Budgeting & bank accounts

Hey! I'm trying for my first switching bonus with a Starling burner account. T&Cs don't mention regular or minimum DDs, just that they be active. I connected eBay as a seller account and have a £0.00 DD in my scheduled payments on the banking app. Connected PayPal (using my old account, so it's the second bank account…

I recently transferred money to a friend's account. I sent too much and had second thoughts and asked her to transfer it all back to me and I'd give her the money in cash. She tried to send it back to me and got a call from Natwest, her bank, who asked her to confirm that she was making a genuine transaction. She told them…

Followed the link as posted on MSE and enquired after 30 days as no £30 arrived, despite meeting the spend requirement. They said I didn’t follow correct procedure and no marker was showing on my account so payment denied. Went in live chat to discuss and apparently it was investigated and referred up the line - same…

In the MSE write-up, and looking through the T&Cs, I see no mention of current direct debits needing to be in the switch. Anyone seen anything different?

I keep being stung at the end of the month by Direct Debits (I know, I know...) - some of them I've managed to change to 1st month so that they get paid first, but for others the companies won't shift them for reasons I don't understand ("can I pay you earlier? No"). Is there anything to stop me cancelling the direct debit…

interest allowance.applied to joint accounts doe's both allowances apply to interest on current account interest ?

Hi all, Had our remortgage go through credit checks and to the valuation stage only to receive an email from my mortgage advisor this morning saying that the bank have now declined it because... "After considering the information on the case there is information against the applicant that puts the application outside of…

Hello, I’m looking to spruce up my finances in the new year. Has anyone used starling or monzo bankings or savings? If so, what’s people’s experiences of it? the savings accounts seem good. I see monzo have saving accounts with their partners: paragon and oak north bank. Monzo say both of these are fcs protected, but I’ve…

Is there a list of what banks do/don't show DD before first payment?

August 2023 I used my HSBC Global Money Account in Trinidad. There were 8 transactions in a hotel to the sum of £300. I used my GBP in my HSBC Global Money Account and it was converted to USD to make the card payment. The other day I was notified via my HSBC App that my HSBC Global Money Account was overdrawn….? I look and…

I'm with Santander....wouldn't mind switching to first direct...I've done some research on the forum...you have to go through cass...to get full incentive....but dont wantto do a full switch...earlier posts suggest you can open another current account with your main bank...transfer a couple of dds.to 2nd current…

Found out this morning my credit card was used fraudulently last night. Phoned bank, got card stopped and new one on the way so all good. However what intrigued me is how it happened. The bank confirmed all payments were online which i suspected, but i havent used my credit card online for months. The transactions on my…

A relative has a Nationwide account and they seem to be asking her when she logs in an unreasonable amount of questions about sources of income, which they say is to comply with anti money laundering regulations. I have not had the same experience with my bank, or at least not yet anyway. There is an option to leave it for…

I wonder if anyone could tell me where to find the long card number to pay for stuff? It's not on the card and in the app under card details it just gives the sort code and account number. I also can't find it on my monthly statements. Thanks for any help.

Hi I have taken out a savings account with RCI Bank UK and when sendint the initial £100 to open the account I noticed it was going to HSBC Bank rather than RCI Bank. I tried to transfer more funds today and Chase Bank refuse to transfer the funds as its going to HSBC and not to RCI Bank. ANy ide why it shows as going to…

Interesting story in the Guardian today about a person who was wrongly recorded by TSB as a fraudster, rather than a fraud victim, and subsequently had their Santander accounts closed. https://www.theguardian.com/money/2025/jan/20/all-my-accounts-were-shut-down-when-tsb-labelled-me-a-fraudster-instead-of-the-victim

Anyone else missing the last couple of months statements for their TSB current account? My account is active, but the last available statement in my documents is from October 24 November and December seem to have gone AWOL Is it me?

Hi, I use an app that users TrueLayer to create an Open Banking connection to Santander to retrieve balances and transactions. It works well. The app requires me to re-link, reauthorise every 90-days. This works without issue. The problem comes is that a new connection is created every time and the old connections do not…

Tried buying tickets from someone on twitter! Sent money via faster payment then got blocked. silly mistake £130 down do I have any right to claim back? I have senders name and account details as well as transcript. spoke to my bank Santander who told me couldn’t help was actually quite rude. 100% was a stupid thing to do…

I am a carer for my Mom and as she's not digital she gives me the money for her groceries in a cheque from time to time. Due to her age she doesn't always bear hard on the cheque, this particular one will not go through the photo process part. I'll take it in later this week but as its been 'declined' (wrong word) by Nat…