PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Purchase of council property

My search pack has come back and has identified some areas that need attention. Should I be concerned about these things and pay for what needs to be done?

We have identified a risk of ground stability hazards at the property. So a survey is recommended for the site

We have identified the property to be within an area that is a potential risk of flooding (surface water)
I've done a check on Gov .uk  and the flood risk summary says the flood risk of the land around the building is Very low 

It also says a coal mining report is required. . What would this tell me which would make any difference in me buying the property

I have been in the property for 23 years. The area did have a history of coal mining but that was ages ago..

Any advice would be great thanks

Comments

  • user1977
    user1977 Posts: 18,061 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    edited 20 March at 4:35PM
    Don't you have a solicitor giving you advice?

    You'll know more from 23 years living there than any searches will tell you.
  • janoid19
    janoid19 Posts: 169 Forumite
    Sixth Anniversary 100 Posts Name Dropper
    My house that I bought 4 years ago was on a site with a history of coal mining but I thought since it has been there for 100 years and it was still standing, that was good enough for me :smile:
  • lincroft1710
    lincroft1710 Posts: 18,975 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    The actual mining of coal may have ceased some years ago, but there is still a possibility of subsidence. Remember if you buy the house and subsidence occurs you cannot go running to the council ask them to remedy it, which they would do if you were still their tenant.
    If you are querying your Council Tax band would you please state whether you are in England, Scotland or Wales
  • housebuyer143
    housebuyer143 Posts: 4,281 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Normally the lender requires the mining survey, because of historic mining in the area.
  • Vlw30
    Vlw30 Posts: 19 Forumite
    Third Anniversary 10 Posts
    user1977 said:
    Don't you have a solicitor giving you advice?

    You'll know more from 23 years living there than any searches will tell you.
    Yes I have a solicitor but he's not great to be honest .  I've sent emails and left messages for him but still no reply
  • Vlw30
    Vlw30 Posts: 19 Forumite
    Third Anniversary 10 Posts
    Normally the lender requires the mining survey, because of historic mining in the area.
    I am a cash buyer
  • housebuyer143
    housebuyer143 Posts: 4,281 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Vlw30 said:
    Normally the lender requires the mining survey, because of historic mining in the area.
    I am a cash buyer
    Then you don't need any searches. If you don't want it, tell them you don't and they shouldn't commission it. That's the same for all searches.
  • david29dpo
    david29dpo Posts: 3,966 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Vlw30 said:
    Normally the lender requires the mining survey, because of historic mining in the area.
    I am a cash buyer
    Then you don't need any searches. If you don't want it, tell them you don't and they shouldn't commission it. That's the same for all searches.
    This.
    If you are a cash buyer then all searches are only advisories. Up to you and only you if you still want to buy.
  • Vlw30
    Vlw30 Posts: 19 Forumite
    Third Anniversary 10 Posts
    Thankyou everyone
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.