-
Disabled access on a private rd
Hi I live in a small private rd, however a neighbour is being awkward and is limiting my access across the path in front of her house. She has several large shrubs which are growing over path, however she is getting her children (adults) to park up on the path so I can’t get through on my scooter. We knocke and politely…
-
Freehold/leasehold
I own my deceased mums house but she owned the freehold. I am going through probate to obtain the freehold but am selling the house leasehold to secure sale. How do I transfer freehold to new house owner once its sorted?
-
Lease covenants
Lease Covenants & Restrictions: Not to use the Flat for any purpose whatsoever other than as a private. Does this means if my circumstances change and I can no longer live in the flat, am not allowed to rent. Thanks
-
Unsure if I should pull out of sale.
Hi, The house I was buying has pulled out of the transaction, I'm still in the process of selling my house. I have two options as I see it. 1. Continue with the sale and put my things into storage while I rent accommodation until I find another house to buy. Or 2. Pull out of the sale and stay in the house before selling…
-
Help - Break up from Long Term Relationship with Mortgage
Hi I’m seeking guidance on improving my financial situation.
I’ve recently started a new job with a monthly gross pay of £3,750, but after
deductions (tax, National Insurance, student loan, postgraduate loan, and
pension), I’m left with £2,609.34. I pay 43% of a mortgage that will be due for renewal in
about 18 months. The…
-
Middle aged first time buyer - your advice please!
I am 51, partner is 49 but doesn’t work. I have a good income (£100k salary and pension of £37k) and currently live in a tied house provided free by my employer. I’m on a 10 year contract with 9 years to go. We have £250k for a deposit on a house (cash) and save about £1.5k. When kids finish uni in 1 and 2 years time we…
-
Selling a house with a loft conversion but without regulation docs
Our loft was converted by a company in 2009 but as it didnt have a fixed stair case, it was not necessary to obtain planning permission etc, thus have not "certificate". We accepted a sale on the property two weeks back and the buyer mortgage lender sent in a valuer for inspection of the property. The valuer has said…
-
Succession after mutual exchange.
My son (aged 40) has lived with his mother for 25 years. Sadly she died 2 months ago and the tenancy agreement was in her name. He applied for succession of tenancy and has been refused on the grounds that they did an exchange in 2015 (quote:After the law changed in 2012) and that counts as the one succession. I'm sure the…
-
FTB - Loft Building Regulations / Estate Agent Misadvertisement
Hi all, I am a first time buyer, looking to buy a 3 bedroom house. I did a lot of research on the area I wish to buy in and found out that ALOT of the properties in the area I am looking have loft conversions that have made their 2 bedroom homes into 3 bedroom homes. I'm not adverse to loft conversions and after doing…
-
Adding partners name to property with the land registry as Tenants in Common
Hi I would like to list both myself and my partner as Tenants
in Common on my property deeds. I am currently registered as owning the
property outright and we cleared the mortgage on 01/08/2024. The property is currently valued at £190,000 and we would
like to register a 26% and 74% share (based on our contributions to…
-
Partner buying house outright, once mine sold wish to pay half.
My partner is buying a house outright, we both like. Partner in the process of divorce, sale of their house and distribution of funds agreed, no mortgage. Once my place is sold (within months), I will give half the value of the purchase price to my partner. Can we then put my name on the deeds, as joint owners? Will we…
-
Cost of replies to LPE1
My freeholder has quoted £720 to reply to a LPE1. Is that within the range of normal costs? If not, is there anything I can do about it?
-
indoor cat in a flat
I rent from council, secure tenancy for last 10 years. I live in a flat on 1st floor, there are only ground and 1st floor, I have my own garden but a communal entrance door. I have had 2 elderly indoor only cats from cat protection league charity in the past whilst living here., they usually want to see tenancy agreement…
-
sellers solicitors threatening to pull out because my solicitors are delaying exchange
Hello, I have an off plan new build flat I am buying as a first time buyer. I reserved back in January and it should have been a 28 day exchange. Here we are months later still not exchanged and my solicitors putting in another search just yesterday. The sellers are now threatening to withdraw if the contract exchange…
-
Buying a house - proving where the money is coming from.
Hi, I am purchasing a house with money that we have saved over many many years (going back about 20 years). The money is currently in several ISAs and fixed term savings accounts. My solicitor is saying I must provide all bank statement showing how I have slowly saved this money. However, it will not work like that for me,…
-
Advice for renting if temporarily unemployed
Me and my partner are looking to rent together in another part of the country, in a new city further away. I work from home earning a good, consistent amount, but my partner has handed in their resignation from their job; in a month's time, they will count as unemployed and technically not have any income to show. My…
-
E.Surv
Does anyone have any recent experience with a surveying company called E.Surv? We are selling our house to a couple who don’t need a mortgage but have instructed E.Surv to carry out a L2 survey. I made the mistake of googling the company and their reviews are terrible and they appear notorious for down-valuing. I used the…
-
Advice with a housing issue please
I live in a rooming house that i have lived in for 25 years which is owned by a private landlord who has a contract with the local London council where we live to house people and has 12 rooms all of which were occupied until about 5 years ago when a person moves out now the landlord leaves the room empty some of which…
-
Asking price
I had 3 valuations over 2 days for my property
with under 90years lease, a local agent who had worked in the same firm for
over 40years, another independent which had been taken over (but had sold a
property in my development) and a a nationwide chain. Local agent,
formal but knows what he is going to do / tells me what…
-
Ensure vacancy before exchange and completion same day
Hello, we are purchasing a property and want to ensure it is vacant before exchange ( not completion) Seller proposed same day exchange/completion and that we can check it’s vacant on day prior to exchange - and if it’s not vacant we cancel/postpone without any cost. is this really possible? We do not want to commit…