-
Loss of business insurance claim
Dear MSE, I own a hairdressers salon in Ipswich and am insured with Hiscox, turns out I can claim through my policy for business interruption/loss business. So I submitted my claim and it’s got as far as Hiscox now asking me to prove that there was a Covid case within 1 mile of my business address. Apparently it’s in the…
-
Postponed Theatre Show - seat price rises
Bought tickets in 2019 for a show that was due to take place in April '20. When Covid hit, I had an email to say that the show had been cancelled but then received another one to say it had been re-arranged for April '21 - this then also got pushed back to July '21 and this week I've had an email to say it's been pushed…
-
Furloughed then redundant, changed to Furloughed help
Hi, I’m posting so I can pass the advice onto a friend. She was employed full time and put on Furlough at the beginning of all this. She was then made redundant. When (I think) Furlough was extended she asked her employer if her redundancy could be put on hold and her furlough extended. The employer agreed and sent her a…
-
Bounce back loans-- sensible limits?
Hello all I am looking for a bit of advice/ guidance on applying for a top up loan. I realise this is of course a business question on a predominantly consumer forum, but since MSE has allowed similar questions previously... My company successfully applied for a BBL last year, taking around 50% of the maximum eligible to…
-
Furlough Payment
Hi, I have a query about furlough pay and how much my granddaughter should be receiving. The situation is that she was a saturday girl (for well over a year) for a well known hairdressers before being offered an apprenticeship with them last August. Whilst on furlough her wages have been very much up and down (£130 this…
-
Interest-only/ Offset Mortgage
Hello, I was made redundant from my job in November, and currently have no income. I have an interest only ‘offset mortgage’ where, when I was working, I built up funds each month to ultimately pay off my mortgage at the end of the term. (Whilst I have an Offset Mortgage, the principle is the same as somebody who has an…
-
Working From Home Tax Relief Date From
Hi,I understand from reading Martin's Blog that it's possible to enter the date of the first lockdown as the date to start claiming tax relief from. I actually started a week earlier so was wondering if anyone knows or has entered a date prior to when the first lockdown was announced. Does it go down a different route and…
-
COVID Fine - Timescales
Hi,In the event of a person breaking covid lockdown regulations, is there a timescale between act of covid rule break and when the police must issue the fines within?For example, if someone breaks covid rules in November, is there a minimum timescale that the police have to issue the fine via post to that person? If so…
-
Claimed SEISS 1 & 2 but now profit is up. Trouble ahead?
The last year has been mental. I'm self employed and usually earn around £40-50k profit per year. When the first self employed grants were available, I claimed them. I got the maximum amount for grant 1 and 2 totalling around £14k. At the time my turnover was down around 10%. 1 of my 3 employees was shielding on furlough…
-
Newly self employed letter but no phone call
Hello I'm new to this site and was hoping somebody could help so me worrying. I've received a letter from the government saying I might qualify as I've filled my tax return and paid. The letter states that I will get a call from am unknown number in 10 working days but have not yet had the call. I wondered if anyone else…
-
Furlough Wage Help Please
I started a new retail job in late July 2020 on a 17 hour per week contract. Since the day I started I have worked far more than this, 5 full days every week other than a few holiday days, an average week would be 37 to 43 hours depending on the days I've been in. I don't receive overtime, I get paid a flat hourly rate for…
-
Flexi Furlough: Wage vs Claim
I am on the verge of entering into a dispute with my employer regarding my flexi-furlough wage but could do with someone knowledgable telling me whether it's me (probably) or my employer who are in the wrong. I'm reasonably well paid for quite a technical job, let say £5k per month gross for easy workings, so when I was…
-
Has anyone had any luck rebooking BA ticket vouchers from cancelled flights with Expedia?
I've already been on the phone to Expedia, then BA, then BA again then Expedia. Both are saying the other has our ticket vouchers. I just want to book a poxy flight to Jersey grrr... I've now told Expedia they have to call BA and ask my tickets through their Trade Support Team, I just would like to know if anyone has had…
-
Helping someone on UC
This looks like a straightforward question but after hours
of searching online I can find no satisfactory answers so hoping someone can
assist. We have a close relative who is
on UC. He owns his small cottage and as
far AFAIK is not required to sell it to qualify for UC. The cottage needs some urgent repairs which
my wife…
-
is universal credit the possible next step for a ltd company director ?
Hello - im a ltd company director , receiving the lowest amount of furlough , ive received a bounce back loan and im trying to bounce back , but until i do so can i claim universal credit whilst receiving furlough ? many thanks people.
-
SEISS grant 3
Hi Can anyone help with advice on employment and the SEISS grant. Having claimed the 3rd grant, if I were to close my buisiness and find employment, would I be liable to pay the it back? Thanks 🙂
-
Furlough
Ive been furloughed since January 2021 my boss is telling he won't pay me every week as there is a cost to the business. ! Also he's saying I won't get march furlough payments untill April. I no that once a furlough claim is submitted it takes 6 days to come through Is he ripping me off? I literally can't claim any…
-
Tax Relief - Working from Home
Anyone any idea how long it is taking to process claims for tax relief for working from home? It seems excessive.
-
Kids clubs
Hi there So due to lockdown my children haven’t been able to attend their trampoline lessons. They’ve said all the lessons missed we can take them, when lessons are back up and running. During this entire time, we’ve been paying for the lessons. In order to cancel lessons, you have to pay a £45.00 fee per child (we have 3…
-
Forced holiday pay
The company I work for are forcing me to take 7 days holiday before I return to work in may. Are they allowed to do this?
