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At what stage do banks put CIFAS marker on?

PamelaW2000
Posts: 7 Forumite

hey MSE gang.
recently had a letta from Halifax who said they are closing my accounts in 60 days. been googling and reading tales about why this happens to peeps. my worry is about these CIFAS markers and if I get one. not expecting one btw just to make that clear!! I have done a check with CIFAS through the website and had an email to say they don't have any data on me.
my Q is when would Halifax put a CIFAS marker on if they were going to do it? Would they do it straight away or wait until after the 60 days? my info from CIFAS is dated about 10days after the Halifax letter. Do I need to do a check with CIFAS every few weeks in the meantime?
Thanks gang
recently had a letta from Halifax who said they are closing my accounts in 60 days. been googling and reading tales about why this happens to peeps. my worry is about these CIFAS markers and if I get one. not expecting one btw just to make that clear!! I have done a check with CIFAS through the website and had an email to say they don't have any data on me.
my Q is when would Halifax put a CIFAS marker on if they were going to do it? Would they do it straight away or wait until after the 60 days? my info from CIFAS is dated about 10days after the Halifax letter. Do I need to do a check with CIFAS every few weeks in the meantime?
Thanks gang
0
Comments
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PamelaW2000 said:hey MSE gang.
recently had a letta from Halifax who said they are closing my accounts in 60 days. been googling and reading tales about why this happens to peeps. my worry is about these CIFAS markers and if I get one. not expecting one btw just to make that clear!! I have done a check with CIFAS through the website and had an email to say they don't have any data on me.
my Q is when would Halifax put a CIFAS marker on if they were going to do it? Would they do it straight away or wait until after the 60 days? my info from CIFAS is dated about 10days after the Halifax letter. Do I need to do a check with CIFAS every few weeks in the meantime?
Thanks gang
What was the wording of your letter as there are 2 sixty day closure letters I am aware of from Halifax:
Which was yours?0 -
It was the top one I got0
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PamelaW2000 said:It was the top one I got
So you've got no CIFAS. Check National Hunter and Synectics Solutions too.0 -
Only you know what has activity or conduct has caused the bank to close your accounts. CIFAS markers are very clearly defined.0
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Ed-1 said:PamelaW2000 said:It was the top one I got
So you've got no CIFAS. Check National Hunter and Synectics Solutions too.0 -
notveryeducated said:Ed-1 said:PamelaW2000 said:It was the top one I got
So you've got no CIFAS. Check National Hunter and Synectics Solutions too.0 -
Ed-1 said:notveryeducated said:Ed-1 said:PamelaW2000 said:It was the top one I got
So you've got no CIFAS. Check National Hunter and Synectics Solutions too.0 -
notveryeducated said:Ed-1 said:notveryeducated said:Ed-1 said:PamelaW2000 said:It was the top one I got
So you've got no CIFAS. Check National Hunter and Synectics Solutions too.0 -
It's been well over a year since Lloyds Banking Group closed my accounts. I opened a new savings account with them earlier this year but anytime I try and register for internet banking it seems to associate with my closed accounts profile and tells me my online banking is suspended. My Q is, has anyone else opened new accounts with LBG following the closure process (above) and did you have to call them to get your internet banking unblocked etc. I want to apply for Club Lloyds again but obviously it's not much good if they won't unblock my internet banking.0
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Given you said that you received the letter about your accounts being immediately frozen and then closed 60 days later following a "risk assessment ... highlighting concerns" I'd say you should forget about ever opening another account with Lloyds Banking Group.2
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