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Regular Payments Without CPA?
I have had to cancel some recurring payments to debt management companies and most were on my bank app's list. One wasn't though so I contacted the bank and they said there isn't a continuous payment authority in place, the company is manually taking a payment each month. Is that legit? I had assumed that if a company was…
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Cynergy Bank
Opened an online easy access savings account with this bank yesterday. Received the user ID but then got locked out of my account as the 2 step authenticator did not work. So I called today and failed the security questions?! How is this even possible? I was asked several questions I was not asked in the application and…
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Barclays pin blocked
I have unblocked my pin online at Barclays. I have now heard my pin on the phone from their system. When I look online, it says To unlock your PIN, visit a UK Barclays cash machine and enter your PIN correctly. As Barclays is a long car journey for me, anyone know if it is possible to do this at any old ATM machine??
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Power of Attorney access to Nationwide accounts being limited
I've finally got Power of Attorney for an elderly relative who does all her banking with Nationwide and has a lot of money there. I'm in the process of contacting Nationwide with the POA document, but I've discovered that as I don't personally bank with them, they will allow neither Phone banking (beyond enquiries only)…
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Raisin as a feed account?
I want to manage a pension drip feed into my current account. I thought I’d open a raisin instant access and put personal savings into it and drop 20% income tax limit into raisin and then extract the desired amount monthly help with budgeting and optimising 5% interest but I’ve read that Raisin are not great at automation…
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Santander cashback
Hi Guys and Gals, i have just asked for a refund from my energy supplier as in credit and have recently joined Santander, for the cash back on utilities and the savings account. Just realised that if i get a refund will i lose cashback as will counter act what ive paid? altho not through santander?
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payments from german bank to Lloyds bank
I am expecting money into my Sterling Lloyds account from a German bank. I gave the company i did the work for an invoice in Euros so they have paid Euros. They made the payment on 30th April and we are now at 8th May and I am still waiting for the money to come into my account. Is this normal ? Lloyds say that the German…
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Bank of England holds base rate at 5.25% for the sixth time in a row
The Bank of England has held the base rate at 5.25% for the sixth time in a row. This rate is used by the central bank to charge other banks and lenders when they borrow money – and so it influences what borrowers pay and what savers earn. Read the full story: Bank of England holds base rate at 5.25% for the sixth time in…
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Transfer to closed account
Good morning, I'm looking for advice as my mother who is in her very senior years transferred me money earlier this week into my bank account using telephone banking, this was from a BOS account to my Santander account. Unfortunately I had very recently closed this Santander account. I had messaged her trying to warn her…
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Money to unknown account
Some time ago I transferred money to an account which apparently is not that of the intended recipient. What obligations do the banks involved have in regard to discovering where the money has gone ?
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MSE News: TSB to close 36 branches in 2024/25 – here's the full list, plus alternatives
TSB will shut at least 36 of its branches in 2024 and 2025, the bank has announced. In the article linked below we list the branches disappearing and what the alternatives are if you still want face-to-face banking. Read the full story: 'TSB to close 36 branches in 2024/25 – here's the full list, plus alternatives' If you…
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HSBC ADVANCE MONEYBACK OFFER
Took out the HSBC Advance and Global bank accounts for the £125 offer jumped through all the hoops NO REWARD contacted bank by phone on it for 20 mins got no joy will now go to a branch to get some more info.
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Advice on changing bank accounts please..
Hi there, My parents in law have several accounts including ISAs with NatWest. Both of them are now housebound and frankly NatWest have been very unhelpful and a bit of a nightmare to deal with. They have decided they would like to change to a different bank and my questions are 1. Can they do it all online? 2. Can you…
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Considering moving from Barclays to Starling for current account
I've been with Barclays for 40 years and thinking it's time for a change. I only really use Barclays for our joint current account and it usually has about £5k floating around in it. I've done research and for a start I'd get some interest on this balance rather than nothing. I'm just a little nervous. Any positive or…
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Nationwide OFX file
I'm attempting to import OFX file generated by Nationwide into MSMoney Sunrise My “flex account” export to OFX appears fine as on import all transactions appear without error . My “credit card” export on the other hand appears to create a fully populated OFX file but only 4 of the 20 transactions are transferred during the…
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Halifax faster payment limits
Can anyone confirm if the Halifax online FP daily limit of 25k is per current account or per customer?
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Does faster payments work instantly on bank holidays?
They are usually instant or withing 2 hours on a normal working day. Is that the same for bank holidays? Thanks (Sending from Lloyds bank)
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Co-op bank's obstructive and unhelpful "anti-fraud" policies
I'm currently looking for a new bank after several frustrating experiences with the Co-op. They claim that online transfers to another bank are "generally immediate", but in my experience whenever I attempt to transfer money to a new payee, they will put the payment on hold for at least several hours, and often for several…
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New Style Debit Cards
So which banks have the new Style Debit cards where all your details are on the Back the banks I know of so far that have done it, TSB Halifax First Direct RBS Chasse Starling Are there any other banks that are likely to change their debit cards in the near future, Do you guys/girls like the new design cards?
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Transferred money to closed credit card by accident
Hi, I transferred money from my Halifax Current Account to my old Halifax MasterCard account by accident. The MasterCard account was closed 5 years ago. Both accounts are with Halifax and in my name. This happened on Wednesday last week. I have contacted Halifax and I am getting conflicting answers as what to to do. Any…
