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Advised of additional rental costs after signing rental contract and paying deposit
I have recently signed a contract for a rental property and paid my deposit and first months rent in advance, the afternoon after the payment went through the estate agent emailed me saying please see below message from landlord with regards to heating. I was advised electricity was on a sub-meter- was already aware but…
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Help to buy valuation too high! Any advice
Hello, We are attempting to remortgage to pay off the help to buy loan. This is the second time we are attempting this process the first time it fell through as we paid £405k six years ago, the RICS came back at £400k and the bank valuation came back at £380k so they wouldn’t lend us the full amount, at the time we were…
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Solicitor charge without prior confirmation
Hi - some advice please. We are beginning probate process and went to get the wills from the solicitor used by the deceased person; we made an appointment as instructed and when we arrived we were invited into the solicitor's office - we thought it was for us to show our ID as per instructions. The solicitor arrived and…
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House transfer- divorce
Post of behalf of friend - Nearly divorced and ex is buying property and I have agreed a settlement. Now nearly at the stage of transfer of funds. I have asked for the funds to go to a third party but exe's Solicitor is saying they cant be sent to anyone expect me or my Solicitor. Is this the case, I'm struggling to find…
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Solicitor issue with Notice of Transfer
Purchased a property three years ago and received a letter from an investment company saying we owe £421 as the notice of transfer hasnt been served. Asked solicitor to look into it presuming they should have sorted it. They are now saying I have to pay it?
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Transfer Title Deeds after pay off mortgage with Islamic Finance - DS1, TR1
Hi @Land_Registry I have paid off my Islamic mortgage, and have been sent a letter from my bank for me to take steps to "submit the transfer of title application". They have sent me a DS1 and TR1 form which has been completed by their solicitors. I plan to complete the process myself and would appreciate your help in…
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Bridging loan - Should I?
Our buyer is dragging her feet and we need to move by end of April 2025 to our new place. We don't have a mortgage and no issues with the house as all the certificates and inspections are complete. We're thinking about a £180,000 bridging loan for upto 6 months until the house sells or we get another buyer. Any thoughts…
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Conditions of sale for new home
Hi, I’m in Scotland and considering buying a property from a major builder on a new scheme. I was told by the selling agent that there are certain conditions in the contract of sale / title deeds. This includes no work vans, no camper vans ( I have a very modest sized camper van) - fiat ducato van size), no re sale of the…
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Building Regs completion cert for old loft conversion
I know this is a regular topic, but a family member is getting conflicting advice from conveyancer and surveyor, so would like some informed comment if possible please. Property is a bungalow converted to a dormer bungalow in the 1980's. Solicitor has received detailed paperwork, drawings etc relating to planning…
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House selling/buying anxiety
Pulled Out Before First Viewing – Fear of Letting People Down I had a viewing booked for my house but ended up pulling out before it even took place. The truth is I was scared of letting people down—both the buyers and myself. I worried that if I went through with the process, I’d feel pressured to accept an offer even if…
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Shared ownership house lease query
Hi all, I'd like to at some point purchase the other 50% share of my house but considering the lease situation. I believe there would be about 65 years left of the 99 year lease and I understand these are expensive to increase? If I was to buy the other 50% I would have the freehold (confirmed this) so lease costs wouldn't…
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Rental Cleaning Deposit Deduction £350 plus Non-Safety Glass?
Hi, I moved out of a rental place (2 bed apartment, 1 bathroom, 1 kitchen, 1 living room, no outdoor space) about 1 month ago, after 4 years of living there. I had about £850 deposit in Deposit Protection Scheme (DPS). About 1 month before I left the flat, I accidentally dropped something, and it smashed through the glass…
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Subdividing a property while having a mortgage
I am looking to subdivide a property into two flats but I still have a mortgage (residential) running on it. My plan is to convert the property into two flats and then move it to a buy to let mortgage which will obviously pay off the exiting mortgage. The issue now is that will it be possible to carry out this subdivision…
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House sale but now threatened with legal action.
Hi all just wondering if anyone could give us any advice ?. So basically my mother in law inherited a house in a will she wasn't told nothing about the property so she sold it through an estate agent as she already has a home. So now the buyer is threatening her with taking her to court after owning the property for four…
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Land Registry being expedited
We made an offer on a 2 yr old new build house and then found out a month into the process that it had yet to registered on the land registry. The estate agent had not done appropriate checks prior to putting the house on the market. It was then put it for being expedited 2 weeks ago and this expedition has been accepted.…
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Purchase a property with Solar Panels
Hello I purchased a property in 2022 with solar panels. On the property report the seller ticked the box NO referring to if the solar panels have a long lease of the roof/air space been granted. Turns out that their is a 25 year lease and there is 13 years left. This is affecting my ability to sell as mortgage lenders will…
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Land registry expedited service taking weeks
The house I’m selling doesn’t have the garden on land registry. It’s a street of houses where back gardens have been fenced off and used as gardens for 20ish years. Some houses on the street have added theirs to registry. My buyers insisted we apply for it to be added to registry despite there being an indemnity in place.…
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Official copy of land registry record
Hello, how do I obtain an official copy of a land registry title as an individual, not the one that is available to buy for £7 the actual official copy second question, if there is a property that is up for auction, under order by a court, as I understand it, once possession has been granted to the solicitor acting for the…
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Shared property ownership and potential care costs
My elderly parent owns their property with their eldest adult child and their partner. Parent thinks they are joint tenants and understands that when they die, the property will pass on to adult child and partner. It's looking likely that parent will need some form of care; firstly at home and possibly in a care home. They…
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FTB - Offer accepted - what next?!
Hi all, After assuming my second and final offer was going to be rejected I was surprised to have a call after a few days saying it had been accepted so I have been caught a little off guard and am struggling to process everything at the moment! What's next? What do I need to do immediately? I've emailed my offer in…
