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Reclaim PPI & other insurance

Archives for August 2020

Irrelevant information request by Barclaycard?
I have a claim in progress against Barclaycard for mis-sold PPI, this has been 'in-progress' now for some time. I have received periodic letters by post from Barclaycard explaining how busy they are and assuring me that they are dealing with the claim. They have now contacted me asking for information that I regard as…
Confusing info from Gladstone Brookes and offer of refund from Virgin Money
Hi there - does anyone know if you can still access the refund/compensation if you missed the deadline for responding to the bank in question. I'm very frustraated that we were sent a letter from Virgin Money stating I was due over £1000 in'refund'. Unfortunately due to Covid-19 we were away from our house and only opened…
Claims Guys & HD Law
I requested for a free PPI claim assessment back in 2016 from Claims Guys online, but didn't complete any the documents they then sent me, I didn't sign anything. I believe I then sent a few letters and completed some online complaints directly with banks/credit card that I had previously dealt with, but I have done…
PPI Payout
I put a ppi claim in to Bank of Scotland on the claim deadline day. It was ppi on a loan I took out 24 years ago. Because of the length of time that had passed I had little supporting evidence but I knew I paid ppi on the account. Bank of Scotland confirmed that ppi was paid on the account but only paid me half of the…
Historic Plevin Claim
Hi. Back in early 2019, RBS settled my Plevin complaint on a credit card. Cheque received and banked. Received a text from them today 29/8/20 which quotes. ‘ Dear xxxxRe PPI ref xxxxx. We have sent you a letter detailing the outcome of our investigation into your concerns. Please allow 10 working days for receipt. ‘ I rang…
Historic NCB evidence
Hi everyone. First time poster but regular reader. I have 11 years NCB built up however when looking for new car insurance the ones I have spoken to so far wont accept it. Heres why: I have 8 years No Claims certificate when I was with Admiral when I was using my private car which I sold in 2016. At this point I then have…
PPI info HSBC 2020
I've recently received a letter from HSBC saying that they made an error and didn't supply the info needed for me to claim against Royal Sun Alliance in time for the deadline. What can I do and how should I word a reply to HSBC? I also need to know how to approach Royal Sun Alliance.
Safetynet credit claim
So after reading on here about mis-sold payday loans I decided to look at the ways they were mis-sold. I have an account with safetynet credit for about 18 months and got stuck in a cycle of they took what I had borrowed plus interest every time I was paid (monthly) started off borrowing a £100 just to cover day to day…
Tax off of PPI
Good afternoon I recently received my PPI and read about tax back on it? I read the form to fill in and don’t quite understand the section on interest on savings. I have always been PAYE and have zero savings “thank you children” Can you help please . Kind regards Glen
Can I swap NCB from one car to another (two cars both with own NCB earned)
Hello, We have two cars and both has earned some NCB- one vehicle has 11 years ( earned through out the years with other vehicle and this current vehicle) and the other car has 5 years NCB (again earned on second vehicle and transferred onto new car when we bought it in January), now both premium expires at the same time…
Santander PPI difficukty
Hi All, I placed a PPI complaint with Santander last June (2019) and only now have I received a letter saying that they don't think they should uphold my complaint. I got the Debenhsns card in 1998 when I was a student and I was unaware of the PPI added to my account. They have said as I was a student at the time "this may…
Ppi
How can i find out my account details of loans that i have taken out with provident doorstep loans
Complaint not upheld as Abbey were taken over by MBNA
Hi experienced PPI reclaimers, I'm looking for some help. I sent in a claim to Santander before the deadline last year. Today I have received a letter from them saying they have not upheld the complaint and have closed the case because post September 2001 the Abbey credit card was taken over by MBNA and as such, MBNA are…
DCBL bailiffs
Hi all, I hope someone can give me some advise on what to do with the following: Early this year (around Feb) I found a company called a ppi company They stated they could obtain a PPI refund for me. I supplied them with my name and address and my bank (no bank details). They then said leave it with them. I then received a…
Currys Care Plan 9Yrs +
Hi, First Post on here, hoping someone may be able to help! My husband and I have recently taken over his elderly mothers financial affairs due to her suffering with ongoing dementia. In doing so we noticed a direct debit for currys for £4.50 which went back as far as we could see on her account (2013) but neither she nor…
Been refused PPI compensation from Lloyds Bank
Hello, looking for advice please regarding PPI. I put in a claim to check if I'd been sold PPI just before the deadline last August. I thought I'd checked years ago so wasn't expecting anything. Was shocked when I was informed in October I'd had PPI on a loan and credit card from Lloyds Bank in 1993 ( had originally been…
Mis sold insurance
Hi I hope somebody can please help me I bought a setter from scs 3 years ago and with it I paid £200 for insurance which I was led to believe covered anything that went wrong. All the seams on the back cushions have come apart but when I have put in a claim I have been told the policy does not cover this ? Does anybody…
Reclaim Rejection - Not Happy With Reasons
I have just received notification that my PPI claim has been rejected by Halifax and I am confused and a little aggravated at the reason and wonder if anyone else has had similar an what did you do? They have said I had PPI between 2000 and 2002 on a mortgage I took out however I have been rejected mainly because they did…
Lloyds acting unethically?
I have received a letter from Lloyds refusing to uphold my complaint over mis-sold PPI. What is staggering about their decision is that they actually admit this: 'we did not inform you that we would receive a commission and a share of any related profits from the insurance company.' However, due to the date I entered into…
PPI claim on joint account approved for claimant but can the joint account holder now claim?
Any help appreciated! My husband made a PPI claim through Gladstone Brooks on a joint account previously held with his ex wife. The bank has sent confirmation that the complaint is being upheld and he can apply for his 50% share provided his ex wife signs her agreement to his claim. How does it work for her to then receive…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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