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Advice needed before exchange - pressure tactics from vendors?
Dear all, I'm a first-time buyer, nearing exchange of contracts on a leasehold property in London and in need of advice. The vendors (who are buy-to-let landlords and also property conveyancers) have been very uncooperative and slow to respond to enquiries. There are three outstanding enquiries that are with them which I…
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Property Allowance Query
Can anyone help me I wonder? I have gross income from BTL of, for example, £10000. Costs/expenses £800. Do I claim the full £1000 Property Allowance against the gross rental income or can I only use the £800? Any answers appreciated!
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Can I afford this apartment?
Hello everyone, I'm new to the forums and looking for some advice as feeling a bit wobbly about a potential move. Would really appreciate a read through and some wise heads and advice! Background First, some background. I'm 34, live alone, and currently live in a 1-bed flat and have been here for approximately 5 years. I…
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Purchasing leasehold with doubling ground rent
Hi all, We are interested in a flat but whilst speaking with the estate agent to put in our offer we were told to speak to a broker to see if a provider would give us a mortgage for it. Turns out the ground rent doubles every ten years and is set at £500 per year, so we would have a problem getting a lender. What potential…
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Non compliant septic tank indeminty for house buyer
Hi all... would value some conveyancing advice Purchasing a repossessed property. Full survey done and offer accepted. Purchase is dependent on a mortgage. Property is in Northern Ireland. Sale is being held up by septic tank compliance. A consent to discharge has been applied for very recently (upon repossession) but we…
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Advice pl re setting of this flat
Can anybody advise how can you seperate the kitchen from the lounge? Do not like the set https://www.rightmove.co.uk/properties/158283278#/?channel=RES_BUY. All in one do not seem there is an option to separate with a settee, the layout nit keen on. Any ideas pl! Thanks
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Sons belongings
Wondering if anyone can help me. I evicted my 26 year old son on the 1st march. His belongings are still here and he refuses to take them. Where do I stand law wise on putting his belongings outside?
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Loft and rear extension
Hello all, We are in the process of purchasing a semi detached property in London. It has loft and rear extension. We checked with the current seller regarding the building control approvals and they don't have any. They are saying that both these extensions were done prior to their purchase and they took indemnity…
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Agents trying to charge me a month extra rent
I gave my 30 day notice on the 4th April. the tenancy has been on a rolling AST (fixed term expired some time ago). I pay rent in advance (which i paid on the 5th), and I have received an email from these estate agents saying I need to pay another months rent for the end of my tenancy.... I pay it in advance so how can…
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Solicitor asking for Asbestos report and 2 Indemnity Policies
Hello, I hope I can find some guidance, you guys always help me out :) I found a place, made an offer, was all good to go.. then 3 outstanding issues for my share of freehold-to-be: It was built between 1850 - 1915 and fully refurbished in 2017 (mansion converted onto 5 flats) 1. There is no Asbestos report - freeholder…
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To buy or not to buy?
Hi, I earn a modest income and am lucky enough to rent a decent sized house in a nice place via a housing association. No quibbles there. I have an inheritance quietly sitting earning me a small amount of extra income. I'm at a point where I figure I need to do something about this money. I retire in about 10yrs, never…
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Selling my property to a limited company
Hello all, I currently own a flat in Scotland and due to a substantial drop in prices in the area, I am now in negative equity by about 5k. I live in England with my partner in her house which she owns. We would like to sell it and buy a bigger house down here in England but with the drop in value of my flat, I’m not…
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Didn't receive Section 13 Notice and now landlord is trying to claim arrears
Hello, I'm hoping I can get some clarity on where I currently stand and how I need to proceed, waiting on a citizens advice apointment as well but thought someone on here might have dealt with a similar situation or at least have some advice! In October '24 I received an email from the letting agent saying the rent was…
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Previous flat owner claiming overpaid service charge
I bought my first flat in September where the service charge is payable twice a year (December and June). My solicitor calculated a service charge apportionment on completion and then I paid the amount asked of me from the managing company in the December bill. Today I received a message from the previous owner asking me…
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anyvan removals
Has anyone used them? I got a ridiculously low quote for a man + a van (cheaper than hiring a van myself) and... if it looks too god to be true it usually is! https://www.anyvan.com/
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Inheritance money
I have inherited money from my parents but it's not doing anything at the moment and I worry about this. I am hoping to move at some point in the future but haven't as yet. I don't what to do in that should I gift to my family now as I have no children of my own? Make charitable donations?The amount of money makes me feel…
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In housing association property but inherited a property - what to do?
Hello - my dad lives in a housing association property (but not been in a year yet, so not yet a secure tenancy) and has, out of the blue, been told he's inherited a property from an uncle. My dad doesn't work and recieves both PIP and UC - he understands he will presumably no longer be eligible for UC once the property is…
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Indemnity Insurance vs Retrospective Consent
We (FTBs) are in the process of purchasing a leasehold flat (England), and we are struggling with making a decision on whether to proceed with the purchase of a flat with an indemnity insurance in place for alterations (non structural) seller made without freeholder consent. We have asked the seller to obtain retrospective…
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Stamp duty question - buying flat with leasehold and entire freehold
I am buying a leasehold flat that comes with the freehold for the entire building (consisting of our flat and one other flat, which we are not buying). I am confused about how to fill in the SDLT1 form - the solicitors have sent a draft form but I am pretty sure they filled it in wrong. Any help would be greatly…
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Advice on helping a friend with property investment
First time poster, long time lurker. Seeking the collective wisdom of people on here! I have a friend who has been trying to get on the housing ladder through a shared ownership purchase, but these are really hard to come buy and seem to get snapped up whenever they're released. She's currently paying £1,300 a month on…
