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The NEW waiting to exchange thread...
So the other thread has gone awol so thought i'd start a new one! It was keeping me sort of sane during the house buying/selling process! A place to document your timelines and discuss the triumphs and woes of moving house!:T My timeline - Offer received and accepted on our house 17/07 Offer made and accepted on the house…
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In process of buying sister out
Long story short my sister and I are in late stage of registering on land registry with solicitors, my share of 66. 5% and other sister 33.5% tho solicitors haven't sent off the forms off yet to land registry yet until we come in and sign forms next week, however we have since learnt the inheritance of her owning 33.5% of…
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Landlord Blaming us for Water Damage
Hey, So we are a family of 4 with 2 disabled children, we had been renting a property for 6 years. Before we even moved in there were issues with the property including cracks in the sink basin and bath panel. These were evidenced in the check in and checkout inventory. Unfortunately the property is very old and was in…
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Paying deposit
Hello, first time buyer aboutto complete on my first property this week (proud monet) To that end, how do i pay my deposit? Can this be a simple online payment! Do i need to inform my bank? I know my solicitor shoukd advise, however they do tend to be slow to reply, and i want to make sure i am ready to push the button.…
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Insulation
Is it wise to put plywood over the insulation in an attic?
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Right to buy boundary issues
We are going through a right to buy (been 9 long months to date). We are at the last hurdle now but had an email from solicitors saying the council are not giving us the title deeds to the front pavement in the garden. This front pavement does not belong to the neighbour who are private. This front pavement goes to our…
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Buying a home to live in that has a tenant in situ need advice
I'm going to view a property this week and the current owners have a tenant in situ, I've been tol that I won't be able to get a mortgage on the home to live in if there is a tenant already living there. So what's the best option for me? Should I just make my offer to the owner but only actually sign the contract once the…
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Removed gas fire, buyer wants local authority consent
Hi everyone We had a gas fire removed when we bought our property a couple of years ago. The work was carried out by a gas safe engineer who was also installing a new boiler and rads. We weren't sure what to do with the space, so we boarded it with some ply and put a sideboard in front of it for the time being. We are now…
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TP1 and covenants
Myself and a group of ten other directors are on a board of directors for a management committee for couple of blocks of flats (leasehold) here in the Midlands. We also have some neighbouring land which is currently being used as lock up garages and the covenants within the leasehold states that this need to remain for the…
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Stamp duty
Does anyone have a definitive answer please on wether I need to pay the higher stamp duty rate? Even the solicitors couldn't agree one says yes and the other disagrees. So if anyone knows for sure id be very grateful. My son owns half my property but has never lived here, he's rented for the last 10 years with his partner…
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Chimney breast removed and steel beam supporting remaining weight in loft
I am about to complete on buying a mid-terraced house with chimney breast removed, but steel beam supporting remaining weight (including stack) in loft. Seller does not have paperwork confirming building control as they did not carry out the removal works (- they had bought property on probate). Seller will provide me with…
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How to find out if Joint Tenants or if Tenants in Common
Not as simple as I thought. I assumed the Land Registry would have this info, but it seems uncertain where that information will be kept, apparently it can vary. A relative and his mother bought their house off the council back in the 1980s as joint owners, but now his Mum has died needs to know what sort of joint…
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House still not registered at Land Registry
We completed a house purchase on 9 August 2024, yet our solicitor has still not sent the application to Land Registry. Is this a dereliction of duty, as I have recently found out that it was his responsibility to ensure that the Land Registry application form, along with the requisite documents, were lodged within 30 days…
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Buying a flat
Do you only sign at exchange? How many times during the process of buying you need to sign any documents! My brother signed a sale contract nearly 1 yr ago and it fell through.Am surprised he was not asked to sign a new one. He did request for his files to be left open.Thanks
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Carpet trouble
I'm new to fitted carpet until I had to have some fitted last week. I sent the attached photo to the company and at first they expressed that there were 'shadows' on it, although when I mentioned wrinkles they have offered to send their fitter back to 're-stretch' the carpet after it has 'acclimatised' over the weekend. Is…
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Payment charges from a "property management" service
Hi, I live on a new build site and I am a freeholder but we have a property management service called Gateway who I think are responsible for managing communal sites. Gateway charge us fees regularly and recently they sent us a letter saying that we hadn't paid a "balancing charge" of £21.56 on 11th June and they had…
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FTB - Searches Infilled Land & Floodrisk - Worried about subsidence
Hi Forum, Firstly, I would like to thank you for reading. I will try to be brief. I'm FTB with limited budget looking for a property for more than 2 years.I found this probate semi-detached house in a good location, ticking many boxes so I made an offer which was accepted. I received the searches from the solicitors which…
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Buying a house with "rent-a-roof" Freetricity panels
Hi, We are first-time-buyers and recently got our offer accepted on a house after a very long house-hunt. The price is OK, at least for this crazy market, but our solicitors have just turned up the fact that the present owners of the house signed a 25 year lease on the roof to Freetricity back in 2012. We were not told…
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Questions About Steel-Framed Houses
First, I will poiint out that my wife is Indonesian and wants us to have a house in Indonesia too. (Post-retirement, half the year in the UK, half in Indonesia? etc.) I do realise it's a bit of an ask to ask here, but I'd like to know if there are people with experience of steel-framed houses of different types. One of my…
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Bigger deposit and more debt or visa versa?
Hi, I have a couple of options and would like to know which option is best. Debt Admiral / APR 10.8% / £212 month / £10928 in total / Ends 2030 I can either pay this off and have around £31k Deposit - being debt free OR have around £41k deposit and keep this debt. This is following a relationship breakdown, and the house…
