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HSBC Advance Account - £205 Eligibility
I have applied for the HSBC Advance account and been approved. I've never held a personal HSBC account, but since 2018, I have had a HSBC Business Current Account. It's a partnership account, not a limited company. Does anyone know if I will be entitled to the reward money? Or am I just wasting my time? It just says you…
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Being Paid
Hi, I've been in my current job for 2 months, I didn't get paid on payday for my first pay as they had my bank details wrong, they corrected this and sorted it straight away. However I also haven't been paid today on my second payday either but they have the correct details now. I was just wondering if it will take a few…
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Overdrafts: what issues should MSE be raising with the industry?
Hi all Here at MSE we sometimes have the opportunity to talk to industry bodies, and one of our colleagues will be talking to representatives of lenders very soon. We've already scoured the forum to spot recurring issues that would be worth highlighting, but if you've had a recent experience of dealing with a bank with…
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Has Nationwide stopped producing statements for some accounts?
This probably should be in Savings & Investments rather than Budgeting & Bank Accounts but as it affects a number of Nationwide accounts I've posted it here. Has anyone else not had any statements generated for some of their accounts over the past two months? I have 4 Nationwide accounts, one current, three savings…
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Another Emma price change... best free alternatives?
Starting from the 30th of April 2024, we'll be transitioning the following functionality to our premium plans: Just seen Emma have got rid of more features from the free plan for the 3rd time in a year... any suggestions of the best alternatives from the MSE team/community? 🙏
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Budget App
Hello All, any recommendations for a free Budget App that I can use on my phone? I currently use a spreadsheet and aware of the MSE spreadsheet. I have seen several posts here about budget apps, but they are a few years old. An app that can be reconciled with my bank would be a bonus, but not essential. I have checked with…
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Will we get a windfall……Coventry Building Society acquisition of Co-operative bank.
Apologies if this is in the incorrect category…. Would anyone happen to know whether as an existing Co-operative bank customer, I would be due any windfall upon the completion of the potential acquisition by Coventry Building Society?
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Santander Switch Complaint
Hi, has anyone else had difficulty with the recent £185 Santander switch offer? I applied for the switch weeks before the cut off date. The switch didn’t go ahead as planned but Santander just opened up a new account instead. When I questioned this I was told my current bank put a stop to the switch and I had now missed…
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You Gov Finance offer scrapped
That's a pity - I just re done all my accounts a few days ago too. I wonder if my points went through?. Can't seem to log onto yougov to see.
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Kroo transferring direct debits from another account and cheques
I have a current account with TSB which is getting no interest. Looking on MSE Kroo seems to be offering the best interest for a stand alone current account, but two things are putting me off a little. No Current Account Switching Service. How are people moving their direct debits over? Do you really have to contact…
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Cifas marker help
Good afternoon , I was made aware I had a cifas marker placed on me a month back by Barclays I got my subject access returned data form back and the reason I’ve got one placed is Misuse of facility the case type is falsely reporting a loss and the role within case is falsely disclaiming transaction. So I opened 6 Barclays…
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Barclays Premier
Hello, I have a standard Barclays Current account. This morning I was browsing around the app and looked at the Premier account. I completed the upgrade application but did not press submit 'confirm and upgrade' button. I am not eligible for the account based on my income and savings. What happens if you submit the…
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NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 79 of their bank branches in 2024, after the Group announced a further 47 closures today. Read the full story: NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list, plus…
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Petrol pump shenanigans from the Co-op
Hello, I have just returned from a month in France. I filled my car up there a couple of times with no issues. On my way home, I stopped at a supermarket petrol pump to fill up. I was nearing my overdraft limit so was only allowed 16 euros. I got £500 from my brother into my account then tried again. This time I took out…
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Any advice on the best way to transfer money between a US bank and my UK bank?
I know I can use PayPal with my US bank to transfer money to my wife's PayPal, and there seems to be something now called Xoom that PayPal uses to transfer money from US to UK banks. It looks like that is expensive. I'm talking about maybe 20000 USD. Thanks. Doug
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Bank joint accounts with savings pots
As per title what are my options Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot) Chase / zopa don't do joint accounts Tsb is a possibility as it allows 5…
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Teen banking and transfers
I am really struggling to find a teen bank account for a 15 year old which will allow him to transfer money from his account to another account (friend or family). I opened a Natwest Adapt account only to find out afterwards that this wasn't possible until he's 16. I'm trying to avoid this happening again! Does anyone know…
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HSBC £125 + £80 - what does before April mean?
Hi, I've just relaised I might have missed a step for Stage 2 of this incentive. Buy 5 bananas before April 2024...does that mean by the end of March or the end of April? "You'll also be entered into a prize draw to win one of 24 £3,000 cash prizes, but you can opt out." - how can I check if I did this?
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ATM TOOK MY CASH BACK
ON 8TH MARCH I WENT TO WITHDRAW CASH FROM AN ATM AT MY LOCAL ASDA STORE.I REQUESTED THE AMOUNT I NEEDED BUT AFTER TAKING MY CARD AND RECEIPT WHICH SHOWED THE FULL AMOUNT,i WENT TO TAKE MY CASH BUT ONLY GOT £100 ,THE ATM TOOK BACK THE REST WHCH I COULD SEE SITTING BEHND THE DISPENSER SLOT.MY BANK CREDITED THE LOST AMOUNT TO…
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Revolut, are they really protecting you?
Revolut has currently froze any transfers going out or coming into my account. Screenshots have been provided from all accounts to prove it is myself making these transfers After 14hrs of being on the support, they have now asked for this below!!! Any advice? I have asked if this is their policy, their reply was “we need…
