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ppi reclaim/expiry date???
hello, right first of all before anyone tells me so, i know i am stupid and its my own fault bla bla bla. but basically i received a letter from hsbc back in june 13. now i remember i received the letter a day before we were moving house and it basically got read and packed away with everything else. it said i had six…
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PPI Reclaim from First Plus after cash back - help!
Please can anyone advise me how much I would entitled to if I was successful in a mis-sold case: Loan taken out in Jan 2007 for £60,000 PPI £14694.00 loan and ppi £74694.00 ppi monthly premium £123.91 interest rate (at the time) 9.4% 5 year rebate £14694.00 I've sent off the forms and letter last Friday and now have to wat…
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Poxy PPI
Morning, Any advice welcome... I'm at the end of my tether with PPi. We were definitely mis-sold ppi insurance however because everthing has signatures of agreement (which we were basically told we wouldn't get the loan if we didn't take it out) they haved refused to repay and it's quite a bit of money ;( I have gone to…
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paying costs of ppi reclaims
unfortunately i have had a ppi agent reclaiming my ppi. They have successfully got me a payment but i haven't received it yet as the lender have sent it to my old address because the agent hadn't given them the new address.I have done all the ringing to the lender as im fed up of receiving 3 calls a week from the agent…
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RBS ppi
My other half has had an offer for payback of ppi on a loan, which he has accepted however the claim put in for the ppi on his mortgage has been rejected - all the info is the same i.e. Same bank, same workplace giving 12 months sickness & same scenario in that he didn't need or remember signing for any? Do we have a claim…
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PPI offer, shall I accept?
Hi all, Nat West/RBS have just offered me a refund of £3503.06. They acknowledge that they may not explained the implications of cancelling PPI, they acknowledge that due to my work sickness and death benefits, the policy may not have been suitable for me even though I could benefit. The main basis of why they upheld the…
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PPI - Tiny Computers / Lombard Tricity Finance 1999
Is it still possible to commence PPI reclaim from 1999? If so, I need some advice with regards these circumstances: I bought a computer from Tiny Computers (now no longer) in 1998 with payment commencing in 1999 over the next 3 years. I still have the original paperwork (Credit Agreement) that clearly shows PPI was taken.…
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GE Money
Hi All I am a newbie to MSE and claiming PPI!! I'm hoping some of you wise people can help me? I'm claiming PPI for Santander for a loan I had and in the process of waiting for the final outcome! I am also starting a claim for capital one too. My question is I had a store card back in 2005 for Debenhams, Topshop etc and…
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Homeserve Letter received about "review" of policy from 2005
I have just received a letter from Homeserve about a Householder Accident Plan Policy I took out with them in Sept 2005 , and asking me to fill in a form if I wish them to "review" whether I received the service I received. I suppose this must be about possible mis-selling of this to me, but I had completely forgotten I…
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My Options
Hi Just a quick question please if anyone can offer any advice. I have had some PPI policies with Barclays Bank for various loans. 3 have been cancelled due loan finishing etc but one policy still live which was taken out 1998. My question then, is it still worth filing a PPI complaint on this policy if a claim for…
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Not sure where to start
Hi all I had never given much thought to reclaiming PPI although I was aware that I had it on 2 loans from household bank. At the time of taking these loans I went into branch and had a meeting with an advisor who told me as I was young at the time of taking out the loan (18) if I took the PPI it would increase my chances…
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First Plus - Help filling in Questionnaire
I am just completing the claim form for my partner. I am not quite sure what to put at D5 regarding whether he was paid sick pay or not. What is the best answer here? He does not get sick pay and I know it asks how would your payments be met if off sick etc. He was married at the time so should he put in here that her…
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PPI help, am I too late?
In 1993 I was in full time work & paying back a bank loan from RBS. In late July I was taken into hospital with a mystery ailment. After 6 months my ssp ran out & I went onto sickness benefit? (sorry, so long ago I can't remember the full details) I then noticed that I had paid PPI on the loan (which I wasn't aware of) so…
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Any chance of reclaiming PPI from 1990's?
I took out several personal loans from Midland Bank in the 1990s (each one consolidating the last - I know, I know.....) and was sold PPI for all of the them - I believe mis-sold as told it was essential and yet I had good cover/benefits from employer etc. Anyway, I recently came across all of the loan agreements for each…
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Can I Claim PP Overpayment From 1999 Barclayloan?
Can I claim overpayment of Payment Protection on a loan I took out with Barclays in 1999? Or is that too far back? Also, does it make any difference if this Barclayloan went into default a few years ago and, consequently, I am now on a payment plan of £1.00 via the Citizens Advice Bureau?
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Can't remember who sold me PPI?
Hello, I have left this a bit late but at some stage I know I had Payment Protection Insurance without even knowing it. I think it was with Egg Credit Cards/Mint Credit Cards possibly in the early 2000's when I was a student. I will of course do the research and read all the "stickies" but for a quick answer I wonder if…
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Lloyd's tsb Ppi
Hi, I put in a claim for Ppi, following the advice found here. Lloyd's denied it and the complaint has been with the financial ombudsman for 2 years. I have received a letter today (after complaining over the lack of timescales the ombudsman was providing) and it states they have upheld my complaint and propose to Lloyd's…
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Unsure if I've a claim
Hi, I bought a car which was financed through Renault/woodchester finance when I was at school in 1997. I don't have any details of this anymore and can't remember if I was missold ppi. Is there anyway I can check?
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Nationwide: In Branch ID Verification....I'm abroad
Hi Nationwide have asked me to complete a "Verification of Identity" form and take it to my local branch where I'm supposed to sign it in front of a member of staff (and show them my passport). I left the UK several years ago, though am still a UK resident and UK passport holder. Do they have grounds to reject my claim if…
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PPI and Self Assessment Tax forms
Hi Apologies if this is not the right place to put this but I'm doing my online self-assessment tax forms and I'm not sure where I am supposed to declare a ppi payout. I know I have to declare it as it is taxable but can anyone give me advice as to where? Would it be under 'other UK income'? Thank you
