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Social Housing Landlord
I have lived in my home for 15 years, and according to the Social Housing Landlord's website, boiler replacement should be every 15 years. Every website I've looked at also suggests 10 - 15 years. My boiler is 15 years old, although was put in two years before the properties were let. It is not as energy efficient as it…
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2 questions: EICR and gas safety
Hoping someone can advise / confirm please. We started our tenancy in January 2020. It was a one year contract, then rolling since. Should we have had an EICR in that time? We have had a couple of weird electrical things just lately. A light switch fused the downstairs (currently can’t use as this is still happening), a…
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Is a Full Months Rent Payable Following Forced Eviction Part Month?
I will be grateful if
someone could answer the following: Can a LL charge for a full month’s rent if the
tenant is forcibly evicted by CC bailiff’s part way through the month as a result of a S.21 court judgement? I do not know the
possession date or if this is relevant or not. I was the guarantor for a family member who…
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Groundwater Flooding
I am in the process of buying a house and the environmental search has come back with moderate risk for groundwater flooding. I have since done my own digging and found a flood investigation by the council for the street which said 6 houses had groundwater flooding 4 years ago.The house is a terrace with a basement (turn…
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Unfair Shared Ownership purchase practices
I am looking for some assistance or advice in regards purchasing a Shared ownership property. I am asking on behalf of my son and daughter who have both experienced problems in purchasing properties. The main issue is that although both of them have very large deposits and have previously been through affordability checks…
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Moving house monday expecting hassle from sellers not rushing
Sellers have been a nightmare from Day 1. From disappearing for a month, to agreeing to this monday, promising me it was good then changing their mind. Reason being they hadn't even bothered to check with the seller of the house they were buying. Because contracts hadnt been exchanged stupidly I took their word for it and…
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Stamp Duty
Hi, Does SDLT have to be paid through a solicitor at the time of completion or can you opt to pay it yourself (within the 14 days after completion of course!). Thanks
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SDLT On Main Residence (But Have Several BTLs)
Hi All, I am currently looking to sell my main residence and buy a new main residence (whilst currently owning 3 other BTL properties). Am i correct in thinking that i will need to pay the higher rate SDLT (i’ll hopefully be completing in July 25), but then will be able to claim back a percentage because I’m replacing my…
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House sale proceeds bank question
As there is good chance we will go into a rental on the sale of our house, this means the proceeds from the sale of our house will be sat in savings till we use it to buy another one. I understand the FSCS covers you for 1 Million for 6 months but is this only for the money for your house or is it all money in your account…
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Unregistered property purchase
We are trying to buy a property that is unregistered. Sellers have all paperwork but can't find an old mortgage redemption (from approx 2014). We can't continue to buy and then register as was planned, without it. If original can't be found, what proof would Land Registry require that mortgage was paid off??
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HELP - Social Rent increase more than the maximum 2.7%
I just got notice of my social rent increase for from April 2025. It is increasing from £111.41 per week to £114.60, it should be £114.42. This is a 2.86% increase. The maximum for this year is 2.7%. What can I do? I know it is 'just' 18p more a week, but that is 18p over the maximum allowed increase. Is my large social…
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Completing on my house tomorrow but still living in rented property for the next 30 days
Me and my girlfriend are completing on our house tomorrow but we still have some time left on our tenancy for our flat so aren't moving in immediately, we aim to have fully moved by the end of the month. Is it straightforward to pay two lots of council tax, electricity/gas bills in the meantime as we will have both…
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First time buyer eligibility in the UK
Hi, I am looking to buy a property in the UK for which I want to understand whether u qualify as a first time buyer. I initiated the purchase of a residential property in India (it was a property that was supposed to be constructed over a period of time and directly purchased from the property developer). Since then, I…
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What do I do with £168k equity from house sale?
A few years ago, I had a bad break up and serious ill health. Now I am better, I am waiting to complete the sale of house that I had with my ex partner and have had a substantial health insurance pay our which will mean that I have £168k. My current scenario is that I am 36, I will be moving in with someone where I will…
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Has anyone used Freeagent247 worcester
Just interested to see if anyone has sold with freeagent247 in Worcester? Amd if so, what your thoughts were...
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Property transfer between spouse.
My wife and I are in the process of buying a new house, and we currently own a property together as joint tenants. The mortgage on our current house is £200,000, with a market value of £700,000. Aside from selling, we are considering another option: keeping our existing property and converting it into a Buy-to-Let (BTL). I…
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Preparing for completion - What are our next steps?
We've just exchanged on a house and completion is at the end of March. What do we need to do in terms of utilities, internet, etc to get ready? We have already got house insurance. Any suggestions is appreciated!
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Companies mimicking HM Land Registry.
A week ago I Googled 'Land Registry' to get hold of a copy of the Title for a property I own.The Company calls itself Land Registry UK and, having missed the small print stating they are not HM Land Registry (HMLR), I paid online about 60 pounds for a copy of the Title. Soon after, this Company emailed to state that there…
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Will banning new leasehold properties decimate the value of existing leasehold flats ?
Just wondering what impact this will have on existing leasehold flats. Is it inevitable that will be very much less attractive than flats without leaseholds and the values will tank? I guess it will take a while for the new stock to be developed so the impact will take a while at least..
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Title Register and Title Plan
Hi forum, We are looking at buying a Share of Freehold and noticed that the government now charge separately for Title Register (£7) and Title Plan (also £7). Since when did they start charging separately for these? This is Government property information service we are…
