PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Lease Enquiry

Antithermal1723
Antithermal1723 Posts: 15 Forumite
10 Posts
edited 11 September at 11:12PM in House buying, renting & selling


Hello! 

Sorry, I am a huge over thinker and am stressed a little bit haha. 

I’ve just received a copy of the lease for a leasehold property I will be purchasing. I am a bit unsure of the statement that I have attached with this post. Does the clause state that I’m not permitted to have a lodger despite it being a single dwelling unit? I was told by the mortgage adviser that I was ok to have a lodger as long as I won’t be lodging more than 3 people as this would become a HMO which I definitely don’t want it to be. 

I was planning to only let a room out to my friend that I’ve been living with for many years. Is there typically an option for me to enquire / ask for the lease clause to change or is it permanently stating that I’m not allowed to have a lodger. I don’t want to break any clauses and incur any wrath from the freeholder. I am also exploring the idea of asking the freeholder for consent for one lodger. 

Thank you for reading :)

Comments

  • gm0
    gm0 Posts: 1,214 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    edited 11 September at 11:36PM
    The intent of this clause appears to be - this is a private residence.  So the lease prohibits running a business other than WFH".  And also prohibits setting up as or renting to someone else to use as a "lodging house" (BnB/HMO/to era and taste).  It probably would be argued that it bans AirBnB as a primary use of the unit which many people would applaud.  This is all good so far as it goes.

    It is not really aimed at "how big is your family" as leaseholder.  Or rent a room. Or the single lodger with a resident leaseholder also there.  Nobody knows.  Family or a friend is staying in your flat.  A friend contributing to bills.  A lodging agreement with a new friend.  All these fall well short of "running a lodging house"/HMO/Airbnb unit which is what the clause is aimed at.

    They REALLY aren't interested in changing this lease for you.  There are N leases and they are all the same (per the number of units) largely should remain so. AND your request is illfounded.  So a waste of everyone's time.  And unlikely to get a positive response.

    Yes - lease obligations are enforced by freeholder or managing agent "writing to you" saying we have had complaints you are breaking the obligations of the lease causing a harm to others that provoked a complaint.  
    And you need to stop doing the thing which offends.  Not paying. Parking. Running a noisy business.  Whatever it is.  The consequence is a slightly rude letter.

    Examples provoking complaint in your example would be a lodger being casual about abusing others parking spaces.  Or bouncing in high or drunk at 4am shouting every friday.  Behaviour you can influence by either terminating the agreement (dead easy with a lodger), or making it clear it is not tolerated ongoing and that will happen if it repeats.  In either case this process is trivial.  The process for lease covenants to be enforced is not.

    In very persistent cases of breaching lease conditions - the freeholder can attempt to go to court to revoke a lease - to take the property back.   This is rarely done and hard to do. And not done for trivial reasons like those you describe.   And there are almost no intermediate sanctions between these two - the stiff letter. And going expensively to court for foreclosure - with a GOOD reason to do so

    You are overthinking it.  And your desire to customise for greater clarity will likely be disappointed.


  • user1977
    user1977 Posts: 18,155 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    In practical terms, nobody's going to be spying on you and then kicking in your door because they suspect you're harbouring a lodger...

    I would interpret it as referring to the primary use of the property turning into boarding or lodging i.e. something more akin to an HMO.

    Asking for consent is more likely to cause confusion than anything else.
  • Albermarle
    Albermarle Posts: 28,443 Forumite
    10,000 Posts Seventh Anniversary Name Dropper
    On a slightly separate note, make sure you know the rules about what constitutes a lodger, rather than a tenant, and the type of agreement to draw up. 
    If you search this forum for 'lodger' there will be a few threads about it. 
  • youth_leader
    youth_leader Posts: 2,948 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I'm glad your lodger will be your trusted friend.  If you do search this forum for lodger you will find several threads and it was a warning to me to do my due diligence if I open my home to someone.
    £216 saved 24 October 2014
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.