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Government grant loan
Hi My husband is self employed and has been advised that he is not eligible for the government support grant as he took out his pension early a year ago in one lump sum. Is he entitled to anything else? Has anyone else been in this situation at all?
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Prescription charge
Hi wondering if anyone has any advice. My partner was self-isolating due to suspected covid two weeks ago and asked his sister to pick up his prescription from the pharmacy. However once it was delivered he realised the pharmacy had dispensed some old antibiotics prescribed 6 weeks prior in addition to his current script.…
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Business interruption insurance
I purchased business interruption September 2019, I rung the company about claiming when the lockdown in March started as I had to close my shop. I was told my policy didn’t cover me for COVID as it wasn’t on the list. Can I now claim after the high court ruling ? Here is part of my policy
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Self-employed? Don't miss 31 January self-assessment tax return deadline - MSE News
Read the full story: Self-employed? Don't miss 31 January self-assessment tax return deadline
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re SSP CD19 Pay
Hi I was asked in sept to self isolate as son had symptom's for cd19 but thank fully it was negative test so was I and family advise my employer of this and was told would get ssp but when i saw my pay slip i was deducted £880.00 pound from my salary and in these time each penny is hard keep i saw some thin on tv where the…
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Universal Credit declared losses question.
Hi folks I’ll keep this brief , I submitted my earnings etc (joint claim with wife) as I’m self employed , the 4 week window had my earnings of £0 and a costs of £215 (stock purchases) my statement came back as earnings from self employment £215 instead of a loss. Confused as to how this loss is classed as earnings and to…
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Effect of BBL on sole traders Credit rating ?
Effect of BBL on sole traders Credit rating ? i just applied for a business CC , was turned down as i failed credit rating. (i do have a few other unused CC's) Moved house in October and renewed my mortgage. Then month later applied for a BBL.. I have no other debt or loans and healthy bank accounts. Will that have trashed…
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Covid Energy Support
With people working from home and now on full lockdown with schools closed people are spending most the time indoors and having more energy usage espeically with colder weather we are having. Are energy companies offering any discounts or refunds etc for customers.
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Coronavirus Support Criteria
A lot of small businesses have been left out of receiving any grant including the company l work for. Staff have not being furloughed as the company's accountant submitted the PAYE RTI just a few days after 30th October. Thousands will be made redundant due to this criteria. But large businesses are able to furlough their…
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Council tax - empty property as I cannot move.
I’ll begin my explaining my situation - I was wondering if any of you could shed any information on my unusual situation. I was due to relocate 5hrs within the UK for a new job starting 01.02.21 - and as such, I secured a rental property beginning ~2 weeks before my start date to allow me time to settle in and give me…
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Do staff in takeaways have to wear masks?
Hi. I have had a quick look but can't see any hard and fast rules on this - do staff in takeaways have to wear masks when preparing and handing over food, please?
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Bounce back loan repayment demand
TSB are demanding immediate repayment of my bounce back loan . 1,because i used the loan to buy premium bonds whilst waiting until i needed to use it ,which i have done now. The govt site said its ok not to use right away and to invest until needed. 2 .for closing the buisness account i opened to be able to receive the…
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Can I make a support bubble
So I’ve read a little guidance into house sharing/ HMO on making a support bubble however I am unsure on the regulations regarding myself. I understand that in a house share and HMO, that they can make a support bubble. I rent the spare room in my parents house while me and my partner are saving for our first property this…
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Employer makes employee take holiday whilst furloughed
I have been told that I am being furloughed for one week at the start of February but have been told my employer that I have to take a weeks holiday entitlement for that week and they will make up the 20% difference. Are they able to do this
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Working from home tax relief - currently higher rate tax payer
Hi I’ve looked into registering for the working from home tax relief. I’m currently (just) a higher rate tax payer, I’m taxed 40% on £286 of my annual income. I currently claim back 20% on my pension contribution each year because I am a higher rate tax payer. If I register for the working from home benefit it equates to…
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Supreme court paying out for loss of income
I'm sure many of you have seen that the supreme court ruled in favour of small businesses, meaning that insurers must pay out for covid claims. I have 'income protection insurance' I have rang numerous times since the first lockdown in March 2020 about claiming during the first, second and now third lockdown. However, each…
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Getting repeat prescriptions online
We're in the Extremely Vulnerable category and don't want to (can't) go to local pharmacy to collect regular drugs. There seem to be lots of 'unknown' names doing online supply, plus Coop and Lloyds. The Coop version is very clunky and difficult to sign up and use; Lloyds (Echo) is big overseas corp (and owns our local…
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Asked to stay home when fit to work - please help
My 10 days self-isolation (following a positive test) finishes today. I am symptom free, feeling well and was planning to return to the office tomorrow (Friday). I have just been called by my line manager and was advised not to return until Monday. I do not get company sick pay (only SSP) so I asked if I will be getting…
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Furlough Payments
What happens if I was Employed in October 2020 with a New Business which was Registered 23 September 2020. My first wage paid into my Bank Account and Business advises 'They do not meet the Government Criteria for Furlough Scheme'.
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Sickness and Furlough Advice
I was signed off sick by a doctor at the start of the month for 3 weeks. I sent my employer the sick note. The next day my employer sent me a document stating their intention to furlough me because of the pandemic. The document said it was my choice to accept or not but if I didn't then I could face unpaid leave or…