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Transfer of freehold & notice of assignment when selling my flat
I am in the process of selling my flat which is part of a shared freehold we purchased when we first bought the flats. It is one of three flats in a combined building. We set up a limited company for the distribution of shares and these were allocated 30%, 30%, 40%. AIso we all pay a monthly maintenance into a company…
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Land Registry being expedited
We’re in the process of buying a property and have had an offer accepted since the beginning of September. Our sellers are also purchasing a property and had an offer accepted at the beginning of September so there’s two of us in a chain. We’ve been ready to exchange and complete since December but in January we found out…
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Help - Unvented hot water cylinder
Hi all, I was hoping for some help. I am currently buying a property which has an unvented hot water cylinder. The sellers have no information regarding the installation or service history of it. It has been replaced from the original as the original building all the flats had OSO and this is now Gledhill. (the flat is in…
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Never moving house again!
Got to be fair its been 25 years since I last moved and I'm staying here until I die. The entire house sale/purchase is a nightmare. I don't know who's worse other people or the solicitors. I don't understand why you'd take 3 weeks to send a form back to your solicitor when you're buying or selling a house? I did every…
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Separation/buy house
Hello, Me and my wife are separated. We have joint mortgage if she pay me out (for example), then I want to buy a house for myself. I will need to pay stamp duty? Or maybe I can be on similar rules like first time buyers? Thank You
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Social housing tenant being charged exorbitant service charges
I have been an assured tenant of a housing association since 2010. Since then my service charge has increased from £0 (actually states this on my tenancy agreement) to £3544.06 for 25/26, a 100% increase from 24/25 £1787.24. This was already unaffordable - I am a single parent and currently on Universal Credit (a new…
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Adding wife to deeds of house
Not sure if this belongs here but I can't find a better place.... I owned our family home before my wife and I got married (25 years ago) so it's always been just in my name. The mortgage will be paid off in a few weeks which prompted me to think that I should transfer the house into joint names. Not least so that if…
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Selling mums house and solicitor wanting certificates
Selling my mums house and solicitor is asking for certificates for windows that were installed in 2021 and a kitchen extension that was installed over 20 years ago. The firm who did the windows haven't got back to me but will chase it up at some point, the firm who did the kitchen is no more, if there were any certificates…
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Parents moving into second home
Hi, was wondering if anybody could advise? my parents can’t get a mortgage because of their age even though they can afford one. my wife and I plan to purchase a second home and they will move in and pay the mortgage. can they just gift us the money each month to do this? it’s a small mortgage £150K so around £800 a month.…
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Tenants in common
Hi, I recently read about when buying a house as a couple, it could be pragmatic to buy as Tenants in common so as to avoid a care organisation from asset stripping your house to pay for care if one of you are placed in a care home. Any advice please? Simon.
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Buying property as freeholder with a leaseholder flat
I have bought a freehold property as a buy to let. There is a leasehold flat within the property which has a short lease ~60 years. As the freeholder I do not charge any ground maintenance. I am being asked to extend the lease which I am reluctant to do without including terms for building maintenance where use is joint…
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Survey Feedback Help
First time buyer here so help is much appreciated. My partner and I received our level 2 survey back and it had three red flags on it: 1. Have the electrics checked by a specialist prior to exchange of contracts. 2. Have the gas checked by a specialist prior to exchange of contracts. 3. Low level damp detected in the main…
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Capital Gains Tax- How to appeal late submission fine
Hi, I
recently became aware that I should have submitted a Capital Gains Tax return within
60 days of selling a property (I’ve been
submitting my SA tax returns for many years, and mistakenly believed this was the
means by which I should report/ pay CGT) and have been fined a large amount for the late submission. An…
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HML Group Deed of Variation
We are hoping to seek some advice here... In short, we are selling an 8 year old freehold house which was built by Persimmon and the estate is managed by HML Group. The buyers solicitor has requested a deed of variation regarding the rent charge, We have paid Persimmon Legal £150+VAT for this deed of variation to be…
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Buying a flat, is it worth getting a survey done?
I'm buying a flat in a small 9 flat block that's about 15 years old. There's no mortgage involved and the place looks like a quality build. Traditional bricks and tiles and here's no cladding. Is it worth getting a survey done?
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Inheritance First Time Buyer
I’m really looking for some advice about inheritance and how
it affects First Time Buyers please. My father recently passed away leaving a Will naming myself (daughter) and my
own daughter as Executors and Trustees. The Will states that any residue of my dad’s estate and any property is
referred to as the ‘Trust Fund’. The…
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Estate Agent Not Putting Offer Forward
Hey Everyone, I put an offer in on Saturday afternoon for a warden assisted flat for my Dad. The young girl that answered my call advised that she was not qualified to put the offer forward, but her colleague will give me a ring first thing Monday morning to discuss before putting the offer forward to the vendor. I gave…
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Equity release when buying a house
Apologies if this has been asked before. I want to buy a house for which I do not have all the funds. Can I use equity release to help fund the purchase. Example: I'm retired, aged 62 with a modest pension from the Civil Service. Once my current property is sold along with some savings, I will have around 250k for my next…
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Removing a tiled floor
So a house I looked at has a tiled floor how big or costly a job is this to replace it with laminate flooring?
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Stamp duty refund - selling second property
Hi, I wonder if anyone can help. We bought a house 12 months ago but didn't sell our existing property as the new property needed planning permission and extensive work for us to be able to move in and fit the family in (2 bed property needed converting to 4 bed). We've had a change in circumstances so accepted an offer on…
