I am aware that I am subject to a second home levy and stamp duty. Is it possible…
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Transferring property to Beneficiary
I am getting very confused regarding transfer of property to a beneficiary, some of which I followed from Land Registry. I'll try to make is a less confusing as possible. 1. My friend died in 2023 leaving a property she inherited from her mother in 2013 to a family member. I filled in AS1 providing all the necessary…
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Buying the next door house — costs and considerations
Hi! Not sure which forum is best for this since it is a mixture of house buying and planning. But thought I would try here. Sorry if it is the wrong one. I have also searched and saw some old threads on this topic but nothing recent so hoped people wouldn’t mind me asking again. We live in an end of terrace house,…
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How did this happen? Buyer had a conditional mortgage, discovered 3 day before exchange!
This has cost us around £10,000 and we cannot understand how it happened or what we can do to recover the loss if anything at all is possible. September 2024, viewing and initial offer to buy from a UK resident from Bulgaria and his wife. EA confirmed they had a mortgage offer and the cash was in place to complete the…
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Moving to Wales - Welsh land tax?
Hello, we are moving from England to Wales and we have been informed about the need to pay Welsh land tax. Just wondering whether we need to pay stamp duty as well? Can't seem to find a definitive answer. Will enquire with our solicitors as well because we had accounted for stamp duty in our fees but they've sent us the…
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How to deal with an incompetent estate agent?
I've had a year long process so far, selling with an incompetent estate agent. The 1st agent lied to me for months that my chain was half as long as it actually was, He was sacked, then a 2nd agent left the job after 2 months and now I'm dealing with a 3rd agent. There seems to be constant communcation issues between the…
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Housing Dilemma: Is Bankruptcy the best way out?
Good evening! Long time lurker (20yrs or so) first time poster... I am in the privileged position of owning two properties, a Flat in London and a House in a small town, outside of London. I have been trying to sell my London flat for 18 months with limited success - I sold it in Feb 2024, but it fell through in June 2024,…
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likely rough timeframe for chain free to complete?
I finally got a bungalow offer accepted. It is chain free,. My buyer is in rented now, and just awaiting a fire assessment i have booked for 6th march, and the rest of it is on track their end. My conveyancing is all set up and underway for my bungalow. When roughly do people think I'm likely to move? I have time…
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Elderly parent in a council house, problems with neighbours and fence.
Hi I wonder if anyone has any advice on the best way to deal with this, My parents have lived in their council house for 45 years. A few years ago their next-door neighbour died and the property was sold. The new owners have rented it out to a not particularly nice couple, with 2 big angry dogs. They've let the back garden…
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Tenant Security Deposit (Landlord has sold the house)
Hi there, first time asking for advice! My partner and I are in a not common situation. Our landlord decided in January 2025 to sell the house we rent (no section 21 was issued as we are not being evicted), with us in situ as they no longer want to put any more money into it as it needs extensive maintenance to damp proof…
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Buying a house built in last 20 years ,owners had blown bead insulation from a free scheme injected
The house was built in 2008. In 2018 there was some free scheme to have the cavity topped up, and it looks like they had blown bead installation into the cavity. From my understanding in 2008 it would likely be rigid insulation which is in the cavity? (or maybe it was beads in the first place , I have no way to know). So…
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Should I complain about the EA?
Good morning, we've just had a terrible experience with an EA (and the seller). I'm thinking of complaining to the onbudsman but their instructions suggest I should complain to the EA in the first place. I think that's fair enough, but I wonder if it's worth doing it so any thoughts or advice here would be much…
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Selling shared ownership and moving to a new build
Hi, I'm currently in a shared ownership house (50%) and I'm looking to sell this and move to a new build property (not shared ownership). With the new build, I've been told I'm not able to reserve a plot until my current house has been sold. I'm just wondering what would happen if the housing association for my current…
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Leasehold Advice
Hello, I currently own a Leasehold flat which I have had for a couple years, I have seen a few things online that I wasn't really aware of, my lease now has 90 years left on it. I am worried that it might become harder sell. I'm 28 and its a 1 bed so this was my first property and would love to progress to a bigger…
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Sellers legal responsibilities when selling house?
Anyone got link to guidelines as to what is legally required in terms of state of the house? We had a full survey but a lot of things have come up. - Walked in massive leak from radiator. There's no way they didn't know. That's going to cost me £200. - Light fittings removed with bare wires left. - Most of the other lights…
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Cost of lease extension with doubling ground rent
I'm hoping someone can help me estimate the cost of extending my lese when I open up negotiations with the freeholder. There are 88 years left, annual ground rent is currently £250 a year, and rent doubles in 2035, and then keeps doubling every 20 years until the end of the lease. I've calculated this would be: £500 from…
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Cash deposit no solicitor will help
Hi guy's. We have a cash deposit made up of the following and we're up against solicitors who are refusing to act for us and I need someone who can finish off the mortgage. A few years ago we sold our business and invested some of the proceeds in to gold bullion ( full audit available) and kept a small cash fund £6k in our…
