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Nationwide switch offer - I need to setup a DD quickly!
Hi, Im looking to take advantage of Nationwide's £200 switch offer. To be eligible I need to have 2 active DDs setup on my old account (Santander). I setup 2 DDs on my Santander account purely to be eligible. I have one with Vanguard; and another with Hargreaves. However, only the Vanguard is showing as being a Direct…
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Nationwide FlexDirect Current Account
Hello, In need of some advice regarding the Nationwide FlexDirect Current Account. The account states that you can get 5% AER interest on balances up to £1500 as long as you pay in £1000 per month. Interest is paid monthly. If I open this account, assuming I pay in £1000 and have £1500 in it, does this mean I will receive…
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Problem with BACS transfers to Joint Accounts
I wonder if anyone else has experienced the following problem, or knows the answer. My wife and I have had a Joint Bank Account for many years with the Bank of Scotland. It has always worked well and, in particular, there were never any problems when anyone needed to make a BACS transfer to the account - in the days when…
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Fraud - bank transfer
Hi. I found a van for sale on Monday and I called the seller and he told me that someone else was paying the asking price in full. The original ad was on eBay but I had taken the sellers phone number before the listing ended. I had paid for a vehicle check and all came back ok, I told the seller this and he told me that he…
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HSBC Global Money Account launched
HSBC have finally launched their Global Money Account in the UK. It comes with a free multi-currency debit card and the account allows you to hold balances in all the following: GBP - pound sterlingEUR - euroUSD - US dollarAUD - Australian dollarZAR - South African randPLN - Polish zlotyCAD - Canadian dollarNZD - New…
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HSBCnet for charities: functionality and multiple signatories
I work for a small charity (international, most trustees
non-UK) which is about to incorporate as a CIO. Our current banking with HSBC
does not allow multiple signatories so is not sufficiently watertight. Our thinking was to use HSBCnet which we thought was a
different kind of bank account, but we now understand that it…
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Need advice
Hello, Im a newbie here as i was browsing solutions to my problem and this forum popped up so i though i might give it a try, i apologise if im in the wrong place. So back in June i had a dispute with my bank (Barclays) over proving a item was sold as i sold a item then a week later the person who i sold to had claimed to…
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DD monthly or quarterly effect on credit score
I'm trying to boost my credit score by setting up a direct debit to pay my water bill. I have the choice of setting up the direct debit as a monthly DD or a quarterly DD – does the regularity of a DD, ie monthly versus quarterly, affect credit scores differently?
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Current Account Switch minimum Original Current Account age
Hi, I'm somewhat new to proper savings planning and am currently looking to benefit from the Current Account switch offer that First Direct are running, however, I don't have any more Current Accounts to switch. Is it possible to set up a current account with another bank for a short period of time (e.g. 1 week, 1 month),…
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Uk Banks offering Accounts that offer money transfers into Euros and debit cards for Europe
Hi, I have a Santander Bank Account in the UK and am moving to Spain, I need an account that allows transfers in and out of money in both Sterling and into a Spanish Euros Bank Account. I realise that Santander have branches in Spain but have been told that they are not interactive between UK and Spain accounts. Are there…
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Packaged account for Travel Insurance
We are planning a trip overseas next year to South Africa and was a little shocked at how much the cost of the travel insurance had gone up. We are older now. Just under 60 and I’ve been looking at the Co op packages account. Is there anything to stop me from opening the account a couple of weeks before we go and closing…
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Declined by Lloyds
A few weeks ago I opened a new account with Lloyd's to get the switching bonus, and forgot I'd already got an old account with them open. As id used a different mobile number they asked me to come into branch with ID within 14 days, but I was away at the time so didn't and the application was closed. When I returned, I've…
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MSE guide: Financial Education
Free personal finance help for children and adults.
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Problem with CHAPS... delay ?
I requested a payment from my S&S ISA (held in an investment company) - over a week ago - they had to sell some stock - Yesterday, they told me in an email - that they would make the payment "first thing tomorrow morning...Checked bank - no sign of any payment (including "pending") - so checked investment on line account…
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Rooster Card not paying out sign-up bonus?
I signed up for 2 Rooster cards back in August after seeing a sign-up deal on this site that promised £20 back per subscription. This is the only reason I signed up as it essentially meant a free year subscription. Anyway, I had to chase Rooster as no money ever appeared in my kid's accounts. They played dumb and then paid…
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Plum and other personal finance tools
My first post here although I've been reading MSE for a while. With the new year, I'm trying to reassess my finances - including spending, savings accounts, pension etc (There may therefore be other posts asking questions this weekend!) I was wondering what tools or apps people use to actively manage their money and…
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Debit transaction has not come out of bank account
About 6 weeks ago I made a £20 purchase on my debit card and it has not been collected by the merchant. I have the sales receipt to confirm my purchase but it has never show up as a debit (pending or complete) in my bank account. Just curious as to how long it can take???
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Lloyds Switch hasn't... switched?
Hey all, Just wanted to check I hadn't missed something here... I was a Lloyds basic current account holder, and saw about the £175 switch deal when you signe up for a Club Silver account. I followed the steps, created the new account, and after 14 days... nothing? I just now have 2 accounts, with everything still coming…
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Citibank closing - please help me understand offers
Citi is about to close their UK bank. I've banked with them for 20 years but am now having to switch. I have a lump of cash that I'd like to continue earning interest on. I also live on that lump sump - I don't make regular payments in: I was previously self employed but had been caring for my partner 24/7 so I stopped…
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Whats budgeting got to do with Bank Accounts?
I was just wondering, as these 2 disparate entities seem to me to make stange bedfellows with regards to navigating this forum to find what you're looking for.Further, the Main site says 'Banking & Saving'. That makes perfect sense. They go together. Then, I would expect to see a sub-heading for each. 'Bank Accounts'…
