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Successful claim taking ages to get back
Hi My husband found out just over a month ago that he's successfully claimed back a rather nice largish sum of money on his missold PPI... however, we are in a largish amount of debt too, and I know that some of the PPI will be used to pay arrears on his credit card debt. He's only got a few months' worth of arrears, but…
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PPI through mortgage broker
I got a mortgage from Halifax in 2010 through a broker from CountryWide. The broker told me that the bank needed to see that I have insurance, and sold me one of their so called Mortgage Care Insurance products, an unemployment insurance from AXA. She also sold me a Critical Illness insurance from FriendsProvident. So far…
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Claims for PPI greater than 6 years old
Hi, I was aware I had PPI on a credit card and two mortgages in the past, but could not find the paperwork so didn't think it worth making complaints. I had pre-existing medical conditions, that I am now aware, the insurances would have probably been void anyway. No exclusions were ever discussed. Received a very hard sell…
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Rbs sar letter
New to the forum so please bear with me! Site has given me confidence to finally do something about mis-sold PPI ... without resorting to a claims company. But I will no doubt need lots of help and encouragement!:) Wrote initial letter using template on site and enclosing £1 cheque to RBS credit card centre quoting two…
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Is this right what FOB say??
Hi everyone Wondered if anyone can shed some light on this for me please? We had a phone call today from the Financial ombudsman as we have took a claim further with Barclaycard and didn't agree with their reasons for not upholding the complaint, anyway to cut a long story short we used to be in an IVA but completed this…
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PPI+Bank+C.Cards charges claim.
HI All, Can I claim PPI and bank/c.cards charges while on DMP? If yes where do I start? Many thanks, t&j.
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MBNA (Virgin Credit Card) PPI reclaim help please
Hi I was wondering if someone could provide me with a little advice. I sent off for a SAR after hearing about the PPI reclaims you hear these days, as I remember having to send a letter to them a year or so ago in order to cancel PPI as I wasnt even sure why I had it on my account. I wasnt in full time employment and didnt…
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PPI claim on behalf of someone who cannot read or write English
I'm hoping for some advice. A good friend of mine has asked me to help her reclaim PPI. This was prompted by the fact that she has been getting a lot of text messages about PPI and asked me what PPI was. Some years ago she borrowed a total of about £47k from 3 banks, each of which would seem to have sold her PPI. She does…
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Morgan Stanley>Goldfish>Barclaycard
Hope you can help - I've just been told on the phone by Barclaycard that letter was sent to me in August upholding my reclaim of PPI. However, she said that it only goes back to 2004 as that is as far as their records go, even though they acknowledge that PPI was in force with Goldfish when they took over but cannot…
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MSE News: PPI reclaiming bill tops £6bn
"The FSA's latest figure brings the total amount paid out for mis-sold PPI since January 2011 to £6.5 billion ..." Read the full story: PPI reclaiming bill tops £6bn
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Hfc ppi claim !
I am currently in the process of making a claim with HFC.The agreement goes back to 1997 which because they are a bank prior to 2003 when most financial companies werent regulated they have upheld my claim.Origanly they offered me £273.00 this was for 2 years ppi payments because i defaulted and they passed it onto a debt…
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PPI reclaim for co-op and capital one
Hi, I wrote to the above for a CCA and have received both in the last couple of days, both opened in 2002 and 2004 So here goes, have a signature of the agreement , but doesn't say wether I took out PPI I remember speaking to someone about opening these cards and was told I would have a better chance if I took out PPI. At…
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Payment Protection
I remember taking out a loan in 1996 with Abbey National and took out Payment Protection. I don't have any documentation or information about this account anymore. I have contacted Santander and they are unable to find my account since it is over 6 years old and said if I can find my account details they will payout. How…
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PPI Lost Agreement
I have a credit card with natwest which has a largish balance on it. I've had the card for many years, and it has PPI which I was told I had to take out in order to get the card at the time. I have all the old statements and the PPI adds up to a very large sum. I asked the bank for a copy of my card agreement, but…
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Ppi claim taxable??
Hubby is due to get £1500 PPI money back but has had a letter from the bank to say it's taxable. Surely that can't be right so he will effectively pay tax twice don't see how that's fair?
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how do you know?
hi all if you can't remember what you had and when - can you still claim just by writing to your lender? so if all you know is you had a loan and paid PPI can you put something in? thanks :)
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Mis-sold MPPI
I have a question specifically related to a Mortgage Payment Protection Insurance policy. We took out this insurance at the time we purchased our first house in 2006. It was sold to us by our IFA who also sold us our mortgage; although the providers were different companies. At the time, both my wife and I worked full…
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PPI Claim Nationwide
Hi, I applied to Nationwide building society to reclaim PPI as I had a mortgage with them from 2005 to 2010. However when I wrote in to reclaim PPI they said they had no record of the account and were closing the case on the matter. I do have my mortgage account number and all the PPI documents explaining what it is and…
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PPI claim
I am in the middle of going through two claims for miss sold ppi one on a mortgage one on a load that was front loaded ppi we have been with RBSfor over 17 years. I have recieved a letter on both PPI claims within the last week standard letter saying they are looking into both claims, today I had a phone call from our…
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I have paperwork but zurich said i didn;t have this
Can anybody tell me if they've had any successes with Zurich ( previously allied dunbar) regarding ppi. I found paper work which states i paid mortgage family protector with ppi but when i contacted them they said i've never had it! I dnt know what to do as i have a form saying how much i paid and when this commenced from,…
