-
Letter from Barclays re PPI on Egg Card?
Hi guys, after a bit of help please :) I've received a letter from Barclaycard yesterday about the sale of PPI with my old egg card. In short it tells me to go online and complete a questionnaire. I haven't started to fill it out yet as I don't want to get caught out and perhaps put something I shouldn't, however you cant…
-
What can I do now ?
I have sent off at least 10 old agreements ( from your template) to see if I have any miss sold PPI. 1 has come back ( HSBC ) saying that they destroy all paper work after 6 years and as my account was closed more than 6 yrs ago they cant help ? Can I take this further ? Another one has come back this morning saying no…
-
Miss sold life cover on draw down
After taking a draw down on my mortgage I was sold life and critical illness cover for this amount. I recently checked this policy with the new provider and it turns out the life cover was for a repayment mortgage not an interest only mortgage. I am currently half way through my term and the amount covered by the policy…
-
PPI Reclaim - Bank-Smart
Hi I would really appreciate some advice. I have been a bit stupid i know, so anything positive would be helpful, before i put my head in the oven!! (I joke. its electric!) I've been reading through these posts all day and i wondered if anyone could help me please? I received early last year from Bank-Smart and…
-
Claiming PPI from a loan that was taken through a broker.
I am new to the forums and I am unaware if my query has been answered previously. In 2004 I took out a £12,500 loan with the RBS, which was arranged through a third party, a financial advisor. The loan has been paid off in full. I recently contacted the RBS and asked them to check my loan agreement in order to ascertain if…
-
Critical illness Insurance
Hi All Just wanted a bit of advice . I took out a few buy to let mortgages with lloyds tsb 8 years ago. as part of the deal i was strongly pushed into buying life insurance and critical illness insurance with scottish widows. I was made to feel it was almost a condition that i had to take out critical illness and life…
-
Home Insurance
Hi, I began home insurance for a rented property in June with Bradford and Bingley. In August I bought a house and for a few reasons I bought homeowners insurance with another company. I had thought I had cancelled the original insurance on the rented house but I have just found out for the last 5 months I have been paying…
-
Can I cancel a credit note after I've issued one.
Hi. Over the past 6 months I've reluctantly issued around 10 credit notes to a costumer after they unreasonably queried invoices we had sent. We were told that if we didn't issue credits we would loose the work. So in order to keep doing work for this company and looking at the bigger picture, we gave them the credits they…
-
Barclays Bank account claims?
Hi All, I had something about charges from Barclays Bank accounts being able to be claimed due to miss selling pop up on my Facebook feed a couple of days ago. I didn't read the link at the time and now can't find it. I'm wondering if it was legit and if charges can be claimed from them? My husband and I have both had…
-
Advice needed
I sent a SAR off to 2 catalogues(both shop direct) and saw I had been paying extra care insurance. Realised this was PPI and put a claim in. Vaguely remembered contact being made for one of them, but thought it protected purchses in the same way as a credit card purchase does. Anyway received form today for me to fill in…
-
PPI - where to start
I have checked my credit report and bank statements and had loans with Cahoot and HFC Bank. Also credit cards with Amex, and MBNA. I believe I was mis-sold ppi as my employers benefit package covers me for sickness and unemployment. I don't have any of the original loan agreements or credit card statements. Is it worth…
-
ppi help
Had ppi on a loan but never claimed as we made a claim against it when my husband was ill.today he received a letter saying "although we have not reviewed the sale of your particular ppi, we have identified concerns which could affect the suitability of your ppi" going to fill out forms but wonder what the general feeling…
-
Barclays overdraft PPI
Hi all, Just wondered if anyone had any dealings with PPI for Barclays account overdraft. Thing is, I was having a MAJOR clearout of some files I had in a cupboard and found a letter dated Sept 2007, asking if I was happy with the payment protection insurance on a joint bank account we had with them. Neither my OH of I can…
-
Identifying Credit card PPI
I read the advice re PPI but am still unsure whether I have been charged for insurance. Is PPI shown on each months statement as a deduction plain and clear to see? As I pay my credit cards in full each month, is the PPI hidden in their interest rate charges.
-
CPP Card Compensation.
I had Card protection with CPP from 18/5/1994 until 20/5/2005. I have just contacted CPP, and they tell me that because the last payment to them was in 2004 ( Direct Debit ) I will not be covered for any compensation, even though the policy was in force in 2005. Anyone had similar issues and is there any alternative…
-
first plus PPI & rate hike,unfair relationship
Hi, Ill introduce my self. I am Tony 51, retired trying to help disabled Annie and darren caretaker, now carer. First plus victims. I am still gathering dates and exact debts. many years ago (2002?) Darren took a 10 year £30k secured loan at 5.5% With first plus, they added PPI to the loan at a cost of 7K The repayments…
-
PPI HELP!! re Santander paymentcare policy
I recently contacted Santander PPI Complaints Team about claiming back Mis-sold PPI when we took out our mortgage in 2008 and have hit a stumbling block. I received a letter saying that the complaint must be investigated by the firm responsible for arranging the PPI and as we used a mortgage advisor our issues have been…
-
Phone or Form?
Is reclaiming PPI on credit cards best by phone or form and could you please give the reason why. I am surrounded by old credit card statements (as a past 'credit card tart' and can't pluck up the courage or believe I might have been unwittingly paying PPI and have a legitimate claim? Thank you in hope!:money:
-
Was Norwich Union Pensions Temporary Insurance mis-sold?
Can anyone tell me if Norwich Union's "Pension Temporary Insurance" is classed as one of the mis-sold financial products? I started paying in 1992 as (I think) part of an endowment mortgage. They're not offering any online documentation, and I'd like some more facts if possible before approaching them direct. Thanks
-
egg success claim - advice on repayment period
Hi all I know ultimately the answer is to phone barclays and check but thought i'd ask here... got a letter this morning saying my egg ppi claim had been successful (yay) - they had written to me only a few weeks ago saying they thought a policy had been missold. I have had the same card since 2005 which was with egg, now…
