Amount of cases with the FOS

chequeout

Hi guys

I know the FOS treats each case on its own merits - but do you, realistically, think there is a limit to how many cases should be with them at any one time?

I currently have a MBNA loan PPI referred to them, Capital One Credit Card charges and also Citibank credit card PPI case. So three separate cases. I genuinely assert these were all mis-sold to me or were wrongly charged but have just started worrying that if the FOS look at their records they will think I'm "trying it on" if you see what I mean (even though i'm not, I have another four cases of crippling PPI but i was fully aware i had taken these out so I will not be trying to claim on these).

I'm just worried that maybe I should have put these cases in one by one rather than lumping them all in together if you see what I mean. I don't want the FOS to think I have been successful with one case so i'm chancing my luck and trying for everything i can get even though the provider wasn't in the wrong!

I'm only claiming with cases that I think were genuinely mis-sold to me, but don't want the FOS to think i'm tying up their resources by simply being greedy.

What's your views guys?

di3004

chequeout wrote: »

Hi guys

I know the FOS treats each case on its own merits - but do you, realistically, think there is a limit to how many cases should be with them at any one time?

I currently have a MBNA loan PPI referred to them, Capital One Credit Card charges and also Citibank credit card PPI case. So three separate cases. I genuinely assert these were all mis-sold to me or were wrongly charged but have just started worrying that if the FOS look at their records they will think I'm "trying it on" if you see what I mean (even though i'm not, I have another four cases of crippling PPI but i was fully aware i had taken these out so I will not be trying to claim on these).

I'm just worried that maybe I should have put these cases in one by one rather than lumping them all in together if you see what I mean. I don't want the FOS to think I have been successful with one case so i'm chancing my luck and trying for everything i can get even though the provider wasn't in the wrong!

I'm only claiming with cases that I think were genuinely mis-sold to me, but don't want the FOS to think i'm tying up their resources by simply being greedy.

What's your views guys?

Hi there

I would not worry about this, you have genuine claims so your doing the right thing.;)
Good luck.

chequeout

Hi Di - thanks as always :beer::beer::T

melorablack

Even if they do think you are trying it on they have to treat every complaint as seriously as the next one. As do the banks/lenders.