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Shurgard won't rent to me as driving licence and passport out of date. Any good alternatives?
Hi, I'm a pensioner in the nightmare situation of going through a 'no fault' eviction in the current housing crisis. I haven't found anywhere to move to yet because of the severe housing shortage in Greater London. I tried renting some self storage from Shurgard, but they told me the only ID they accept is a passport or…
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Can I record and carry forward capital gain tax loss on my home sale?
Hi, all. I sold my own home last year and bought a new home. I know that if my home sale produces gain, I can claim private residence relief so no CGT liability. However my sale produces loss about 50K. I have filed CGT return. Can I carry this loss forward to future years to offset possible CGT gain?
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Exchange getting knocked back
Hi everyone, Just looking to vent a bit and also understand if this is normal or not. We’re FTB in a 4 property chain. We were supposed to exchange last Friday, then get an email at 5pm to say they couldn’t do it in time. We were then supposed to exchange today (Monday) and at 4pm get a similar email that it couldn’t be…
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Lodger experiences
Hi everyone, I'm mulling over taking in a lodger. I've a 600 sq ft flat with two big bedrooms. I'm confident about the tax and housing law implications, but I'm wary about the quality of life implications. I was close to having a student doctor move in, but I ended up saying no in the end because she revealed that she…
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Help! Missing Building Approval Certificate – Can’t Get EPC to Sell House
Hi all, I’m in a bit of a bind and hoping someone has been through something similar or has advice. I’m in the process of trying to sell my property and, as required, need to get an EPC (Energy Performance Certificate). However, when the assessor came, they requested proof of building regulations approval for the dormer…
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Check out report
As (former) tenants should we get a copy of the check out report? We handed back the keys about 2 and a half weeks ago. We know the landlord is claiming some of the deposit and have had a list of what they are claiming. But surely we should still get a copy of the check out report from the letting agent with photos? (We…
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Informal rent arrangement - any issues?
A friend has offered to 'rent' me a room in their house after my purchase fell though in the town I was planning to relocate to. It would be under an informal agreement where effectively I'd be a lodger, except he doesn't physically live there. He moved in with his partner (about 2 miles away) 18 months ago but has not…
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is this asbestos? (worker from letting agency put my ceiling through today)
a worker from letting agency was in the space above my ceiling today. they say there were birds in the loft, he was clearing out. he put a big hole through my ceiling. i've attached images of the stuff that came through. he didn't even bother to clean up the mess he caused. no apology from the agency. i've been researching…
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YOPA very unsatisfactory level of service
A common theme with YOPA is once you sign up for the pay later marketing contract with YOPA knowing they have your money in the bag payable with or without sale after 10 months so the promises fall by the way side. We have had 1 viewing in 5 months and the feedback to that viewing took over a month to receive in full from…
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Problems with trying to rent a room
Hi,I am trying to rent a room for £700/month but they are asking for 1 weeks rent holding deposit, which i would gladly pay into the estate agents bank account. However, they wont allow this, they want meto pay it into this unusual website... https://www.chancellors.co.uk/agreementtorent There will also be a deposit of…
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Charge against property from previous owner
We bought a house in 2019 knowing that the previous owners had had financial issues. I opened a letter today in a pile of our post addressed to the previous owner and it's from the insolvency service about a charge that exists against our property following their bankruptcy in 2012. Obviously I will be contacting the…
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Selling house buyer is a trust
We are selling our house and we are due to exchange contracts this week with a completion date already agreed. There now seems to be a delay because, if I understand my solicitor correctly, he has told their solicitor that their draft transfer deed is incorrect. It seems like they are buying our house into a trust (my…
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Problem with Purplebricks selling my propert
I advertised my flat with Purplebricks , they controlled the viewings ( though I could see them online ) they informed me that they had sold my flat lon 11th November 2020. I was instructed to use their conveyancer . This I did and paid upfront . It took over 6 weeks for a conveyancer to contact me ( even though I emailed…
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Won't be in our property for 6 months - what are our options now?
My partner and I are planning on going abroad for 6 months or so and have a 3 bed flat (on a mortgage so we can't just leave in unoccupied). We were initially planning to rent it out furnished at a reasonable rate on a 6-8 month contract (we live very close to London so there is high demand) and come back to live there on…
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Capital Gains Tax on Inherited House
We sadly lost my mother in law's earlier this year and have inherited her house. When we applied for probate we got 3 estate agents to value the house and it was set as £180k (which we thought was very low at the time, but had a lot going on and didn't question it, as we didn't quite realise the CGT implication of this…
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SURVEY RESULTS AND CONFUSED WHAT TO DO NEXT PROCEED OR PULL OUT OF HOUSE SALE
I am a first time buyer who is on trying to buy their 2nd property (had to pull out of the first after the survey and surveyor recommended that I walk away - to be fair I left it was the right decision). I have now had a survey done on another property which apparently was a re natal but really doesn't look in a habitable…
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What sort of licence/tenancy agreement do I need? (Scotland)
I own my own house in Scotland. My partner is in the army and is now based in England, he is buying a property down there which I plan to live in with him for the next 5 years or so until he retires. I really don't want to sell my house as we plan to live here after he retires, so I'm looking into medium term options to…
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Retirement home re selling activism
Anyone aware of groups or organisations starting to fight the issue of reselling their parents retirement home ? There have been a few newspaper articles in the last year or so but is there anyone out there campaigning yet/; writing to MP's, councils re 2nd home council tax charges and the issue of devaluation upon resale.
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Offering to rent a house pending completion of sale
We are in a position where we are interested in making an offer on a house which has vacant possession (post probate). Meanwhile, we are due to complete on our house sale in about a month and we will be cash buyer, mortgage free. We were wondering if it was worth offering the seller a price for the house, and also…
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Santander & Private Water Supply
I am buying a house with a private water supply, porting my mortgage with Santander directly. My solicitor is on annual leave this week and I was looking for advice on something which is urgent in terms of scheduling a report as we are looking for a quick move. My mortgage offer says 'the property is believed to be…
