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Should you buy a bungalow as you get older?
My MIL recently died and my wife and her brother are going through the process of probate. The bungalow is a good sized 3 bedroom home with double garage and large unconverted loft space with a small garden with backs onto fields. We live in a large family home which is now too big as the children have left home (youngest…
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Inheritance house split equal one wants to buy other wants to sell
Inherited house split 50/50 between siblings. One sibling wants to buy the other out and can afford to do so but other sister wants to go straight to market for “quicker sale” rather than wait for sibling to sell their house and then buy it (with equity/mortgage) iv explained market may not be quicker as any other buyer…
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New landlord advice
I am due to rent out my property soon , part furnished to a family. I plan to make the blinds child safe as the cords are very long. Do I also have to secure the wardrobes to the walls or is this not required? I’m reluctant incase they want to move the position of the wardrobes. Thanks
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Buyer is a company - Conveyancing taking ages!
Hi All, we’re currently in the process of moving house, the house we are buying is empty and our buyers are a company buying as a buy to let. Everything has been pretty seamless up to now, but since the enquiries stage - our buyer has slowed right down. From our side we are ready to go, ready to exchange - but for weeks…
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Stamp Duty Land Tax
Hi, I have now had 3 letters from HMRC regarding non payment of land tax when I moved. I know my solicitor paid and have evidence of such which has been forwarded to HMRC but they so far have declined to even acknowledge it. I have written to HMRC three times and my solicitor has contacted them too but they are still…
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Can a lease clause be amended to base contributions on property size?
Hi all, I own a one-bedroom flat that's part of a share of freehold with two other flats. My flat is an extension of the main house, only connected by one wall, and sits on what was originally the garden. The other two flats are within the main house. Currently, our lease requires all three flats to split costs for…
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Unusual Build mortgage
Hello, myself and my husband fell in love with a converted chapel that had been on the market a while. We were a day late! An offer had just been accepted. I reached out to the owners and said if anything changes contact us. The sellers seem like good people and we aren’t about to offer a number when someone has started…
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What are residents right when lift is out of service?
Hi there. My family lives in a a housing association flat (L&Q). It has 6 floors. For the past 3 months, the lift has not been in service and it’s actually just getting ridiculous. The residents in the building have gone to the local L&Q office and they’ve stated that they’re handling it and will update when they receive…
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Selling my half of the house to my brother who owns the other half
Hi, I own half of a house with my brother. We bought the house together when our mother was going through financial difficulties when our father passed away. We put a hefty amount down when buying the house and have now paid off the full value of the house (mortgage free). Recently out mother sadly passed away and my…
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Landlord selling/S21
I will bullet this to make it easier to follow as its quite long * 1 year tenancy started in 2009, no deposit taken (LL was my ex wife boss), moves to periodic after the 1 year * Ex-wife moved out in 2017, LL agreed I could stay * Feb 2025 LL advised he would like to sell, offered me the place. * Apr 2025 - Decided against…
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Housing Succession
Hi, I lived with my dad in a Housing association property and he past away in March, I informed the HA around March 15th and had no reply apart from “thank you for contacting us, we’ll reply in 3 working days” I emailed again on 8th April and had a reply on the 9th with a notice to quit and succession papers. I called them…
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Inaccurate RM advert, how to deal with it?
The house is now under offer and the buyer is under the impression that the heating system has a long guarantee but it really only has one year left. This longer guarantee is specified in the brochure and I think I told them verbally as well. This was information offered not requested and the system is serviced regularly…
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SDLT - changing main residence / husband owns a property that he lets
My now husband bought (now owns outright) a property several years ago (before we met) as his main residence and for £28k (needed significant works). I bought a mortgaged property in my name after a divorce. My husband eventually moved in (so this property would be his main residence but he was not added to mortgage or…
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2nd Home Options
Hi all I need some advice on where I stand with this. I have an existing home which I plan to either let or sell (not sure which one yet). I want to buy another home to move into and have enough saved for a deposit, basically buying the second home isn't dependent on the sale of my existing one. When I put an offer on a…
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Estate agents measurements
I am a suspicious person and always thought that estate agents exaggerate room measurements on floor plans. I had the EPC and floor plan person visit my home and after his visit I was sent the completed plans. I looked and thought 'I'm sure that's not right', so I checked. Everything was smaller on the plan, in some rooms…
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Self employment rental income query
Hi guys, I’m filing my second tax return for holiday income I receive. I want it to use the earnings towards the mortgage affordability on our next mortgage. I’m still awaiting on the VOA to advise on business rates, where the council tax will be nil; where as at the moment it’s £3800 a year. I’ve put this as an expense of…
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Whirlpool baths - help needed please!
Hi, So my eldest has autism, epilepsy and a chromosome condition he's also non verbal - we have just come back from our first ever hot tub holiday. My son had never been in one before and absolutely loved it. So I'm debating about whether to replace our bath in the future for a whirlpool bath. Our bathroom is upstairs and…
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Leaving the country and want to sell, but have ongoing insurance claim for loss of water.
In late December we had a one off escape of water from our washing machine (drum seal popped out). We live in a maisonette in London. This flooded our upstairs kitchen and some water came through to our bedroom below. We engaged a loss assessor to act on our behalf (the kind that doesn't take a fee if they can use their…
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When can I stop mentioning my preference for delayed completion date?
Hi all- first-time buyer here, so feeling a bit out of my depth. Any knowledge you can impart will be appreciated! We’ve been viewing properties over the last few months mainly to get a feel for the market. Our full deposit won’t be accessible until late October, as part of it is in my partner's Lifetime ISA and we don’t…
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Help to buy Conveyancer recommendation
Good Morning, I am in process of remortgaging in order to settle my Help to buy loan. Can anyone please recommend a good solicitor/ Conveyancer to help with this process? Also can you please guide me on the fees? I have been given quotes ranging from £800 to £1.7k. Potentially I can use free legal from the bank to help…
