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Housing Association Boundary Issue
My house borders a housing association development. The previous owner was approached when the development was built and asked if he would consider removing his existing conifer hedge boundary and they would then replace it with a new fence. He agreed. The conifer stumps were left in situ and a fence was erected next to…
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Selling Rentals to pay off Residential
Hi I’m very new to this but I’d love some advice & guidance please?I’m 51, hubby 54. We have approx 5 years left on our residential ..owing around 78k. Have 2 rentals which are now on interest only at around 6% with 19 years left on each . Rents are below market value. If I sell I should make around £120-£130k profit..…
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What would you do in my situation? Residential mortgage and 2 x BTLs
Hi all, I currently have 2 buy to lets and a residential mortgage which are all up for renewal within the next 12 months, however i'm not sure what to do, so I wanted to ask what you would do in my situation. BTL Property 1, outstanding mortgage balance £235k - value £400k , currently rented at £1700 p/m ,fixed rate ends…
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Deed of Rectification Nightmare....help!
Hello all, this is a bit of a nightmare so please bear with me. We put an offer in for a leasehold flat which was accepted in June 2023. The sellers are a a housing association and they have been quite awful in everything...but we stuck at it, because it is a really nice flat and now, we've waited for so long and spent too…
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Selling a percentage of a property to a parents ..
Is it possible to sell a " percentage " of a house to a parent using the funds from their house sale ? I am a first time buyer ( cash) so will benefit from the help to buy isa and reduced stamp duty ( 300k - £325k property , down the line have my dad move into me once converted and everything settled .. He owns his…
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Renting from council and need wheelchair friendly property
Good day all , firstly apologies if grammar not good brain is slower these days as is my typing finger anyway. situation is we rent from council and in bungalow at present but as now have to use wheelchair for 6-8 hours daily to rest spine due to a condition that I cannot be operated on . The bungalow at present has some…
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Japanese Knotweed management plan
Hi all! I am looking for some advice about my current situation. I put an offer in on a lovely 2 bed semi detached (which was accepted in mid November). I have paid for searches and filled out all the forms and then on Tuesday my solicitor told me that there is a JKW management plan in place for the property. She sent me…
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Part exchange with Barratt Homes
Hello, I'm looking for some advice ☺️ we are looking to part exchange our current house with Barratt homes and buy a new build. Our next step will be for them to value our house but I'm really worried we won't even get what we paid for it. It's had new glazing and bathroom, do they take this into account? It does however…
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What do I need to do before April with my FHL
Hi guys, I’ve really got this in a muddle in my head. Hello, My holiday let has been running from January, 2024 until present. I’ve submitted my self assessment in January for January 2024 - April 2024. So, do I need to submit my next assessment for period April 2024 - April 2025 by April 5th before new legislation kicks…
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Adding my husband to my leasehold deeds - stamp duty
I meant to do this as we married a few years ago to avoid probate issue. The transfer will be for no consideration and there is no mortgage. I want to do it as joint tenant. Both solicitors I have approached for quote for the TR1 etc both said they cannot comment on whether stamp duty is paid and I need to get other…
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Right to Buy - why wasn't I informed?
Hello, I am a tenant of 19 years in Leeds. I have put a lot of money into my home and wanted to do the Right to Buy, which I started on 1st November, 2024. My ex husband then passed away unexpectedly and a whole host of other things. I went to continue my right to buy application to find that the discount had been changed…
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RICS level 2 already includes valuation. So why am I being asked to do one?
Hi There, In the process of purchasing a property. As per due diligence, I’m planning to get a RICS level 2 homebuyer survey done. The surveyor is asking me to do an additional valuation at £200 extra on top of the standard fee of £800. This is their rationale: Looked fair enough to me. As a follow on question I asked if…
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Buying out part of mortgage with LISA
Hi folks, I can’t find the answer to this question anywhere in government guidance so I wondered if anyone else had done this. I have a house deposit saved up in a LISA but my situation has changed and now I’m looking to move in with my partner. They already own their property but they have to renew their mortgage next…
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EICR certificate
Hello, I've recently starting renting a property, I had the EICR looked at by a plumber friend - couldn't see anything serious, but the "recommendation" for the next report is "no later than three years" - which was December 2023. Letting agents are saying it's just a recommendation, not legally applicable. The regulations…
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Royal Mail redirection
Previously when I moved property I had my post redirected to a relative but that is no longer possible. I will not have an address as I am moving to the other side of the country and will not look until I have sold my current property so as to avoid disappointment. I see it is possible to get mail redirected to a P.O box…
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TA6 Flood Risk
Hi We are after some advice please. On the TA6 form question 10.2 asks has any part of the property( buildings,garden,land) ever been flooded? Can anyone advise if we answer yes to this as when it is really heavy continual rain we get water trickling down in three spots on the back wall in our cellar which has the pavement…
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SDLT Charge post April - already exchanged
Hello, wondering if someone can help. I have exchanged on a new build property valued at £200k. This was done in September. This is not my first purchase as sold a property in Jan 2024 which was a joint ownership/mortgage. My question is do I have to pay any stamp duty fee on completion which is pencilled in for end of…
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Being charged twice by solicitors
Hi, I am hoping someone can help me. I purchased a house in July last year that was freehold with a management company. As part of my solicitors fees, I was charged for Deed of covenant fee, Certificate of compliance fee and Notice of transfer fee. My solicitor has just got in touch to say that some fees were missed off my…
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Weird & confusing boundary wall question...
I am buying a house currently, and I want to put drive gates on my property and a 5ft fence the left side of my driveway off from next doors (left as I stand facing the house). Its about 6-7 meters down to my garage wall, but there is a weird looking wall between the house I am buying and the neighbours (who I think is…
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Accidental absent landlord, needing to sell at a distance
I 'inherited' (it's complicated) my parent's rental property, which I've never seen and which is two hours away from me. I need to sell, but really don't want to get tied up in doing much to the house. The tenants won't be able to buy it, nor can I sell it with them in situ, as their credit is poor, they've not been…
