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Halifax / Lloyds £1.50 FX Counter Withdrawal Fee
Just seen mention of a £1.50 foreign exchange fee when withdrawing cash on the back of a .pdf statement. I remember these charges a long time ago and as I recall they were levied by Visa - some banks used to absorb the fee and others passed it on. Has it made a comeback?
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Metro Bank is the experiment over?
https://www.bbc.com/news/business-68554199 Jobs going and branches shutting Sundays etc
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Logging in to Santander
Ignore this post (or, moderators, delete it). It turns out that Santander has changed the way one logs in, but still sent me instructions for the old way, which is very confusing.
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Oh Barclays! How Far You Have Fallen! Another Ex-Pat Penniless!
I have just found your articles concerning the problem Barclays has caused for ex-pats and their refusal to pay back the money they have frozen and witheld. I am also going through the same infuriating treatment and just now got through yet another upsetting phone call with some staff member who again refused to give his…
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Whats the difference between these two Allica accounts...?
Forgive my ignorance but doesn't a current account have more features than a savings account? And generally speaking a current account would have a lower rate of interest than a savings account? So for purely the rate of return only, I'm choosing the current account here...right? Easy access save @…
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Serial switcher
Hi all, Over the last year or so I've switched to various banks got the reward then switched to the next bank. So far I've had rewards from: HSBC SANTANDER LLOYDS BANK ULSTER BANK TSB I had to stay with TSB for 6 months to get the additional £75 now I'm ready to move again. I think these all belong to different banking…
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Wise (Transferwise) new Interest accounts
Hello, I have a Wise account and use the features regularly. Wise has recently started advertising a feature where you can earn interest. It sounds like a regular bank account with interest but also... not! It mentions "Capital at risk" but also that it is backed 100% by the government. Is anyone using this…
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Bank account for a baby
Hello, we had a little girl last month and are looking into the best option for a bank account. There doesn't seem to be a huge range of accounts available to set up in her name (we have received a few cheques in her name so need this pay them in). Does anybody have recommendations of an account with a good interest rate?…
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SMS confirmation messages for secondary credit card holder - how?
Me and my wife are emigrating and consolidating bank accounts to leave a single UK bank account remaining in the UK we can use for anything we still need to do in this country. Our main account for many years has been a joint account with the HSBC, so we thought that was the natural one to keep, but we didn't have credit…
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FCA 'won't stand in the way' of an end to free banking, says boss
Looks like the City Watchdogs have paved the way for banks to charge customers for current accounts in an end to free banking. The FCA have stated the regulator would 'not stand in the way' of banks opting to charge customers to hold accounts. While some providers already impose fees to maintain certain accounts that offer…
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Debit Card Subscription
I have cancelled my John Lewis insurance which, for the last year was paid via debit card subscription. It was previously direct debit but they changed it at renewal. On cancellation I asked them to remove the subscription as my bank won't let me do it myself. After several emails going back and forth they just kept…
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Standing Order in to a Closed Bank Account?
I'm helping sort out the finances of an elderly relative who will soon be the subject of a Power or Attorney. She has of late been confused and scarcely able to run her own financial affairs. In 2020 she closed a Bank current account, but it appears she never stopped a monthly standing order going into it, from her…
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Direct Debit
Hi, newbie to the site. My ex partner has been having a lot of problems with her housing assoc, i wont go in to all the details as not relevant here, but my question is...when a housing assoc is asked to change a direct debit with a bank, how long after should it be before the new amount shows up on her online banking as…
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Issue with withdrawing money online from a Leeds Building society account
I have had this account for about a year and this was the first time that I had tried to withdraw any money/transfer to another bank. I got stuck at the point when a security code is sent to my phone because nothing arrived. After 3 attempts to generate one, I rang them up. The person suggested a problem with my internet…
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PayPal - different currency conversion upon receipt of funds
Dear All, In the last few days I’ve used PayPal for the first time to send money as a gift to a friend in France. My first transaction I sent £50.00 GBP sterling, PayPal converted to €56.08 - 1.12 conversion (approx). 48hrs after making the transaction my friend sent me a screen shot of the amount they received €53.38…
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Nationwide sending letters to dead customer
My partner died 18+ years ago. He had an account with Nationwide. It had about £1 left in it and I’ve been unable to close the account as I wasn’t the executor to his estate. Every year at about this time I receive a letter from them about something or other. This time relating to Virgin Money. This time the only contact…
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Direct debit
Why are companies allowed to take over a direct debt without asking permission after taking over a company
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Depositing a cheque via the Starling mobile app.
I have had a Starling bank account for over a year now but never needed to pay in a cheque before. Next month a customer will pay me by cheque. I have had a look on the app and can see where I need to go to make the deposit and take a picture of the front and back. Just wondering if anyone has had success or failure trying…
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HSBC App
I've just been trying to register onthe HSBC banking app and it wants me to tap nearly 400 times from Jauary 2000 back to my birthday to enter my date of birth! Unbelievable. Anybody else had this problem? I can't seem to be able to enter it manually.
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HSBC are launching Zing for FX transfers
Looks to be a competitor to the likes of Wise. https://zing.me/ Competition is good, so I have signed up for the wait list.
