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Avoid higher stamp duty on 2nd home
I currently own a property which is rented out on consent to lease and I moved in with my partner who also owns a property. I was under the impression after a previous post, that if we were to marry, this would then class his property as both of our main residence. We plan to sell his property and buy a new joint…
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Shared path between 3 neighbours
We have just looked at a beautiful bungalow. But as a worrier by nature, I am concerned about a private path shared between the three bungalows. It's not very well maintained and leads from the street to the park path behind. There are signs in either end to say that it is private and have a padlocked gate on one end. My…
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Estate Agents clauses
I am looking to instruct this EA as a sole agency and whether these are standard terms? 1.'Contract If any part of this contract is held unenforceable or invalid the remaining parts of this contract shall be enforceable and valid. This agreement shall be subject to the laws of England & Wales.'I think this is acceptable or…
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Charging Order
I have recently transfered all of our property in my sole name, it's all gone though and reflected on the title and the morgge is in my name only. apparently the Land regestry has send a letter saying there's a charging order that was requested for my wife, she was on the property previously and her name on the title deeds…
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Seller lied on TA6 Form, now lack of enjoyment, what next?
Found ourselves in a pick of a pickle and wanted to ask the general view on our position and what to do. TL;DR - Noisy neighbours > Seller Lied > What next? We bought our terraced house a few months ago, we very quickly discovered that both neighbours either side are loud with the one side being constantly intolerable…
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buying a house with no movement joints
We are buying a 21 years ol house with a very large integral garage (sits beneath 3 bedrooms of the house). There are several floor to ceiling horizontal cracks in teh blockwork. in three different walls. Structural engineer report says due to thermal expansion and that the house was built without movement joints and the…
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Probate bungalow viewing, first time buyer.
Hi everyone, We are viewing a property on Monday and it has been 'granted probate'. I'm not too sure on this subject, but it comes with no chain. We are generally looking at bungalows and a lot of these are probate properties, due to the type of house. We are looking at bungalows as I have a mobility issue which seems to…
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Issues post completion
Hi, I have completed on my new house 2 weeks ago and having issues already. I have a septic tank and the original owners knew that it wasn't compliant and lied on the TA form. I know they knew the tank was broken because the neighbours told me when they brought the house they negotiated on the price due to this issue and…
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Should I use lettings agents contract or supply my own
I am a relatively new landlord, having only rented to one tenant. Last time the agent did everything and the property was managed. Overall, quite expensive I cancelled the management after I realised I didn't need it, and this time around I am wondering if I really need to pay them to supply the contract, considering they…
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Does anyone use OpenRent?
Hi all, I've been thinking about using OpenRent, but would be interested to know if anyone has used it and what their experiences have been? I would use the tenant referencing service, so any comments on that would be appreciated
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Underpinning indicated on Property Information Form - Mistake?
I am buying a house built 4 years ago by Barratt homes with a 10 year NHBC guarantee. It is being sold by a different developer, as the house was sold to them as a part-exchange for a new house. I have received the property information form (TA6) from the previous owners (who bought it as a new build). Section 5.1 of TA6…
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Selling a phase 2 new build
I am looking to sell my new build, it’s in the phase 2 development and about 5 years old. I’ve just learnt they’re now looking to start phase 3. Is it better to sell asap or wait? How will phase 3 affect my house price, is it likely to go up or down?
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Stamp duty help
Hello, I’m buying a house in wales 172500, I was divorced so not on a mortgage for 3.1 years. They are saying I will have to pay 8625 stamp duty as I’m a third owner of a rental property. I can understand if I own another property but I’m only in shares. Can anyone help with this please? Thanks
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Additional Dwelling Supplement in Scotland - seeking advice
Hi folks - newbie here needing some help. Our situation's a bit out of the norm so we're struggling to get reliable advice. Up until recently I was a Church of Scotland minister, living in a tied house - a manse - that came with the job. We've been here for 20 years, but I've recently changed jobs and as a result we'll…
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I did it! i moved!
I'm so happy to have finally moved! 14 months of housing stress and its all over :) . thanks to all your support and advice while i was losing my mind with the stress! I really love my new bungalow :)
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Tenant gave notice, but won't leave. Also in rent arrears.
Hiya, I'm looking for advice for my friend who rents a flat of hers out. Firstly the tenant is in about 4 months rent arrears. He gave notice for the rather unbelievable (but true) reason that he was buying a house. So it seems he clearly had the money to pay rent and just decided not to. The move out date is approaching…
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Is this a stupid question?
I’m buying a house on an estate. It is 7 years old. The owner showed me around. She seemed lovely, moving for very understandable reasons - nothing to do with the house. Sad to leave it. Also the house ticks every box for me. I couldn’t be more happy and excited to buy. The question is should I still get a survey? I have…
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First time landlord with complications, help needed!
Hello all I need a bit of help and guidance as I'm about to become a first time landlord. But we'll be letting our main residence for an unspecified amount of time. I'll list the main facts: * My wife and I bought our home in 2014 with a Help to Buy (England) equity loan. We bought for £310,000 and have had a repayment…
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House selling - valuations
We've been talking about moving for awhile now and finally had it valued by 5 agents, 3 local, 2 a little further out. I fully appreciate it's likely someone will say all the values below are way too much... The further out ones came back with £320, with a view we may have to accept a lower offer. The more local ones were…
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Buying in Warwickshire advice
Hey, To anyone living in or familiar with Warwickshire, I’m looking for advice on the best (budget friendly) and worst places to live in the area. Particularly interested in Warwick or Stratford Upon Avon but would like to know about locations just outside. What we’re after: * Peaceful and quiet surroundings * Low…