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Buying a Freehold House with a unregistered leasehold against it.
Hi! Myself and my husband are currently in the process of buying a house. We currently have a problem with the house we're buying. It was discovered around 9 weeks ago that the house was freehold with an unregistered leasehold against it, indemnity policy's have been put forward but our solicitors have declined as they…
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Tenancy check out disagreement
I have recently moved out and received the check out report. There are a couple of items (I think minor) that I believe were there when I moved in, but that were not specifically mentioned on the check in report. The agent is using the clause that it is assumed that it's in good condition unless specifically noted. Also…
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Buying a freehold property with under lease
Has anyone ever bought a freehold house within under lease title? Lenders have agreed to an indemnity policy. However, has anyone resolved it once owning the property?? l@LandRegistry
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How do I approach these issues?
I purchased a small flat a few years ago. Last year the tenant above changed. Since then there is a lot of noise coming from the flat above, mainly noise on the floor and you can hear them stomping about. They have dogs also in the tiny studio flat. They jump onto the floor in the night and wake me up, they also have toys…
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Paid £350 for Damp and Timber Survey – Report Lacks Key Details and Justification – Seeking Advice
Hi all, First-time buyer! I recently paid £350 for a damp and timber survey as requested by my
lender. I have some concerns but am not sure what I should have expected from
this type of report. I’m hoping to get some advice on whether this is standard
practice or if the survey falls short in certain areas. The property is…
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Edinburgh Fringe Short Term Let
I'm looking for anyone who does short term lets of their property in Edinburgh for the Fringe Festival held in August each year. Could you advise of the process you have followed, tax implications (rent-a-room relief), issues you've come across and any other general information you think would be helpful. Considering…
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Credit Checks for Estate Agent / Landlord: Which Score to pass?
Hi, I am facing eviction because I have recently been served with a section 21 notice. There are some private flats to rent that look pretty good, and are within my price range. However, due to the s21 I don't have time on my side, so I don't want to spend my precious time, which is in very short supply, going around the…
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Misled about roof / roof space being included in flat
Hey everyone We’re two months into buying a share-of-freehold converted flat in London (£435k). The seller and EA claimed they owned the roof and attic space, which was a major selling point—especially as they said there's potential to extend due to ownership (adding 15-20% square footage). Now, their solicitor has…
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Selling 2 homes & stamp duty
Hi We are buying a new family home. I have also started to sell my family home that I inherited some years ago. I will be paying CGT on the inherited property when I sell but we may be able to purchase our next home before completing on the inherited house. Would we still be liable for the higher stamp duty as I will still…
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Social Housing Landlord
I have lived in my home for 15 years, and according to the Social Housing Landlord's website, boiler replacement should be every 15 years. Every website I've looked at also suggests 10 - 15 years. My boiler is 15 years old, although was put in two years before the properties were let. It is not as energy efficient as it…
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2 questions: EICR and gas safety
Hoping someone can advise / confirm please. We started our tenancy in January 2020. It was a one year contract, then rolling since. Should we have had an EICR in that time? We have had a couple of weird electrical things just lately. A light switch fused the downstairs (currently can’t use as this is still happening), a…
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Is a Full Months Rent Payable Following Forced Eviction Part Month?
I will be grateful if
someone could answer the following: Can a LL charge for a full month’s rent if the
tenant is forcibly evicted by CC bailiff’s part way through the month as a result of a S.21 court judgement? I do not know the
possession date or if this is relevant or not. I was the guarantor for a family member who…
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Groundwater Flooding
I am in the process of buying a house and the environmental search has come back with moderate risk for groundwater flooding. I have since done my own digging and found a flood investigation by the council for the street which said 6 houses had groundwater flooding 4 years ago.The house is a terrace with a basement (turn…
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Unfair Shared Ownership purchase practices
I am looking for some assistance or advice in regards purchasing a Shared ownership property. I am asking on behalf of my son and daughter who have both experienced problems in purchasing properties. The main issue is that although both of them have very large deposits and have previously been through affordability checks…
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Moving house monday expecting hassle from sellers not rushing
Sellers have been a nightmare from Day 1. From disappearing for a month, to agreeing to this monday, promising me it was good then changing their mind. Reason being they hadn't even bothered to check with the seller of the house they were buying. Because contracts hadnt been exchanged stupidly I took their word for it and…
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Stamp Duty
Hi, Does SDLT have to be paid through a solicitor at the time of completion or can you opt to pay it yourself (within the 14 days after completion of course!). Thanks
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SDLT On Main Residence (But Have Several BTLs)
Hi All, I am currently looking to sell my main residence and buy a new main residence (whilst currently owning 3 other BTL properties). Am i correct in thinking that i will need to pay the higher rate SDLT (i’ll hopefully be completing in July 25), but then will be able to claim back a percentage because I’m replacing my…
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House sale proceeds bank question
As there is good chance we will go into a rental on the sale of our house, this means the proceeds from the sale of our house will be sat in savings till we use it to buy another one. I understand the FSCS covers you for 1 Million for 6 months but is this only for the money for your house or is it all money in your account…
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Unregistered property purchase
We are trying to buy a property that is unregistered. Sellers have all paperwork but can't find an old mortgage redemption (from approx 2014). We can't continue to buy and then register as was planned, without it. If original can't be found, what proof would Land Registry require that mortgage was paid off??
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HELP - Social Rent increase more than the maximum 2.7%
I just got notice of my social rent increase for from April 2025. It is increasing from £111.41 per week to £114.60, it should be £114.42. This is a 2.86% increase. The maximum for this year is 2.7%. What can I do? I know it is 'just' 18p more a week, but that is 18p over the maximum allowed increase. Is my large social…
