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Idiot Surveyor has cost me my sale
I am furious. My buyers have pulled out today because the survey says evidence of active woodworm and woodboring insects in my property (its 200 years old). When the surveyor did the survey I showed him the guarantee against the above and also pointed out that I used to be a woodworm /damp surveyor and there is no active…
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Giving my notice and LL viewing
Hi there Just a quick question - We have just bought a house and are going to be moving out of our flat. We have to give six weeks notice which is absaloutely fine. However we will have to give our notice before we have moved all our stuff out and cleaned everything up. Our move in date would be 2 weeks into our notice…
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What to Offer?? FTB
Hi Folks, I just wanted some advice before I entered the housing market, so everyone’s input in much appreciated. We have found a house we really like and would like to put in an offer, however I am not sure how to play our hand. Here is the house situation: It’s a Detached 3 bed house on market for £185k, however they…
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Mortgage for retired
I am 63yrs.old and retired with a net income of £14000/year,i own a house worth £150/160000 outright and i have £120000 cash. I want to raise £80000 to buy a house costing £200000,i intend to rent own house for a few years at £600/month.REASON i need to move fast or miss the house. Any advise please have been turned down…
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Deposit issues
Hi, I would really appreciate your advise on the following two matters. My fiancee and I are pulling our hair out and getting quite concerned. 1. We moved into a property with an assured shorthold tenancy agreement in October 2007. We have recently moved and at are incurring some major disagreements with our now ex…
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Advice required - first time buyers been through the mill
Hi guys Looking for a bit of advice, really... We're a couple of first time buyers who seem to be having a bad run of luck. We had an offer accepted 18 weeks ago on a flat. (Paid £122,500, list price was £125,000) and instructed solicitors etc. Unfortunately, it has taken a lot of time to get this far (right near exchange)…
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Mortgage in principal
Hello, This is probably the most basic question ever, but as FTBs we are very new to all of this. We have started looking at houses and have seen a mortgage (with first direct) that would be suitable and that we could afford. When I arranged a viewing today the EA asked if we have our mortgage sorted out, but as we haven't…
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buying property in orlando were do i start ?
i am thinking of purchasing a villa in orlando florida i have been numerous times and think now is the right time to invest there. where do i start ? :confused: checked out google so far, but no real good info found can anyone point me in the right direction of usefull web sites,reliable agents who will guide me through…
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Storage heating
I've started on my latest round of viewings after my gazumped episode. I've found a 2 bed flat I like in Aberdeen and the only issue I can spot with it at the moment is the storage heating. My Dad rented a flat with storage heating about 15+ years ago and has been trying to put me off the flat as a result because he said…
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First time buyer need recommendation of a Solicstor
Hi all, Can any property guru recommend me a good conveyancing solicitor? Which solicitor provide stress free and low cost conveyancing legal services? I googled, but lost myself in hundreds of links.
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Mortgage valuation lower then purchase price. please help
I have agreed a price for a new build two bed flat, in Leicester, for the price of 133,000. This was knocked down from 152000, and they have also added a few other incentives such as flooring and some applicances. However Natwest who I have got my mortgage with valued the flat to be 122,500. All the properties being sold…
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Leaving Estate Agent
We have our property up for sale and it turns out that friend's friend would be interested in buying it. Obviously we didn't get any help from the estate agent in this case and when we know more how serious she is, we would like to leave our agent and thus avoid paying the fees. Is there any risks in this? We still have a…
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How long for a Building survey
Hello, How long should it take to complete a full buildings survey on a 3 bed cottage built c1850, with barn and outbuildings ? All buildings require renovation. Thanks, Roy
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Freeholder charging leaseholder an admin fee
Bear with me, I'm a newbie! We are buying a leasehold house. In the lease, there is a clause which states that the company holding the freehold can charge an admin fee of a minimum of £10 when the mortgage changes hands. The lease is less than 20 years old, so inflation hasn't risen much, but the company have told our…
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Renting / Harrassment / Trespass
My LL recently gave the agents a list of perceived problems with this house. (Seperate issue) From the list it is 100% certain that someone (not LL - abroad) came onto the property to see / check / look. All = list as above. 100% because 4 of the 5 points cannot be seen from the lane in which we live / cannot be seen from…
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getting our deposit back after renting (through DPS) Advice needed
Hi, we have recently moved to a new flat which we are renting. We were also renting previously and are still waiting for our deposit back from our old house...its been 5 weeks now. I know they need to make a couple of deductions from it and the estate agent knew this before we left but we are still waiting. I know the…
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"Offers Over" (England, not Scotland) - anyone bought under?
There's a house I want to view but I don't know if it's worth viewing. We can't really spend more than £325k. Personally, I think this house is worth around that. It's a five bed, and two four beds sold in the street for £275k in 2006. Things seem to be selling at roughly the same level as then. It's been on the market…
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First Time Buyer location quandary
I am a first time buyer with around a deposit of £70,000. At the moment i have moved in with the parents for a few months (was renting) and am looking to buy. The parents live in the town I grew up in wichis is about 25miles away from my work. I currently commute which is no problem. The town is much smaller than where I…
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Landlord's invasion of privacy... recourse?
Long story short, I was having a bit of fun with my special lady friend. One of my flatmates is late on the rent apparently, and the landlord let himself in, not only to the flat, but into my room, catching me stark chuffing naked diving for the door lock. Now, as you can imagine, I'm not best pleased. To say nothing of my…
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What percentage of income is OK for mortgage
I'm trying to work out what I can afford if I was to get a mortgage in the next year or so. What percentage of our income is OK to put towards the mortgage? E.g. if we both earn say £1000 each, so a total of £2000 what amount is OK? 50%, 70%? I know this is not a "black and white" answer but just looking for some guidance…