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Didn't receive Section 13 Notice and now landlord is trying to claim arrears
Hello, I'm hoping I can get some clarity on where I currently stand and how I need to proceed, waiting on a citizens advice apointment as well but thought someone on here might have dealt with a similar situation or at least have some advice! In October '24 I received an email from the letting agent saying the rent was…
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Previous flat owner claiming overpaid service charge
I bought my first flat in September where the service charge is payable twice a year (December and June). My solicitor calculated a service charge apportionment on completion and then I paid the amount asked of me from the managing company in the December bill. Today I received a message from the previous owner asking me…
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anyvan removals
Has anyone used them? I got a ridiculously low quote for a man + a van (cheaper than hiring a van myself) and... if it looks too god to be true it usually is! https://www.anyvan.com/
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Inheritance money
I have inherited money from my parents but it's not doing anything at the moment and I worry about this. I am hoping to move at some point in the future but haven't as yet. I don't what to do in that should I gift to my family now as I have no children of my own? Make charitable donations?The amount of money makes me feel…
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In housing association property but inherited a property - what to do?
Hello - my dad lives in a housing association property (but not been in a year yet, so not yet a secure tenancy) and has, out of the blue, been told he's inherited a property from an uncle. My dad doesn't work and recieves both PIP and UC - he understands he will presumably no longer be eligible for UC once the property is…
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Indemnity Insurance vs Retrospective Consent
We (FTBs) are in the process of purchasing a leasehold flat (England), and we are struggling with making a decision on whether to proceed with the purchase of a flat with an indemnity insurance in place for alterations (non structural) seller made without freeholder consent. We have asked the seller to obtain retrospective…
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Stamp duty question - buying flat with leasehold and entire freehold
I am buying a leasehold flat that comes with the freehold for the entire building (consisting of our flat and one other flat, which we are not buying). I am confused about how to fill in the SDLT1 form - the solicitors have sent a draft form but I am pretty sure they filled it in wrong. Any help would be greatly…
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Advice on helping a friend with property investment
First time poster, long time lurker. Seeking the collective wisdom of people on here! I have a friend who has been trying to get on the housing ladder through a shared ownership purchase, but these are really hard to come buy and seem to get snapped up whenever they're released. She's currently paying £1,300 a month on…
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Stamp duty refund - selling purchased property first
We brought a second property to become our main residence with a mortgage while our original home was up for sale. As such we paid higher rate stamp duty. Due to a change in circumstances we are now having to sell our purchased property and will likely end up with our original property, which is still up for sale as our…
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Lease has ended but company not leaving
Hi All, please advice I have leased my flat to a company
for 6 years. The lease ended April 2022 but we are now in
January 2023 and I have still not gotten my flat back. The rent been paid has been the agreed rate
since 2016 and as interest rate, service charge etc have all increased I am
running at a loss currently. I…
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Selling tenanted property by auction
Hi all. I'm desperate to sell my rental property which is a listed leasehold flat. However tenants are currently only 2 months into a 12 month contract and won't allow viewings. Could I sell at auction under these circumstances? Estate agent won't touch it since they can't do viewings.
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Stamp duty/LISA use when buying a house under the market value (off a family member)
Hi All I’m purchasing a house off a family member, and will be buying it at half the value. The mortgage company have listed the purchase price at the full value even though i’m not paying this. The solicitors have queried this but the mortgage company have said the current mortgage offer is unaffected and they will keep…
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Sell or Rent out second property
I have seen other posts on this subject but invariably including the consequences of the mortgage on the second property. I am in the fortunate position of owning outright. Moved back into this property (previously let)while renovating new home. So do I re-let or sell and find alternative investment for 200.000pounds…
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End of Tenancy - return of deposit, still not received after 4 weeks
I am posting this for my daughter who has changed flats almost 4 weeks ago. She left a very small studio and moved into a larger 1 bed flat. She moved out of the studio on the 6th of March. I cleaned the flat with her and she handed the keys back on the 6th. It was marked as re-let week starting the 10th of March. My…
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emergy supplier
Renting a new home but previous energy supplier unknown. Do I just give my supplier readings?
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Drive damaged by 3rd party delivery lorry.
Edit I've had no contact with the 3rd party lorry company. The company I was dealing with said - "we ask that plenty of space is left at the front of your house/ and or drive as this will be a kerbside delivery" - There was. I only noticed the leg prior to the lorry leaving. The rest of the drive has cracks, but no 'dents'…
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How to become a property developer
Hello, I’ve been buying, living in and renovating properties since 2018: 1. First house bought in 2018 for £157,000. 10% deposit, spent £10,000 on renovations and sold for £215,000 in 2021. With equity etc I had £70,000 in the bank. 2. Second house bought in 2022 for £462,000. 15% deposit. Spent £60,000 on renovations and…
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Can I go to the ombudsman about sellers solicitor?
I am writing to enquire whether I would be able to submit a complaint to the ombudsman and receive an outcome if the issue concerns the seller's solicitor rather than my own. We began the process of purchasing a no-chain leasehold flat in September. It is now April, and with just three weeks left until our mortgage offer…
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Home improvements help to buy
Hi I want to convert my garage but I have used help to buy and I know they don’t allow it . What would happen if I just went and done it anyway ?
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Sitting tenant hoping to buy their rental
I’m hoping to buy my rental property. I’ve been here almost 3 years. Decent landlord, renting their former family home. He’d be happy for me to buy subject to an agreed price. Question for the forum…. Can the rent I’ve paid during my tenancy to date be offset or negotiated into the price for the property in some way as it…
