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Re-mortgaging my house to help mum buy her own home
Hi, My mum is in her 70s and moved back to the UK a couple of years ago when my father passed away. She is currently renting a flat and the rental cost is taking up the majority of her pensions income. She has a limited amount of money to purchase a flat/house, so my siblings and I are going to help her with the purchase…
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What ceiling is this?
Hi, What ceiling type is in this house? https://www.rightmove.co.uk/properties/148776737#/?channel=RES_BUY Thanks
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Selling a flat with a sitting tenant
Does anyone have experience of companies that advertise buying your property for cash with a sitting tenant? We know they cut the value significantly but we can’t easily get our bankrupt tenant (initially a friend) out so it looks inviting. Is it too good to be true?
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Demanded to stop using land
We purchased our leasehold house in 2016, we asked the sellers of the house about the lease and they claimed to have not paid it in years and didn’t know who owned it. Our solicitors sent the owners of the lease a letter confirming our purchase of the house and for all future contact should be to us. We didn’t hear…
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Challenging Desposit Scheme ADR Riling
Looking for advice. My ex Landlord had filed a Claim through the Simple Procedure Court Process in Scotland requesting payment for damage to his property. The alleged damage has already been subject to dispute resolution by the Deposit Scheme. The Landlords claims are generally false as well as claiming exaggerated sums…
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Urgent end of tenancy query
Hi - I’m a landlord and the current tenancy expires on 03/03/24 . I gave a section 21 notice (2 months notice) which asks the tenants to leave by 04/04/25 The current tenants want to leave by 01/03/25. Are they entitled to do so bearing in mind they’ve not given they’re 4 week notice yet which would mean 4 weeks from today…
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Help with taking name off title deed and transaction for share of property
Hello, I'm trying to help my mum without her having to pass any more legal fees. My mum's partner has passed away. He was on the title deeds of his mums house (also recently deceased) along with his brother and sister. Mum is now entitled to his share of the house. She and the remaining brother's sister, have agreed to let…
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Switch2 district heating
Are district heating schemes managed by Switch2 still an issue? With high standing charges and high pay as you go rates?
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Stamp Duty Land Tax
Hello all, I would welcome your thoughts an knowledge please. I own 2 small properties that I rent out and I live with my partner in her house (not married), where I am registered to vote and pay a contribution to household bills. IF I bought a 3rd property (at auction), would i need to pay SDLT on the purchase which will…
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Buying house - is this a big issue?
We are nearing the end of our house purchase but there is an outstanding issue which I thought I would just ask some opinions on as I don’t know what to make of it really. The owner’s power of attorney are dealing with the sale. They state that a strip of land was purchased from the neighbours to widen the driveway in 1975…
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Gazundering because the vendor has cost me money with their uselessness?
Normally, theres no way in a million years I'd do this.... BUT the seller has been a nightmare. - Went off grid for 4 weeks over Xmas. No-one could contact them at all - in the end their estate agent had to go knock on their door. Excuse for not calling back after about 50 messages left - "I'm not very good with my phone"…
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Electricity substation
Hi, I am wanting to ask if anyone knows of a good solicitor who deals with substation contracts on private land. Long story short... I have a substation in my garden, the lease is due to be renewed. The new contract is basically saying they have full access to my land at any time and can make adjustments to my land as they…
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One bedroom self contained flat on shred utilities.
Hello All Recently looked at a one bed flat which was priced at market value for the area but on investigation found that the water and electric supply is shared with two other flats in the building. Not mentioned in the advert at all and priced at market value, i mean what the hell? I find this incredibly deceiving and…
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Apartment Leaseholders, victims of Landlord's mismanagement
I am a Lessee in a block of apartments approximately 30 years old. The Lessor is also the Services Management Company. Over many years the Management Company, despite having levied a Deferred Service Charge, have failed to carry any real preventative maintenance, resulting in all the windows, cladding and exterior doors…
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Lease Extension Valuation - Question RE how long v price
I am a freeholder, my leaseholder has 92 years left on his lease. We agreed a price to increase his lease by £100 years. He is now mentioning the leasehold reform so wants to extend it to 990 years. I am fine with this, I want to do everything correctly and appreciate why he'd want that. My question is, would the price we…
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Buying house - charging order on house
Its at the last stage but there is a charging order on the house that needs to be sorted. Looks like this was issued by a court 10 years ago. Not quite sure why seller has taken this long to sort it out? Honestly, never seen anything like them. I'm assuming its just a case of the seller agreeing to pay it off with the…
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Reassigning family portion of a shared ownership home
Slightly unusual situation: a relative A owned a small share ( less than 14%) of a property, the majority being owned by a charity B whose remit is to assist its retired employees to have accommodation. When the employee or their spouse eventually dies, the charity would normally sell the property, and the relevant…
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Stamp duty question when staircasing, Shared Ownership
Hi, Any help would be much appreciated as I do not understand exactly how to work out the stamp duty now that I am attempting to staircase to 100%. 2016 - 50% share of £276,500 (£553K property valuation), paid stamp duty £3,825 + NPV of £921. 2018 - 20% share of £103,000 (£515K property valuation), no SDLT paid as only…
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SDLT workaround? FTB and non FTB joint ownership
With the following scenario, based on it all being done before April would this be legal / doable? With 2 parties Partner A being FTB Partner B not currently owning residential property. Property purchased at 420k by FTB in sole name paying £0 SDLT as under threshold. Transfer of equity immediately after/ day after to…
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Going to rent house out - how early to start and what with?
Later this year I will be starting a new role and as part of that my family and I will be moving to a house that goes with that role. We have decided that to rent our current house out, and so become landlords. We will get agents to manage it, and I'm aware that we will have to get up to speed on lots of stuff for which…