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Stamp duty when separated but not divorced
My daughter and her husband lived in rented accommodation while together, they have been separated for 5 years and have no financial ties and have not bothered with a divorce. Since separating he bought a house and lives in it with a new partner. My daughter now wants to buy a house and I am worried it may be treated as…
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When to pay what; solicitors, surveys, movers…
Hello just wondering at what stage in the house buying process do we pay for certain things. We’re in wales. Selling our home and moving to new one. We pay initial solicitors fees but then at what stage would we pay remaining solicitors, surveys, movers etc
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Redrawing garden boundaries when moving next door
Hi all, I hope this is the right place to ask this question. I am currently in the process of selling my house and purchasing the property next door. To address a problem with the very odd shaped garden at the property I'm purchasing I plan to "take some of my garden with me". This is an area approx 10m by 10m at the back…
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Transfer of equity - permissible/allowable deductions
When making an offer to purchase my former partners 50% share of the property in a transfer of equity, are there any permissible/allowable deductions that can be made (e.g. my legal costs, stamp duty I will have to pay, etc etc)? Any advice would be appreciated.
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Residential property/holiday let
I am just in the process of buying a small weekend/holiday cottage. My husband’s job comes with accommodation provided (where we live most of the time) so the cottage will be my only owned property. The seller has used it as a holiday let when not there and has offered to transfer the existing letting bookings in July and…
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CCTV at new property
The house we bought has a cctv camera at front door not sure if it’s a dvd recording one or via phone but worried about possible privacy issues does the owner have to transfer ownership or would I have to pay to deactivate it?
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Has anyone had problems recovering property sales proceeds from Tunisia?
I really don’t know where to turn. I sold 2 studio apartments 3, almost 4, years ago in Port el Kantaoui and I have not received a penny even though the buyers have been able to live in those apartments all this time. Has anyone been able to speed up this process? I’ve paid my taxes on it which happened a few months ago…
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Management Pack process from Management Co. Viewpoint
The grounds/roads of a small estate of freehold houses are owned by a Management Company, limited by guarantee. The residents are the only members of the company. One of the owners is selling and we have been asked by their solicitor to supply a FME1 form. I am comfortable with most of it but am a bit unsure of the legal…
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House boundries
My house is due to complete sale in a few weeks. The neighbours are getting a driveway but we have a shared middle path down both sides. If they try and move boundaries what happens?
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New Build Part Exchange
Hello, just looking for some advice on the above. My partner and I are looking at part exchanging our current home for a new build. I'm just a little unclear on the process. Obviously the developers will be looking to buy our current home, and I know it will more than likely be an offer slightly under market value, as I've…
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Painting liability after property tenancy ends - Scotland
I am about to move out of a flat that I have rented for over a year in Scotland.We filled in a few holes (tv wall mounted with agreement from landlord) and touched up some normal wear and tear on paintwork.Asked LL for exact paint colours, got them from Dulux Paint Centre - bedrooms all fine, but the rest of the house…
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Stamp Duty on a Second Property - Let to Buy
Hello, Can you please help me understand how much stamp duty I will pay in the below scenario? I currently own a flat worth £160,000 which I live in and next year I am hoping to change it to a Let to Buy mortgage so I can purchase a new home to live in but keep my flat to rent out. I am looking to purchase a home for…
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Spray foam insulation removal tax position
I have a small flat that I rent out. When my tenant left, I thought I might as well sell it as I'm getting too old to fix/clean/paint the place every time a tenant leaves, plus now that I'm getting my state pension I would be paying most of what I earn in rent (after expenses) in tax, so why have all the hassle.... The…
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Owning property abroad
My mother wants to gift her holiday apartment in Cyprus, to me and my siblings. It is not rented out and is used just for family holidays. If we take it on, does it affect us financially in the uk? Eg tax thank you
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Help to buy isa
My daughter has a help to buy isa with quite alot of money in but lives in London so will have to buy a property 450k+ so won't get the bonus. Is it worth her just putting it in a cash isa and getting a reasonable interest rate?
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Conveyancing bill two months after completion. Almost £1000 of extra fee vs the quote
We just got a bill from the Conveyance 2 months after we completed. Looking for some input, we just got an additional bill from our conveyance due to land registering. Slightly annoying but the real issue is that it £330 instead of the quoted £150. I know in grand scheme of things, not the biggest amount. However are…
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Simultaneous Freehold and Garden Purchase
Hello All, Looking for some advice. Upfront summary we want to buy the freehold and the upstairs neighbours garden. Is it worth doing these at the same time to save on costs? We own the ground floor of a Victorian terraced house, converted at some point into two flats. It is leasehold with 123yrs remaining. Upstairs has…
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What is on this roof?
Hi, please could anyone advise what this may be along the edge of the roof at the back of this house (broken off). Thanks
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Short-Term Financing Options for Renovation Completion
Hello, I’ve owned my property for a year now. It’s a listed building, purchased very much as a doer-upper. Securing planning permission took some time (and money!), but I now have that in place. The property was purchased for £485,000, funded by a £385,000 mortgage and the remainder in cash. The lender’s original valuation…
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Advice needed for long distance move
Hello all, I really need some advice! I live in Scotland with my family but I am originally from Hampshire. I am desperate for us move back down. We have lived in Scotland for 10 years. We own our home with a mortgage. We both work full time and have 3 kids. I don’t even know where to start! How would we get a mortgage?…
