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Selling my house and buyer delaying
Hi, I am selling my house and the buyer and their solicitor are taking forever. It has been over 10 months since we accepted the offer and there is no end in sight of the sale completing. I have spoken to our estate agent and they are lovely but wont chase anything up. I threatened to pull out of the sale and take the…
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Safety deposit scheme
I had a friend of the family living at my property and she needed a tenancy agreement to claim universal credit to pay the rent, due to the height of Covid and me being new to the land lord system, I didn't put her deposit into a safety deposit scheme, which was stated in the tenancy agreement template that I have printed…
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'Instant' property buying companies - has anyone had a good experience?
I have had a nightmare of an 18 months of legal difficulties that my late parent left behind. The final thing that will need sorting is the disposal of a rental property, which has not been looked after, and when the tenants finally go, it will probably be down to bailiffs and it's likely they'll leave it in even more of a…
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Buying a house from Vendor with power of attorney. Legal issue
Hi Can someone help clear this up for me. My daughter is about the exchange on a house purchase via a pre -auction offer (deadline today) Everything has gone through as expected except that the vendor is has a lasting power of attorney (seen by the agents) but not seen as certified by my daughter’s solicitor who is…
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Am I eligible for SDLT relief if previous property was joint owned? Even HMRC unclear!
Hi Guys! I am buying a £315,000 house for the first time as a solo applicant. Do I have to pay SDLT if I joint-owned from 2011 to 2015? Am 'I' a 'first-time' buyer? No one seems clear on this, not even HMRC! Thanks in advance! BD
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First time buyer issue with completion date
Hi! Newbie here so just looking for some advice or if anyone has been in similar situation. Background: •First time buyers in rented accommodation •Offer accepted on property early April 2025 •Few teething problems with survey etc but generally feel things have moved quite well •2 weeks ago was told by agent that our…
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AML Check Fee
Hi, Our estate agents have just sent my wife and I a link each for some software called https://iamproperty.com/product-updates/unlock-additional-revenue-with-compliance/ It required us to fill out our details and then upload a passport picture. My wife completed this and then paid £36 which I was confused about as I have…
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Want to buy this house? Over my dead body!
Came up on my Facebook feed... At first I thought it was a fake, but maybe not.... https://www.onthemarket.com/details/9824778/ Is that even legal? On a serious note, if someone did purchase this, how would they go about getting the cadaver moved? EDIT: Just found out it was on the market in 2021, so a few years old, but…
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Advice on Driveway obstruction and potential sale implications
Ever since we bought our house we have had issues with 2 neighbours who have “claimed ownership” of the kerbs outside their house and respectively our driveway entrance. On 5-6 occasions access to our property was restricted due to inconsiderate parking and had to ask people to move their cars. After few years not taking…
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Capital Gains Tax on property
Hi, I am hoping someone can help me with a CGT question... I purchased a property in 2015 and lived there as my main residence, I ended up moving in with my new partner and renting it out in 2022 for 1 and a half years, the remaining time just over a year was spent fixing the damage caused by the tenant and then listing…
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unregistered land
We are almost at the end of the house buying process. Three months in and our solicitor is still not able to solve our problem. A small slither of land in front of the house and highway forming the parking is unregistered on land registry . The lender said they wont lend unless the boundary is updated . We reached out to…
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housing transition trap?
I’m facing what ChatGPT calls a 'capital-preserving housing transition dilemma': I need to sell my current home and pay off the mortgage completely, to fund a new one that I hope to pay cash for, but I’m concerned that renting in the interim, whilst I find the right place, will erode the equity I’ve built. I can't be the…
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95% Mortgage for 19 year old - Advice
Hello all - My stepson is currently exploring the possibility of moving out of the home and getting a mortgage on a flat with his partner. He has steady full-time employment and earns a decent amount - and his credit score is over 900. He has enough of a deposit saved up to cover 5% of the property - and has started to…
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Entering rented property (just because you have a key)
So we have just moved into a rental property. Been here a week. We went through an agent but they only now deal with the legal side of things. Rent and contract. They said I will be dealing with the landlord direct which is a Man and wife. Firstly she asked to meet us. Which she did Sunday and brought her son who lives in…
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Stamp Duty Confusion
Hopefully someone could help on this? My son and I have a joint mortgage on a property. He came in on the mortgage to help me purchase a property after divorce. My son is now looking to exit the mortgage to buy a property with his girlfriend and I am now in a position to have a mortgage on my own. I'm now going through the…
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The fees for buying a home is the biggest scam known to man.
I've just had a breakdown of the conveyancer fees and my god what an absolute joke. You basically pay a fee for every single element of buying a home. File opening fee, search fee, ID check fee, electronic transfer fee, source of funds verification fee and there's like 6 others I can't even be bothered to list. I actually…
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Addition as a civil partner to property title deeds.
Back when I owned a business I transferred my property into my partners name to shelter it from any liabilities with that business. Now 30 years later as we look at our IHT planning and we are in a civil partnership we wish to add my name back onto the title deeds to ensure we do not lose any IHT allowance on our primary…
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Discount of market value
Hi! If anyone on here has ever brought a house under DOMV ( discount of market value) or DMS scheme. Could you let me know if the reselling of the house was hard? Or if you have any advice to do with it
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Stamp duty on outbuildings purchased 2019
Hi I bought a house with outbuildings in 2019. The outbuildings aren't suitable for living in. I've recently been targeted by ads for refunds on stamp duty on the outbuildings. A quick bit of research suggests this should have been made with 12 months - correct? I am assuming the opportunity has long passed! The…
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Stamp duty second home confusion
Good morning. My partner and I want to buy our first home. She inherited 3/8s of her grandfathers home in Germany (she is German) it’s currently rented out and she receives 3/8s of the rent. We live and work in UK and want to buy our first home. We have found a property for 250,000. I have used many different stamp duty…
