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Completion Date on New Build
Buying house with Barratt, when we reserved 3 months ago they said completion would be last week of June. Our solicitors (recommended by Barratt) told us completions happen on Thursdays so we both booked last Thursday in June off and told Barratt this. They’ve now said it will be last Friday in June. Partner is a nurse on…
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Advice with landlord trying to claim full deposit following end of tenancy.
We recently moved out of a property that we were renting and prior to doing so had someone in to clean the property. Stupidly we didn’t check every nook and cranny of the house after it was cleaned and according to the check out inventory, there was quite a bit missed (mainly windows, oven wasn’t cleaned, and a stain on…
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8 months, FTB, no chain, sellers solicitor not responding
Hi, I am currently 8 months into buying a leasehold flat as a FTB. We have just yesterday sent our signed contracts back as guided by our solicitor in readiness for when the last remaining enquiry is fulfilled. This enquiry is on the deed of variation + an annexed rider to the document, as the management company haven’t…
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Noise & Noise cancelling two questions
Hello Everyone I live in a mid terrace cottage (three of us in total) it’s 1800s so I assumed had fairly thick walls. One of the properties is a rental I’ve lived next to three sets of tenants and never had an issue with noise normal family stuff. The other side is a privately owned second home. They have never been here…
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How long from offer acceptance to completion?
I know this is a how long is a piece of string type question, so just interested in people's experiences or best guesses. Had offer accepted on a property. We are FTBs, no chain. But currently in a rental with two months notice, and no imminent end to our tenancy. So we're not under any pressure to move. Seller is moving.…
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Landlord's credit rating affected by tenant's utilities debts
Two of my tenants (separate properties) have defaulted on their utility bills and I have had to go through a long process with the utility companies to prove the debt is not mine. I have two questions - one, should the agent be dealing with this (they say no because of GDPR but I don't believe that) and two, how can I…
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Buying next to a Battery Energy Storage System
Hello, after some views on if you would buy a property next to a battery energy storage system? we are looking to buy a house and there is proposals to build a large battery energy storage system nearby. It’s still in the planning phase but it’s on private land and I’m going to presume it will be approved for now to help…
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Rightmove vs Zoopla valuation
I've just noticed that Rightmove are now offering an instant "valuation" service much like Zoopla. I had always presumed the main method was based on starting with the last sold price and applying house price inflation since that time and for that area to get a rough current selling price. In my case, the last sale was in…
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Neighbours Right of Access to Maintain their Property
Hi all, We moved to a new house last year - a semi-detached with drive to side. The neighbours had built an extension to their house a couple of years before we moved in; their extension takes up their entire drive running alongside ours so they can now only access their garden through their house. We found it surprising…
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Completion
I am 10 weeks into selling my house, and we are ready to agree a completion date. I have suggested several dates, and none have been suitable for the buyers. Today, I suggested another date, and again, the buyers have said it's no good. They have come back with a date that is over 2 weeks away! My house is packed and ready…
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Right of Way, Property Access
Currently going through a dispute with my neighbour over access to a property that used to belong to my mother, the house is an old railway station house, the old station yard situated in front of the house was a caravan park, from the mid 50s through to the mid 80s, the land was then sold off as building plots in the…
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Ways of reducing the stamp duty?
Hi guys. I currently own a property (26 years remaining on the mortgage). I currently have a consent to let on it at the moment. That was before I got married. I am now married. My wife is a first time buyer. We are looking into purchasing a property together but I didn’t realise how hefty the Stamp Duty would be. Our…
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Landlord trying to charge me £1700 in damages on rented property.
Hi. My ex landlord/estate agent are trying to charge me £1700 in damages. £807 of that is my deposit and the rest they expect me to pay. They are trying to charge me for 3x new carpets in bedroom, landing and stairs. I have accepted liability to damage to the landing (my cat scratched a hole in it). However, the stairs and…
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Buyer at auction may not complete purchase
We sold a property at auction and under the contract completion is due in one week's time. His solicitor was sent the legal pack one month ago. However he has failed to respond to our solicitor on it so it appears that the buyer is dragging his feet about completing or has instructed his solicitor to delay responding. I…
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House chain delay
I heard via my broadband provider the person I’m buying house from wants to delay as she’s buying a new build and it’s not ready. Person buying my house agrees this date in May what happens? Is there any compensation? Could the sale fall through? Where do I stand as I moved all my providers over booked furniture and a van?
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Lifetime ISA
My daughter purchased her first property with her partner. They contributed 50/50 to the deposit and both used their LISA government bonus of 25%. They have now separated and my daughter’s partner is buying her out, agreeing to refund her deposit. My daughter is still paying half the monthly mortgage repayments. My…
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Second Charge on Land registry by Barclays
My FIL passed away very recently, and my MIL has terminal cancer. As a result MIL has come to live with us, and is selling her property.Sale is agreed , but the solicitors have advised there is a second charge outstanding on the property, from Barclays, and they cant complete until we remove. MIL has no recollection of…
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Please help! Stamp duty and staircasing.
We bought our shared ownership property in 2017. We bought 40% at £136000 and paid a small portion of stamp duty, about £300. We are now in the position to staircase up to 100%. The property has been valued at £330000. My solicitor has told me the stamp duty is £6500 but we have already paid some stamp duty for the…
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Gift Tax
My daughter wants to cash buy a flat for £60000 for me to live in. Is it best to gift me the money and I buy it, writing a will to pass onto her on my death or she buys it as a 1st time buyer and I live in it?? Cost tax implications?
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Gran only on rent, how to avoid being rehomed
Asking on behalf of a good friend I’ve known for 40 years. He’s 42, and lives with his mum (60 years old), and his gran (mums mum) in grans council house. His mum is pretty much a carer for his gran. Gran was first to move into it when it was built 85 years ago. Only home the family have known. Gran has recently had health…
