-
FTB – seller in chain + offer 9% under “min” price – risk to Feb deadline?
Hi all, We’re first-time buyers, offered ~£20k (9%) below the “minimum” price the agent quoted. Sellers are 2nd in a chain and their purchase isn’t yet secure. Our lease ends early next year, baby due, so we must complete by 1st week of Feb. Concerned delays or collapse could leave us stuck. Anyone been in this situation?…
-
Fees for extending the years on a council property lease
My daughter is the leaseholder and owner of an apartment owned by Birmingham City Councill. The lease has 2 or 3 years to run but we're aware that paying the counsel to extend the years of the lease will be advantageous when she comes to sell the apartment in years to come. She's asked the council and they've come back…
-
Adding land to smallholding deeds
We have a smallholding with farmhouse,cottage and 5 acres plus a seperate 2 small fields that are nearby but not next to the smallholding. I am wondering if it is possible to add the 2 seperate fields that we own and put them onto the one deed with the smallholding? We have a mortgage on smallholding but fields are paid…
-
End of fixed rate and early exit fee
My current fixed rate is due to end at the start of May 2026. I have an early exit fee of around £2.5k which doesn't decrease towards the end of the deal. I am looking to sell the house to buy somewhere bigger. I obviously cant refix and want to avoid the early exit fee or going onto the absurd svr. Other than porting the…
-
Stamp Duty Question
My step father currently lives in a property alone and has done since my mother passed away several years ago. He has since met a new partner and is looking to move in with her next year. My two step sisters, brother and I are tenants in common on the property along with my step father. The plan being that when my step…
-
sell a second property or take equity release to give me money to spend?
Sorry about the section I have chosen there was nothing specific to Equity Release. Here goes anyway. I am asking this for a friend as they are weighing up what they could do in the coming months. They have a property currently rented out and when that rental comes to an end they would like to either sell it or use an…
-
Stamp Duty Calculator and Q&A discussion
This thread is specifically to discuss Stamp Duty Calculator and Q&A Please click reply to discuss
-
Completion but not moving straight away
Just after completion will be going away. What do I need to do and whether it can be done remotely? I Most important is utilities such as gas and electricity. Council tax, water rate and bb could be set up online. Is there anything I need to do urgently as will not be living there for a little while? Thanks
-
Solicitors asking for additional money a month after house purchase
We completed on our flat purchase on 18th April, received final invoice, all paid up. Solicitor made a mistake and charged £150 for land registry when it should have been £330. They're asking for the difference. Should I pay it? The mistake is theirs, a month has passed. How long are they allowed to keep going over figures…
-
Mortgage decisions
Hey newbie here, 31 year old just coming to the end of a 5 year term on mortgage. Home bought for £152k currently owe £122k and has been valued at £240k/£245k. This has been our first home but wanting to use equity to start BTL. Currently looking at options and seeing peoples opinions short and long should we remortgage at…
-
Transferring money on completion
Funds in different accounts. Near completion do I transfer the funds to my current account and since it involves a large sum of money, it is advisable to use chaps instead of online transfer which will have to be done over couple of days. Thanks
-
Exchange and Completion
I am the Seller and I have given the go ahead to Exchange and Complete on 21 August 2025. My solicitors had said they do not require anything else from me as they have everything they need. I will need to settle and close my utility, insurance company and council tax accounts. May I check when I can do this and do I tell…
-
End of tenancy - "fair wear and tear"
Partner and I have recently moved out of our rental. We have been there for 4 years and feel we have cared for and maintained the property well. Handover is tomorrow. We have deep cleaned. Landlord has done a pre-cursory check and sent us the following message: "During a quick walkthrough the house, we spotted a few things…
-
House I was buying back on market
So I was buying a house in May they pulled out in last week before entry date so I had to pull mine off market and left with legal costs. Anyway I found out tonight that seller has relisted with another agent 8 weeks later. Why wouldn’t they wait for us? Sell it off market or something. Our offer was £25k over home report…
-
Becoming tenant in common with my mum,CGT?
Hi, I live with my mum, the house is both our primary residence. it's in England. As we both put in with the upkeep my mum suggested becoming tenants in common (primarily incase of her future care needs eat up the entire value, though shes not currently infirm in anyway). If we decided to go ahead with this would it…
-
Value Comparison
I am trying to assess the value of a house, and I have this dilemma. If you compare these two houses, which one should cost more, and approximately how much more in percentage? House 1: - linked detached (garage linked with neighbour) - 50% larger garden than House 2 (also a bit more private) - garage (house 2 has no…
-
First rime buyer
Good morning, I have a question about first time buyer status. I bought a agricultural land in poland without any building. Do I keep first time buyer status if i want to buy flat on uk? Thank you
-
Buy To Let or give up
We were sadly 8 weeks down the process of selling/buying and our house sale fell through, buyers personal issue. Estate agents for the house we were purchasing have given us 2 weeks grace to get another buyer. Not been the easiest property to sell so this is highly doubtful. We are totally devastated. What other options…
-
Is this estate agents strategy sensible, or a bit mad?
I want to put my 2 bed, 2 bath, top floor flat (3 floors total) on the market. The main bedroom is east facing, and the living room and kitchen are south facing, so it gets lot of sun, and also has a big balcony. It's in South East London, and sits on the border of Zone 3 and 4. I paid £325,000 for it in 2020. I believe it…
-
Completion of House Sale - Solicitor Issues
Hi All, My parents are selling their home for the first time and they had a tough time with their own solicitor throughout the process (unresponsive, no advice given, pressuring and uncooperative). Parents have exchanged contracts and have just about secured a date for completion tomorrow (Friday 22nd August). The…
