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Stamp Duty
Hi, Does SDLT have to be paid through a solicitor at the time of completion or can you opt to pay it yourself (within the 14 days after completion of course!). Thanks
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SDLT On Main Residence (But Have Several BTLs)
Hi All, I am currently looking to sell my main residence and buy a new main residence (whilst currently owning 3 other BTL properties). Am i correct in thinking that i will need to pay the higher rate SDLT (i’ll hopefully be completing in July 25), but then will be able to claim back a percentage because I’m replacing my…
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House sale proceeds bank question
As there is good chance we will go into a rental on the sale of our house, this means the proceeds from the sale of our house will be sat in savings till we use it to buy another one. I understand the FSCS covers you for 1 Million for 6 months but is this only for the money for your house or is it all money in your account…
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Unregistered property purchase
We are trying to buy a property that is unregistered. Sellers have all paperwork but can't find an old mortgage redemption (from approx 2014). We can't continue to buy and then register as was planned, without it. If original can't be found, what proof would Land Registry require that mortgage was paid off??
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HELP - Social Rent increase more than the maximum 2.7%
I just got notice of my social rent increase for from April 2025. It is increasing from £111.41 per week to £114.60, it should be £114.42. This is a 2.86% increase. The maximum for this year is 2.7%. What can I do? I know it is 'just' 18p more a week, but that is 18p over the maximum allowed increase. Is my large social…
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Completing on my house tomorrow but still living in rented property for the next 30 days
Me and my girlfriend are completing on our house tomorrow but we still have some time left on our tenancy for our flat so aren't moving in immediately, we aim to have fully moved by the end of the month. Is it straightforward to pay two lots of council tax, electricity/gas bills in the meantime as we will have both…
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First time buyer eligibility in the UK
Hi, I am looking to buy a property in the UK for which I want to understand whether u qualify as a first time buyer. I initiated the purchase of a residential property in India (it was a property that was supposed to be constructed over a period of time and directly purchased from the property developer). Since then, I…
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What do I do with £168k equity from house sale?
A few years ago, I had a bad break up and serious ill health. Now I am better, I am waiting to complete the sale of house that I had with my ex partner and have had a substantial health insurance pay our which will mean that I have £168k. My current scenario is that I am 36, I will be moving in with someone where I will…
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Has anyone used Freeagent247 worcester
Just interested to see if anyone has sold with freeagent247 in Worcester? Amd if so, what your thoughts were...
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Property transfer between spouse.
My wife and I are in the process of buying a new house, and we currently own a property together as joint tenants. The mortgage on our current house is £200,000, with a market value of £700,000. Aside from selling, we are considering another option: keeping our existing property and converting it into a Buy-to-Let (BTL). I…
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Preparing for completion - What are our next steps?
We've just exchanged on a house and completion is at the end of March. What do we need to do in terms of utilities, internet, etc to get ready? We have already got house insurance. Any suggestions is appreciated!
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Companies mimicking HM Land Registry.
A week ago I Googled 'Land Registry' to get hold of a copy of the Title for a property I own.The Company calls itself Land Registry UK and, having missed the small print stating they are not HM Land Registry (HMLR), I paid online about 60 pounds for a copy of the Title. Soon after, this Company emailed to state that there…
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Will banning new leasehold properties decimate the value of existing leasehold flats ?
Just wondering what impact this will have on existing leasehold flats. Is it inevitable that will be very much less attractive than flats without leaseholds and the values will tank? I guess it will take a while for the new stock to be developed so the impact will take a while at least..
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Title Register and Title Plan
Hi forum, We are looking at buying a Share of Freehold and noticed that the government now charge separately for Title Register (£7) and Title Plan (also £7). Since when did they start charging separately for these? This is Government property information service we are…
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Leasehold property information availability
Hi, I'm looking to find out information about my property's legal title. It's a rented property. I have a tenancy agreement with my landlord (20+ years). I've purchased a copy of the title from the property register. It's a leasehold flat, which I rent from my landlord. However, all it states is the freeholder and the…
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Buying a property close to rail lines - anything to watch out for/clarify?
Hi There, We just got offer accepted in a lovely house (I caused some stir with my other thread on this) in north London and I just downloaded the title register and plan from land registry website to try to find out if there's anything interesting about the property. One thing that caught my attention is a number of…
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Leasehold renew or not
We have 49yrs left on the lease, we're thinking of selling, renewing the lease is estimated around £20+K, we haven't got that kind of money, Prior to selling, is it worth having a personal loan and paying for the extended lease or selling the flat with at a much lower value given it only has a 49yr lease?
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breach of lease - what are the ramifications?
Hello, I am a landlord who owns a leasehold flat. It is tenanted and an owner occupier below my flat has been complaining on and off of noise issues from my flat. The owner has not provided any evidence so far and my tenants say they are being careful etc. I have attempted numerous times to get the message across to both…
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Help to buy ISA if not on mortgage
Hi I hope you are all well! Me and my partner are in the process of trying to buy a shared ownership house. My partner started his new job in January so has been employed for two months. I am currently a self-employed, and also do some ad hoc cover at a preschool. We are trying to purchase a shared ownership property at…
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Why aren’t properties in this block selling?
https://www.rightmove.co.uk/properties/154184303 https://www.rightmove.co.uk/properties/156791921 Flats in this block seen quite nice. Yet, I’ve seen many come and go in this block on Rightmove and they don’t sell. The 2 currently on the market (links above) have been on the market for over 6 months with big price drops.…
