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Blocked by Santander
I’ve been really let down by my bank of more than 10 years, Santander. I have always banked online with them, and I’ve never lived near a branch. But for the past 22 hours, since 1430 on 6 Nov 2020, my account has been blocked “for security reasons”. Briefly, I had closed my NS&I Income Bond account, because of their…
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Another reason for me to hate CO Operative Bank
Paper statements. Had one today. I thought banks didn't do these unless you opt in/don't register for app etc. Just had to opt out via app.
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Lloyds Bank Lost Multiple Incoming Payments
Hello, I am new here and in a rather bad way due to the failure of my bank. I have a sterling current account with Lloyds Bank International (based in Jersey) and due to a family health emergency I had to send seven (7) payments of €2000 each, from my Republic of Ireland Euro current account to my Lloyds account - all made…
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New to Switching, apart from buying a house soon, are there others reasons to not switch?
I'm new to switching and I read up on the guide on the main page. It says to not switch if you are buying a house soon but wanted to know if there were other pitfalls because clearly the money isn't just free. What would be the best way for someone to start today with the offers available?
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Lloyds switching offer but only from selected referrers
Just a heads up that there seems to be a new switch offer from Lloyds - but only via referral and only available if the referrer has been sent the offer. So somewhat limited, and, as it's a referral one, outside the rules of this forum to actually get involved within the forum. But worth checking your email if you're an…
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Business Bank
I'm looking for a business bank account for my company. It's a small startup with basic banking needs. My preference is a digital-enabled bank so I don't have to visit any branches. Any suggestions or recommendations?
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Switched bank but old account still open?
Did a full bank switch from tsb to Santander for their switch offer but the tsb account remains open. Switch has gone through and all of my DD’s and my money has transferred over. So I guessing I can just contact tsb to close the account. And just to clarify I’m wondering wether or not it’s likely to affect me getting the…
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Please rate my budget - is this workable?
Hello! We have just bought a house and I want to see if my budget is workable and if there's anything we can do to improve our finances. We are DINKS. Total income per month (take home): £4336 (roughly, tax changes due to BIK) Bills: Mortgage: £1220 Insurance (life): £23.88 Income protection x2: £70.63 Home insurance:…
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Ever been criticised for spending your own money?
I've had the bank account for around a decade, but only had the app for a few months, when I took out a credit card. I've never been overdrawn. The other day I got a message telling me that I'd spent about £600 more last month, than last month's salary (there was still plenty of cash left), and suggesting that I should be…
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Santander Edge Question
Applied for a Santander Edge account early this morning, it seems they've done both soft and hard searches (soft affordability & hard credit) on me, is that normal for them & specifically for that account?.
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Santander free 16-25 railcard offer April 2024
Good evening, I appreciate this won't be of use to most but Santander are currently offering a free 16-25 railcard to those who have no Santander current account as of 9/4/24, will be aged 20-24 on 30/6/24, open an Everyday, Edge or Edge up account and deposit £500. Full terms can be found below:…
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Will a transfer to my pre-switch account be instantaneous?
I forgot that I have a few payments inbound to my old bank account before I switched. So my question is, will those payments be instantaneous or will they bounce back and the payer then have to do something i.e. chase up or call the bank etc? Thanks.
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Contacting First Direct (phone and web); button in the bottom right of this screen (AWOL)
Trying to contact FD over the phone has become very, very hard (look at their trustpilot profile and you will get an idea), at least when calling at "normal" times. So whenever I can I have contacted them via their website contact form which was a bit basic BUT DID THE JOB. Nowadays that form is gone (there's just a…
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Best UK Euro Account
Hi, I'd like some advice on holding euros in a UK bank account. I'd like to open a UK (I live in the UK) account where I can hold euros. I'd like to have an account where I can get euros paid in and not get big fees to transfer out. For example if I want to wait the convert to GBP when a better rate is available. I'm with…
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switching a halifax current account to tsb current account
So, I access this link: https://www.tsb.co.uk/current-accounts/switching-bank-account.html and there is a form. On the form it asks First name, Surname. There is information on the form saying 'Please enter your personal details below. If these are details are different to those on your old account, this could delay your…
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First Direct regular saver
My 12th payment comes out today. When can I transfer the money out to another account without losing the 7%interest? Does it need to stay there until the complete 12 months has elapsed ? The first payment was made 7 May 2022.
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Anyone else having a problem with the Halifax app saying their phones rooted/Jailbroken
I had this error pop up after the app updated back in Nov.The phone's an Android, never been rooted and has been running the app for over two years without a problem. I was told that the next update would fix it. The update rolled out last Friday and nothing's changed!Called the helpline a number of times, and they have no…
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Anyone switching banks not had their salary switched?
My son got his salary for Feb paid into his new account (around 2 weeks after his switch completed) but not his march salary. He's been told today it's because he didn't tell his employer he switched banks and his march salary would have bounced back. I thought payments were automatically redirected anyway? I told him the…
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Nationwide new app standing order issues
Anyone having issues with Regular Standing Orders showing incorrect details when you click on them on your recent transactions? E.g. I click on one 'Metro' and it gives details of a different standing order (to a different bank) for the same amount. It does this consistently across standing orders of the same value. I e.…
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Safe way to accept payment for a car
Because a bank transfer can be recalled for up to 121 days what other options are there to accept £20,000 for a car sale? Thanks in advance for your thoughts on this matter
