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Shared ownership inherited from parents- getting third party to recognise.
Query One: My partner inherited a shared ownership property from his parents. He has always lived with them. He has probate, but the property was not transferred into his name - a solicitor said was only necessary if and when he comes to sell the property. He is now on benefits due to being medically retired. He is…
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joint freeholder of leasehold flat
there are 4 flats in our block of flats. each flat owns 25% of the freehold and they are leasehold flats. the 2 flats on the top floor are owned by 2 separate individuals (me being one) and the the 2 ground floor flats are owned by one /the same person. we (the 2 top floor) flats have offered good money to buy the freehold…
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Declaring issues on Property TA6 Form
In the current process of selling our property which has some mild stepped brickwork cracks to the outside of the property which we have addressed on the TA6 form - which our buyers and their solicitors haven't flagged or asked any questions about what so ever. The buyers instructed a home buyers survey and the surveyor…
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1% sinking fund and deed of variation
We live in small complex of over 55 bungalows and 5 flats, our leases all mentioned the 1% sinking fund which would be payable only on the sale of the property depending on how many years you have lived in that property. Our sinking fund now totals over £250k . Imagine living somewhere for 30 years and when your family…
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HMO question
Hi everyone I live in a hmo including me there are 9 rooms, the licence has very recently been renewed however, when I look on the council website regarding the licence it states 8 households, 10 tenants so my question is, can the landlord choose not to include all 9 rooms on the hmo licence ? Thanks
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Purchasing a property - is this a common?
I am in process of purchasing a property, it's a Victoria build from 1900s, terraced, and on the standard mortgage valuation report it states: - is there any evidence of structural movement, landslip or heave in the immediate vicinity? YES. - if YES, does it appear to be longstanding and unlikely to be progressive? YES. Is…
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First Time Buyer Seeks Advice
First Time Buyer Seeks Advice I have now received my completion date. I have about 2 weeks until I finally own a house. What's my next step? Best way to sort house Insurance? How soon do I start looking at gas electric providers etc? Even Wi-Fi. What's the best way to source the best deal?
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Asbestos in garage roof
Would be grateful for any advice or words of wisdom on this. I'm a first time buyer. I've had an offer accepted on a property, which I like a lot. Everything has gone smoothly so far. I'd had 3 viewings before putting in an offer. I had a 4th viewing after my offer was accepted, which was purely to show my family the…
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Rats in the loft - My problem or the Landlords
We (my 3 year old daughter and I) live in a 1st floor council flat and despite having a loft hatch we are contractually not allowed in the loft space above. For months now we can hear rats scrabbling around in the roof space above us, but having contacted the council who are our landlords, they want ME to pay for the three…
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Cash buyer
I excepted an offer on a property I have , we excepted way under as it was a cash buyer! It has taken 2 months for him to pass aml checks and now we’ve found out he’s getting a 50% mortgage feel like we’ve been lied to to get a lower rate . We were told should be done in a few months and it’s been 2 months and searches do…
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Getting a mortgage with marker on fraud database.
I’m wondering if anyone can help… At the beginning of last year (2021) I began the process of buying a house through who I thought was a broker, recommended by a couple of friends- who have both used and completed through. At first I didn’t think much of what was going on, he got me a DIP with Nationwide but then further…
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Chimney moss and repointing on survey
Received the following comment on a survey for a 1920s built house we are hoping to buy:Regarding the chimney - the level of moss growth is excessive and it needs clearing as well as localised repointing works.How much of a problem is this really? Anyone else been through this after a survey? It's marked as a 2 on the…
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Completion Statement - Confused
I wonder if anyone help to ease my confusion. We have received our final completion statement for our move next week and their are a couple of thing I don't quite understand even after we have spoken to our solicitor. We are porting our mortgage which is currently at around £58k but the statement shows just under £60k. The…
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Home being repossessed - complicated issue
Hello, my first post here, in name of a friend of mine, were both non-native speakers so forgive me if something is not clear It's complicated, but I'll try to explain everything My friend moved into this property 2 years ago, as they had 1 room left unoccupied. Back in the day there were 4 guys renting but 3 of them moved…
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Leasehold flats with low leases auction
If a 1 bed flat is in very poor condition and has about 10 years left on the lease, can it even be sold on auction? The only thing going for it is that it’s in London and is about a 2 minute walk from the tube station.
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TR1 advice please
Selling to our child (over 18) our 2nd property and child will have a mortgage.. Sale/purchase price £x. But lender over valued ( we are selling for same price bought 6 months ago ). Because of this solicitors are saying section 8 consideration last option to say purchase price £x and a gift equity of £y. but all I have…
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2 x old charging option CCJ - Nationwide BS & LloysTSB Bank plc - issue with sale.
Just wondering if anybody can help or at least point me in
the direction of somebody who might be able to help. I will try and keep it brief
with the key points that I can expand on if required. In 2008/09 I went through a very bad financial situation due
to redundancy as a result of the financial crisis in which I was a…
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Buying a new build property with no access to loft or attic
Hi everyone, sorry if the similar query was already posted and answered. I have recently viewed a newly built house and later realized it doesn't have loft access and the only way to find any fault in the roof or doing similar kind of survey is from the roof. I raised a query to the agent asking him - why it was done in…
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Can I put a front fence up between me and neighbours?
So recently purchased my first house, it’s been amazing however I’m now having issues with the front garden. My driveway is directly attached to my neighbours and we now have the issue of their children and friends using our drive as a runway for scooters and bikes etc. now I have recently purchased a new car which has now…
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Issue sorted
Issue sorted