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loanguard offer
hi wonder if anyone could help just been offered £138.78 from r b s for being wrongly charged on my od it states> our records indicate there have been periods when your policy has not matched your od limits as a consequence you are due a refund< it also states this is the full amount plus interest at 8%. this was a…
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the ombudsman - what does it rule on exactly?
Hi there. I had to use a PPI claim company as I got nowhere with GE money who had sold the loan/liability onto Santander. I sent my documents into the claim company and they confirmed that I had indeed been missold, and that there was PPI on the account. All went quiet for 4 months, so I asked the claim company for an…
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Ppi claim
When I got my mortgage with Lloyds tsb way back in 2001 I was told I needed payment protection. In 2008 I claimed on it as I was off work for a year with an illness. I still pay it. I am unsure if I can make a claim for something I was told I had to buy and didn't ask for even though I have used it. Can anyone advise me.…
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PPI from 2000 - 2005
Hi all I was closing my barclaycard account the other day and asked out of curiosity if i had PPI on my card in the past (as i thought i did). The person on the phone confirmed i had PPI from 2000 - 2005 on the card. He asked if i wanted to query it which i did on the grounds i was mis-sold to me. I was working in 2000 and…
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Barclay's Graduate Additions (Successful Claim)
Hi all After one letter and a brief 5 minute phone call, I have successfully claimed back almost £700 from Barclay's. I opened a graduate account with them some years back and was told at the time I needed the Additions account for the overdraft I required. I've been reimbursed 100% of fees paid, plus interest at 8%, plus…
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Very old PPI, help needed!
I think I may be flogging a dead horse but... I was bemoaning the fact that I was missold PPI on a mortgage 19 years ago (but had no paperwork for it)to a friend the other day. A man walking behind me apologised for listening to my conversation but said he had had a similar problem but had found a company that had found…
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Ppi
How do you go about getting old bank/loan details to claim PPI. The bank are telling us they cant go back far enough and Black Horse can't trace our loan details. Any ideas?
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Reclaiming ppi and default on store cards
Hi everyone, Was slightly confused by post received this morning from my debt management company. Had to use a DMC when made redundant in 2006 and PPI wouldnt pay out!! Thats another story. Anyway this morning have got a sheaf of forms asking me to sign so they can reclaim PPI and defaults from certain catalogue and…
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ppi
Hi dont know if anyone can help. Ive just been contacted by a ppi firm telling me i was owed a ppi they then put me through to Halifax who confirmed this. Previously when i contacted Halifax they told i had nothing to claim. The PPI company have listened to my call and are now sending a pack to claim on 2 credit cards am i…
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HSBC - Had offer, now what?
So I've had a response to my claim (thanks everyone that helped :) ) for just over £1k. My question is now, should I just accept the offer or is there anything to check before I accept in writing? Thanks
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PPI - HFC/HSBC - confirming monthly rate of PPI????
Hi, any advice much appreciated! I am trying to claim back PPI that put placed on a PersonalLoan Agreement (Interest Free Option 9) when I purchased a TV from Currys inJanuary 2004. The Agreement was with HFC Bank Limited. HSBC has now responded advising accounts owned by HFC havebeen transferred and are to be serviced by…
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CPP pre 2005 claim
Dear All, I have complained to my bank regarding CPP that I believe was missold, I sent the letter provided via MSE, I sent this complaint to the ombudsman, as my bank initially rejected it. I am now being asked for evidence as to why it was missold. Any ideas how I can proceed on this? Regards
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Equity in finance
hi can anyone offer any advice please. Equity in finance sent me the forms to sign to follow up on PPi from Lloyds, I stupidly signed and returned the forms, however nothing happened for a long time, then out of the blue Lloyds sent me a cheque, now equity want their 40%. The fact Lloyds sent me the cheque direct has…
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PPI claims on old mortages & credit cards
I've had 5 mortgages dating back from 1982-2000 & I know I had PPI with at least 1 of them.Problem is,I dont have paperwork anymore & cant remember who the lenders were.Also 1 credit card until 2000.Ive obtained my credit report to try & trace lenders but it only goes back 6 years.Am I flogging a dead horse?
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Car hit from behind
Hi, just after some advice please. On April fools day a driver went up the back of me on the motorway and then the one behind them hit him and he hit me again. I was told by admiral I would not need to pay a penny as it was the driver behinds fault. I then get 2 letters yesterday 1 from albany assistance saying n the 8th…
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Littlewoods (barclays) PPI
Just thought I would let people know that I made my first claim against a littlewoods storecard (sold to Barclays) from 1998 to 2003 If I remember I had a several balances around the £300 mark during this period. Just had a nice £1068.00 through the post. 10/4/2014 Well worth the effort in filling a few forms out, it…
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CPP payout but they spelled my name wrong i feel on purpose?
In 2005 i had a policy with CPP which was mis-sold. I completed the claim form 6 weeks ago and yesterday received a cheque for £789.63p. The letter was addressed in my correct name but the cheque had my name spelled wrong by 1 letter being different. I phoned my bank and they told me i can not cash it. So i phoned CPP and…
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ppi
Ive recently been offered some money for ppi with the NatWest from 5 loans I've had with them 1 of the loans i've had Im currently paying my off through C.A.P (Christians against povierty) i make a payment every month but Im not sure if this Will stop me receiving the ppi back or if they would take it off the loan Im still…
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Help! Lloyds TSB PPI claim failed
Hi Can you please help! I have put a credit card PPI claim in with Lloyds TSB, on the terms of not knowing I had the PPI and that Lloyds TSB did not sell the PPI policy to me at the point of sale from the credit card application in 2006. The cover was pointed out to me by my new partner in 2012. The cover was canceled…
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PPI on case that is now with debt collocting agency
I have been mis sold a ppi payment on a loan by my previous bank, I have missed a lot of the re payments etc.... And now the case has gone to the debt collecting agency. I am wondering if it is actually possible to claim ppi back on that account that is now with the debt collectors?? Please help.
