-
Lloyds/Scottish Widow PPI - HELP!!!
Hi guys - I wonder if you could help me. I'm writing on behalf of my parents who are in an awful mess, courtesy of Lloyds TSB :mad: My parents took their mortgage out with Lloyds (Cheltenham & Gloucester) and had PPI cover. A couple of years ago my dad had an accident at work and was unable to work for several months -…
-
PPI won is amount refunded correct?
Hi again sorry i need help again. I signed my letter and had my loan recalculated in the branch on monday. I have come to my account today and now its all weird and looks incorrect. [FONT="] Basically the last 4 payments look like this 520 payed in - loan account 602 payed out - loan repayment 24.53 payed in loan…
-
Barclays Bank - Breech of Confidentiality
I have an outstanding complaint with Barclays Bank, who basically sent my personal bank statements to my ex husbands mother’s address (somewhere where I have barely been let alone lived). Also they allowed a direct debit to be set up using my personal bank account details by him. Financially this has put me into a terrible…
-
renault
had a few cars all bought from renault on finance the garage i bought the first car from has been closed for a long time do remember having ppi on that one as told as it was a single application better to tick as better chance of getting finance have had another four cars all from renault but with diffrent dealers how do i…
-
Problems with PPI - HSBC - cant cancel???
Hi people, Hope you can help. I took out a loan with HSBC in November 2005 and was told I would need to take out the 'personal & graduate loan protection plan' as part of the agreement. I Wasnt told that it's a option and wasnt fully informed about it at all. The loan was for 15k. I pay £275 a month over 8 years...£65 of…
-
income protection insurance claim
Am posting on behalf of a friend who has been made redundant. He took out insurance cover for income of £1500 per month, though his f/t job paid more than that. Now he's been told the insurance is unlikely to pay out, because he has a p/t job of 16 hrs so isn't classed as unemployed. He had both jobs when he took out the…
-
Help! MBNA CC Payment Protection Query
I have a question regarding the point raised below -does anyone have an idea whether I can go ahead with a PPI claim against MBNA based on the information listed below? I opened the account with MBNA on 17th April 2001. MBNA sent me a photocopy of the tear off sheet (signature form) only. It says across the top 'Credit…
-
Virgin CC (MBNA) Claim sucess but not enough?
Hi everyone, We have a vigin credit card (mbna) with PPI. I put in a letter stating i was misssold etc. I could not work out how much I have paid PPI because they wanted to charge for copies of statements that I was not prepared to pay for. I have had a letter back today saying as a gesture of goodwill they have credited…
-
Can I claim this back?
Hi all, Just been going through my halifax credit card statements and 2 things appear every month since 2003. Repayment cover and Coverplan. The repayment cover changes each month depending on how much i have spent and the coverplan is always a charge of £6.99. I have always been a contractor and never a permenant employee…
-
help please
hello not sure where to start reading on this thread the 1st thing i need to do is find out when my last loan was with natwest am i right in thinking it has to have been with in the last 10yrs? so do i ring natwest and say can i have details of when my last loan with you was taken out (or finished) thankyou for the help
-
Too late?
I wrote to Northern Rock to try and reclaim my PPI charges on a loan. When they refused me I just accepted their decision and didn't go to the ombudsman. I took the policy out on 21-1-2004 and last contacted them on 14-10-2007. Am I too late to apply to the ombudsman? If not do I need to contact Northern Rock again first?…
-
PPI reclaim success against First Plus
I have just received a cheque from First Plus today. We took out a loan with them (business debt and only option at the time) in 2005 and they persuaded us to take PPI. After watch Martins money programme we decided to download his letters from this site and start the ball rolling to try and reclaim PPI. After a few…
-
Is this NatWest ppi?
Is this NatWest ppi? Hi, I have discovered a statement with the narrative of 'Insurance Premium' back in 2005 as a debit after a loan was granted. I do not recall signing for any extra insurance. The amount is £1100, so it appears to be a front end single premium payment I think? Does anyone else have this or recognise…
-
mortgage insurance
wonder if anybody else had similar problem to ours we have sickness and unemployment cover with l&g my husband being a bricklayer has been unemployed for a good while now,so we claimed as he is self employed and i work part time we do not get anything except tax credit they said we cant have anything because he has to have…
-
Success!!!...but no 8% (MBNA A&L)
After one month waiting, I had a phone call today asking me to clarify the situation surrounding the original application. I was told that as A&L were not owned by MBNA at the time of application (2003), they had no way really of investigating further and offered me full refund of £636. What they didn't offer was the 8%…
-
PPI Claim
Hello, can anyone help have requested charges on two accounts with rbs also had an overdraught of £5000 on the business account (partnership not Ltd) turned into a loan by the bank took out PPI with the loan, also had rbs mastercard with £2000.00 limit paid off each month this also had PPI again (business account) do i…
-
Amount of cases with the FOS
Hi guys I know the FOS treats each case on its own merits - but do you, realistically, think there is a limit to how many cases should be with them at any one time? I currently have a MBNA loan PPI referred to them, Capital One Credit Card charges and also Citibank credit card PPI case. So three separate cases. I genuinely…
-
Reclaiming ppi
Hi there, this is my first post as a new user. I am in the process of reclaiming PPI in which the bank has agreed to pay out £1,067.51 of an original lump sum of PPI of £3,049 plus interest which was added to a loan in 2001 and which was fully paid up in 2003. If there is anyone out there who could possibly advise me on…
-
PPI Claim after 6 months
Hi there, I have searched for an answer to my question but couldnt find one, so I thought it best to ask. I sent the first PPI claim letter to HSBC in April 2008. I received the normal letter back saying no in the same month. Foolishly I did not chase up with the second letter template, thinking that their no was final.…
-
landrover ppi
Hi My husband took out finance with landrover 5 years ago. They already conned him by saying he could hand the car back after 3 years but when he tried they said he didnt have that type of agreement and he had to refinance a car he didnt want and couldnt sell. Anyway, when he originally took out the loan he was employed,…
