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Lloyd's withdrawing free accounts for community groups
As a community group with limited banking needs we have been able to obtain free banking from the major high st banks for many years, for a long time with Nat West and now with Lloyds. But having switched to Lloyds on the basis of a free current account 2 years ago for an updated online account (needed after all banks…
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Barclays App compulsory move to paperless to CONTINUE to account information
Interested that Barclays App "loading checking preferences" doesn't ask my preference but forces you to go paperless by pressing CONTINUE to get to your account information. I know I want to stay with paper but I have to go paperless to use the app and then reset to go back to paper. That's not checking my preferences…
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Cannot receive new debit card as post is stolen from home
Hi, I have a shared post box, and mail regularly is stolen. As such, when i order a new debit card, i cannot order it to my address. It is not possible to arrange to pick a new debit card up from a Lloyds Bank branch either. So how do i receive a new debit card?
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Metro Bank - using debit card in Europe
The MSE site says there are no fees when used for purchases in Europe. However my reading of the MetroBank website is that there's a 2.99% fee with nothing being mentioned regarding that no applying in Europe. I thought the bank had changed its treatment of overseas usage since my last overseas trip. Can anyone with recent…
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Recommendations for a Joint Bank Account ?
After being single for several years I’ve started a new relationship and we’ve been together for 6 months. We both work full time, and have good jobs. I’m mortgage free, although not much savings. He has a small mortgage and savings from an inheritance. We have no plans to live together or unite our finances. We both have…
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Santander accounts
Hi all - hope youre all ok. Can anyone answer 2 quick questions about Santander pls? 1) I opened an Edge account, deposited £500 and received the bonus of £36. Can I close it now and just keep the £36? 2) Ive just had an email from them about the Edge Saver at 6%. Convoluted but could I open this and keep it but then still…
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Odd security question
Several times recently I have been asked a completely pointless security question by a bank (most recently by Co-Operative Bank, but not only them). It's no great issue, but I wonder why the bank asked a question that added no security whatsoever. I was first asked my date of birth, which is a reasonable security question.…
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Faster Payments into Ulster Bank savings account & daily interest
Hi All, I have a Loyalty Saver account with Ulster Bank that I use to store extra cash. It calculates interest daily. I noticed that sometimes my money transfers from another bank (HSBC) to Loyalty Saver are showed as made on a later day despite the money arriving to the account the same day. It looks like despite the…
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Joint accounts - why they don't seem to be offered as standard
Currently am I a Chase account holder. Noticed on a few of these new banking companies moving to the app only getting something with Joint accounts seems difficult. Would anyone know why for example Joint accounts aren't just a standard fixture for anyone creating current/spending accounts?
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Starling Joint account creation not allowed
Hi all, Does anyone else have this issue? I used Starling for a couple of monhts, liked to so transfered my accounts from my old bank but no I find they will not allow me to open a joint account even though I work full-time, have no mortgage and have an excellent credit history. They will allow my wife to open a joint…
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Visibility of next day transactions
I used to bank with HSBC for years but moved to Nationwide about 3 or so years ago. What I really miss about HSBC is that their app would show what transactions would be coming in / going out of your account the next working day. This is a tool I find essential for managing my money. It's got to the point where I'm fed up…
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Nationwide app down?
Just wondering if anyone else is having issues with the Nationwide app? Neither myself or my wife have been able to access it for the last couple of days.
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Barclays fraud team blocked account
My 80 year old mother has been with Barclays since she was 16. She has recently decided to close her accounts as the local branch was closed and the nearest Barclays was too far to travel. As an online customer she tried to move money into her new Santander account and also into my account as she wants to give me a gift.…
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Bank account holders name
We own an apartment on a complex abroad ,the account we pay our maintenance to is a U.K. Santander account in the name of the complex ,does there have to be a named person on this account ? , if so how do we find that name . Thanks.
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HSBC Cheque issue
Hello... my friend is trying to pay in a cheque issued by the US IRS in dollars into his elderly housebound father's account but branch won't accept as he has no current photo ID ... just going round in circles... please help !
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What (UK) laws/regulation exist around the necessity for banks to send paper letters/post?
👋 all, Hope you're OK! As title For numerous reasons (happy to elaborate) I'm tired/exhausted/angry - bordering on distressed as I'm neurodivergent - of receiving paper letters/post when I've stipulated paperless Usually when I contact the org to confirm/update my communication preferences they tell me they *must*…
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Unauthorized attempt payment?
Not managed get hold bank yet and not had chance pop in, so am asking here for time being So clicked app and this popped up ▲ You've been logged out ( There digit her am assuming someone bank info): Sorry we can't confirm whether this payment has been successful. Please check your statement and if your payment isn't…
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What happens to accrued interest when switching ISA provider?
Hello! I have a lloyds advantage (cash) ISA (currently 3.80%) and want to switch to a Trading 212 (cash) ISA (currently 5.10%), staying within the tax-free wrapper as its a big difference of 1.3%. Lloyds pays out interest monthly around the 7th of the month for me. If I switch, would i lose accrued interest that hasnt been…
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Accounts for Trustees to manage
As Grandparents we are looking for advice regarding suitable
interest bearing current and savings/deposit accounts which we can setup and
operate as Trustees, along with our son and his wife as Trustees. We need to have accounts to deposit a regular
monthly income of around £1,500 in connection with a Bare Trust holding…
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Account for mother in law
Hello, My mother in law has a dementia and I am her DWP appointee. Her pension and attendance allowance goes into my account. I tried to open Halifax account for her some.months. Account was opened then blocked and they asked to go with photographic ID. Unfortunately due to her ill health I could not take her, the…
