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What insurance to get?
We are in our 50’s, recently married and both self employed. Husband has his own Ltd company as a tradesman. We are trying to get things in place and deciding what insurance is best for us I.E Private healthcare, personal injury, critical illness. Any suggestions please?
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Opening burner account with Santander advice on account switching cashback
So last year I switched from Starling to Nationwide and received my first switching cashback of £200. I am now getting around to switch again but currently so happy with Nationwide (I get 5% on £1500 for 12 months)) I thought I’d keep it until the high interest period ends in October. In the meantime, I decided to open a…
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Business savings
Hi I have a fair amount of cash in my business bank account. There’s zero interest and no other accounts worth having with the bank. Would I be able to take the cash to a seperate new savings account providing it was logged and repaid ti the business including any interest?
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Finding subscriptions
I'm regularly caught out by subscriptions turning up on my bank accounts, credit cards, paypal etc where I've signed up for a free trial and it's rolled over. In addition to being more diligent about these things (!) is there an app anyone can recommend that looks through your accounts to find these? Thank you
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First direct switch
Tried to open a FD account this morning. Everything was OK regarding ID checks etc but when I got to the last part to set up password I got a connection error message. There wasn't a connection error because I had no problem going on other sites. Using phone data ,got no WiFi. Tried again from the start and got a text…
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Think Money have locked our account So can't access our money advice needed
I wonder if anyone has been in a similar situation and can give me some advice. Myself and my husband have a think Money joint account. We set it up many years ago and have never had a problem until recently. Beginning of last week we received new bank cards. Activated them and then tried to use them but neither would…
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TSB Fraud Refund Guarantee
Has anyone ever received a refund on a bank transfer under TSB's Fraud Refund Guarantee? i was scammed by someone who asked me to transfer £400 into their bank account. It was quite a clear-cut case and it turns out that at least a dozen others have been scammed by the same person. i reported it to TSB who explained that…
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CIFAS Marker & Bank Account
Hello, I have a family member who has unfortunately received a CIFAS marker against them therefore is struggling to open any bank accounts. Is anyone aware of any that accept? I thought think money did but unfortunately not. Thanks in advance
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Bank Switching - any alternative ID for people who don't have a Passport or Driving Licence?
As per the title, I wondered if there were any (preferably cheap or free) alternative ID's that Banks and other organisations accept for people who do not possess a passport or Driving Licence? I would like to do some bank Switching offers in the near future but no longer have a driving licence and don't have a passport.…
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Bank transfer from Italy - time to go into account
Hi I requested a refund from the Italian train company Trenitalia for two delayed train journeys. It took several months but eventually last Monday, 31st July, I received an email confirming I would be getting a refund of 130 euros and it would be transferred into my account. I originally booked the trips via a third party…
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Old ‘Inactive’ Direct Debits - Should They Be Deleted?
I note that there are old Direct Debits in our bank account that were once used by various companies to pay for items. They are no longer active. That is, they are for items that are fully paid for and, for some considerable time now, the companies that set them up have ceased taking money from our account using them.…
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Santander app
Have Santander changed their phone app?
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Bank has closed my current account
Santander has closed my current account 4 August. I have called and called and keep being told it is being investigated but now call the complaints number and know it has still not even been assigned. I now have received the cheque with the balance which is a relief to know no fraudster has my money but I have a new…
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Children’s bank account / savings with card
Hi, we’re looking at opening accounts for my two step daughters who are 9 & 12 to put pocket money into. They have gohenry accounts at their dads, but I was looking if there were any accounts or similar where I wouldn’t have to pay a monthly fee. Not sure what the advantages of the gohenry types of accounts vs bank account…
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Nationwide making 88 year old attend branch??
Thought I should post a story from a friend of mine below. What you guys and girls on here might be able to help with is this - Is it policy for Nationwide to demand / insist that an 88 year old wheelchair bound person attend the branch in the event of possible fraud? HELP PLEASE Does anybody have any contacts…
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Can you swap a joint a/c & gain reward if you've already swapped a single a/c?
Hi all. As above - if you've already done a swap with a single a/c, can you do it with a joint a/c and gain the reward?
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Main Joint Current Account - Challenger Banks?
Does anyone use one of the challenger / app only / no branches banks as their main joint current account? With the high street banks flagging on interest and such, there seems to be no real clear "you should have this bank as your main current account". Just wondering on other people's opinions.
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Tandem bank telephone support
On the phone to Tandem Bank support (telephone number: 0203 370 0970). 33 minutes + on hold. I realize it may be a busy period (12 pm - 1pm), but this is ridiculous. This the only time frame I have free to call them. Their support is only open 9am to 5pm on weekdays (excluding bank holidays). I'm unable to login to the…
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Business account to a current account switch possible?
Hi father's health is now deteriorating. He used to be self employed so has a business account. He's distrustful of online banking so only wants to switch to banks that actually have locations he physically visit within a 10 minutes drive. What we want to know, and have struggled to find out, is it possible to use the…
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Santander 2nd account as donor
Hi Just wondering if anyone would recommend using Santander to get a second account for use as a donor. Topcashback are offering £25 cashback. Cheers