-
Leasehold property information availability
Hi, I'm looking to find out information about my property's legal title. It's a rented property. I have a tenancy agreement with my landlord (20+ years). I've purchased a copy of the title from the property register. It's a leasehold flat, which I rent from my landlord. However, all it states is the freeholder and the…
-
Buying a property close to rail lines - anything to watch out for/clarify?
Hi There, We just got offer accepted in a lovely house (I caused some stir with my other thread on this) in north London and I just downloaded the title register and plan from land registry website to try to find out if there's anything interesting about the property. One thing that caught my attention is a number of…
-
Leasehold renew or not
We have 49yrs left on the lease, we're thinking of selling, renewing the lease is estimated around £20+K, we haven't got that kind of money, Prior to selling, is it worth having a personal loan and paying for the extended lease or selling the flat with at a much lower value given it only has a 49yr lease?
-
breach of lease - what are the ramifications?
Hello, I am a landlord who owns a leasehold flat. It is tenanted and an owner occupier below my flat has been complaining on and off of noise issues from my flat. The owner has not provided any evidence so far and my tenants say they are being careful etc. I have attempted numerous times to get the message across to both…
-
Help to buy ISA if not on mortgage
Hi I hope you are all well! Me and my partner are in the process of trying to buy a shared ownership house. My partner started his new job in January so has been employed for two months. I am currently a self-employed, and also do some ad hoc cover at a preschool. We are trying to purchase a shared ownership property at…
-
Why aren’t properties in this block selling?
https://www.rightmove.co.uk/properties/154184303 https://www.rightmove.co.uk/properties/156791921 Flats in this block seen quite nice. Yet, I’ve seen many come and go in this block on Rightmove and they don’t sell. The 2 currently on the market (links above) have been on the market for over 6 months with big price drops.…
-
Buying a Bellway new build
Hi all, We're interested in a Bellway development and really like 'the scrivener' house style. We've never had a new build so it's all a bit new to me and I'm not particularly trusting of sales people as I'm sure they're just out to extract as much money from you as possible. Bellway have an offer of up to £25k towards…
-
Am I over analysing?
Hi, We are close to exchanging, but a house next door was built
in 2011 - the house we are looking at is from the 1970s. During the planning
application, the new building had a soil sample done, which came back with
lead, arsenic, and benzopyrene over the standard at the time. There were two samples taken, they do vary…
-
Right to Light no win no fee
I live on a terrace built in 1908 and the land behind which just had single storey garages on it has been bought by developers who have got planning permission for a 10 storey block of flats. I have been approached by a no win no fee company who say I can take the developer to court for compension for my loss of light…
-
What could have caused this damp patch?
Surveyor found damp readings in the lounge and noted this damp patch (2nd picture, on the right just above the skirting). The other side of the wall is a blank wall next to kitchen cabinets. The end cabinet the other side of where the patch is, is different to the other ones but not in a way that looks like it has been…
-
Can my sister be the agent and collect rental income tax free?
My sister is a stay at home mum and I am tempted to keep hold of my property and rent the house out on a permanent basis. I am a higher rate tax paper, currently pay as much into my pension to become a basic rate tax paper. The rental income of say 12k a year will cause me a headache and more tax to pay! Is it legal to…
-
Mum's flat
Our mum lives with us due to poor health and rents out her flat. She's had the same tenants for around 5 years. My sister deals with that side of things, the upkeep and certificates. Mum wants to sell it and help my sister and I out. We know that the tenant will need an official notice but would a friendly email or call…
-
Brought house then discovered it wont heat properly and the seller hid damp
The seller had purchased the house last February and put it on the market 6 months later. I then purchased it. Enquiries were raised. The seller filled out the Law Society information form (TA6) Where it asks "Is the boiler/heating system in good working order?" the seller ticked yes I moved in and finally put the heating…
-
Neighbour's planning application for new build requires underpinning of my wall!
I live in an end of terrace victorian property. A couple bought a small plot of land 3.2m wide immediately next to my property 5 years ago (as previous owner of the land died) and have just submitted a planning application to build a tiny 3 story house on it. Aside from several other issues, their plans state that they…
-
EICR
I believe the law states in April 2021 a landlord needs an EICR. I started renting my property out in October 2021. No mention of an EICR, it's only last week l heard the term. I decided whilst getting the property ready for tenants, I d upgrade the consumer unit. I wasn't told l had to, just felt it needed new MCB type.…
-
CGT on Overseas Sale ?
I am selling a property I own in Spain. Do I need to report the sale to HMRC for CGT purposes ? Once I deduct the buying & selling costs there is going to be either a very small profit or none at all. But I'm assuming I would need to report it anyway....anyone know ?
-
Renting and mental health
We private rented a property that the landlord never repaired over the 5 years we were there, we had no central heating, we were exposed to asbestos and it had mould and subsidence & rodents. The council housing team offered to help us we were on list but low priority/band my husband could not work and is on UC. I work…
-
Agricultural workers dwelling
Hi. Has anybody here ever tried to buy a house that was originally built as an agricultural workers dwelling? Did you buy it at a discount? Have you managed to get the conditions removed? Any advice would be appreciated.
-
Can a landlord refuse to let a tenant move?
I am currently renting privately on my own, for a number of reasons I have decided I will need to move in a few month's time. My contract runs for a year and has a mutual break clause in the middle, the earliest this can be applied therefore being in a few months from now. My question is whether a landlord can choose to be…
-
building regs certificate doubt
I am in the process of purchasing a flat where external wall insulation (EWI) has recently been installed. According to Building Regulations, to comply with Approved Document L, at least 120mm of insulating material (in my case, Rockwool) should have been applied. I checked the specifications for the material used, which…
