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Santander looking to freeze Bank account
Hi, My parents art old age pensioner's they have been banking with santander for over 50 years. My father had a telephone call from the bank - he thought it was a scam and refused to spk to anyone on the telephone. He rang the telephone off the back of the card. Which he done the right thing in my eye's. When he got though…
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Payment to a Lloyds account that has been switched to Ulster
I’ve just completed a switch from Lloyds to ulster today. To make sure that that the forwarding thing is all in place (I’ve got an ISA that will mature in a few weeks time which will pay into the Lloyds account) I sent a test payment of £1 to the Lloyds account. I was expecting it to arrive at ulster bank a few minutes…
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Account for ex and I to put money in to cover child's after school clubs/sports etc
Hi, This might have been covered or I might be looking for a unicorn product. My ex and I split up over a year ago and have since been using the old joint account (which I do not have card or online banking access to) to pay for clubs, school activities and holiday clubs. We have decided to open up a new account that we…
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TSB £200 switch offer July 2023
Hi, TSB has just launched a new switch offer for £200 for opening a new Spend & Save or Spend and Save Plus Account. https://www.tsb.co.uk/current-accounts/spend-and-save-account/ Switch your current account and get up to £200. *The terms of this offer start on 10 July 2023 and will last until the offer is withdrawn by us.…
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LLOYDS BANK £200 BANK SWITCH PHONE SCAM March 2024
I get lots of telephone scam calls the Amazon and Visa ones are most common. However today (14/03/2024) I had a call from scammers pretending to be from Lloyds Bank offering £200 to switch banks to them. An Indian caller offering the £200 switch and after my own bank details. I called the caller a scammer and he ended the…
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Intelligent Finance want to close my current account that's offsetting my mortgage
Hi, I've got a letter saying that IF are closing my current account even though offsetting the balance in it was sold as part of my mortgage features. Can they force close it, and what can I do about the financial impact of that offsetting over the next 10 years, should they compensate me? (besides the £500 for…
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Chase sort codes
I noticed that all Chase sort codes tend to be 60-84-07 I’m thinking with all of the account numbers available to them, they have a limited selection, so do they recycle them? I know that each savings account and bank account has its own unique account number but eventually they will run out. I noticed that they aren’t…
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Nationwide rebranding
Nationwide have changed their logo and branding. Now live on their website and app. Have to say, I am not a fan of the redesign. More details at https://www.nationwide.co.uk/about-us/a-good-way-to-bank/whats-changing/
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Spent £527.67 on alcohol, takeaways and eating out in last month.
I seriously need to cut back on the alcohol and takeaways. Going through my bank statement doesn't come as a great shock for me as I know I'm spending too much. This is month after month. How can I break this cycle?
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Natwest Switch - Cannot register or reregister for online banking after account opened?
Where do i get my customer number from? Every time i try and register online for internet banking using my account number and card it just goes straight to an error message? Has anyone else had this, dont want to miss out on the switch offer! Do i need to recieve more things beyond just my card?
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Bank of Scotland, Halifax and Lloyds to close 176 branches in 2024/25 – here's the full list
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, will shut at least 176 of their bank branches in 2024 and 2025, after the Group announced a further 53 closures this week. Read the full story: Bank of Scotland, Halifax and Lloyds to close 176 branches in 2024/25 – here's the full list,…
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Should I put monet to overdraft even if I need to use hours later?
Hi can anyone advise me I am near at thr limit of my £1500 over draft. Should I pay some money towards it even if I have to reuse it hours later or is it better to put a set amount every month ? I just domt know if I should put my money towards it and leave my account empty then reuse overdraft until I find myself in a…
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Direct Debit Guarantee - at least one bank won't play
My energy supplier EDF charged me twice, ie two normal payments on the same day. That was on a Friday and I discovered it on Saturday. From experience I knew that EDF would not give me any hassle in correcting an obvious error, but they take a week to refund. So I thought I would try using the Direct Debit Guarantee. The…
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Trying to get a new bank account with no photo Id
As recommended as I'm about to start the IVA process, I have no photo ID or letters from hmrc/government/benefits to set up a new account. Help.
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STARLING BLOCKED MY ACCOUNT!
Hi please can someone help, STARLING HAS BLOCKED MY ACCOUNT NOW FOR OVER 3 WEEKS! I HAVE SENT ALL THE INFORMATION AND HA E BEEN KEPT WAITING FOR 5 DAYS AND HEARD NOTHING! I SAID TO STARLING IM STRUGGLING, I NEED TO PAY RENT AND NEED TO BUY FOOD! PLEASE ANY ADVICE PLEASE 🙏 😢
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Ex removing his wages.
Hi all, not sure if this is the right board for this. Have a joint account with my h who has announced he's leaving me. He told me he's already opened a new bank account for his wages. He's seemingly trying to distance himself from this account. We have a lot of direct debits which will be due at the beginning of next…
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Switching to Lloyds
I want to switch to Lloyds for the bonus, and have created a secondary account to my Chase account to switch from. All went well until the last step in the switch where I am asked for some debit card details. The trouble is that the only debit card I have with Chase is associated with my primary account, not the secondary…
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Co-Op current account online system mess(?)
Not sure if it has been described anywhere already, please relocate if so. I used to have a current account with co-op which I switched some time ago. Applied for a new one as a new customer this time round. About a week after I submitted the application, I got 4 SMS messages telling me what my code is. I was very puzzled…
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Current account funding
Hi all. Looking at switching current account from a small separate account to get a switch deal to Lloyds. My income is a private pension, only a quater of their monthly pay in criteria but no mortgage and savings to use then tranfer back out ( juggle). Does anyone know if they are likely to refuse me before I start the…
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Bank switching.
Hi. Does anyone know how long you have to wait to swiitch from a bank only just opened. I switched to Nat West to take advantage of the 200 incentive. All up and running but not yet received the 200. I have since realised Id prefer to be with Lloyds who also have an incentive. It has to be from this new Nat West where my…
