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How long does it take !
IPUT A CLAIM IN FOR PPI IN JANUARY AGAINST ALLIANCE & LEICESTER,THEY SENT A LETTER SAYING THAT THEY OWED ME £827,I ACCEPTED BUT HAVE HEARD NOTHING SINCE. I PHONED IN MARCH/APRIL AND THEY SAID THAT THEY HAVE MY ACCEPTANCE LETTER AND ARE STILL DEALING WITH IT AS THEY HAVE HAD A LOT OF CLAIMS.I CANNOT UNDERSTAND HOW LOLNG IT…
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Welcome - refund onto balance
New to this site but hope it stops me from bangin my head against the wall! I asked a solicitor to act on my behalf in claiming back PPI from Welcome. The loan was over 5 years and the PPI was over 3 (??!). After 18mths. Welcome accepted the policy was mis-sold and refunded the premiums - back to the balance of my loan!!…
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Littlewoods Catalogue ppi reclaim
Hi I have just received my SAR from Littlewoods and found that I had been paying their ppi insurance [callled extra care premiums] for years. I have worked out that I have paid £644 between 2003 and 2006. {Im sure that I paid before 2003 but cant go back any further}. :eek: How do I go about claiming that back? Do I write…
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6 years - Lloyds TSB question
Hi there, I have tried claiming back from Lloyds TSB the PPI from my graduate loan. Loan was taken out in 2000, and I paid it off about 3 years ago. The basis of my case is that I was a student when I took the loan out and they knew this. Therefore there was no way that the insurance was relevant to me. I was also unclear…
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Black horse
hi we have had two accounts with black horse we have sucessfully claimed against one account for mis-selling just waiting for cheque. we have received a letter from them regarding second account stating that because its pre 2005 we cant take it to ombudsmen so tough basically they have actually enclosed a demands and needs…
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Dfs ppi
IN 1998 we bought a sofa & chairs from DFS, at (as best I can remember) a cost of maybe £1600, under the usual buy now 4 years interest free credit agreement. DH had no credit history so couldn't get the credit, but I did so it was taken out in my name - with PPI, however I was a student & he was working, so the PPI was…
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AA Loan, Resusing to send copy of orginal agreement???
Hi All, Newbie on this site, but thought i'd have a go at claiming some 'misold' PPI from AA personal finance for a loan of 5k over 4 years that finished in march this year. Basically filled in 1 of the template letters a few weeks ago asking for a copy of my original agreement, and sent it off. Received a letter back on…
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Letter from Alliance and Leicester
hi guys just found this section! i had a letter from alliance and leicester recently askin me to urgently contact them about a potentially mis sold ppi. before this i had no idea about PPI being a major issue but i do recall at the time being pressured into taking out after initially refusing it. do you think this letter…
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Halifax MPPI
Hi I am 30 years old, and bought my first house with a Halifax mortgage 18 months ago. I have excellent health and a secure job as a teacher. My mortgage repayments are roughly £800 a month, and I also have an additional £100 a month which comes out of my account. I had assumed that this £100 was the buildings and contents…
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PPI rebate absorbed, is this true? CONTINUED...
New thread following on from my last -forums.moneysavingexpert.com/showthread.html?t=1879955&highlight= Got stage one letter off to the bank but my wife shredded the reply letter i got from the bank by accident. All i can remember from the letter is something along the lines off "my request being handed over to a…
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Egg - PPI Phoneline?
Hi I've just looked at a statement from a loan I took out with Egg in jan 2005. The loan was for £11388.00 with repayment protection for £4627.74. I think I cancelled my PPI a couple of years ago but can't remember and am currently trying to find out. My statement has and opening and closing balance which has "including…
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Halifax credit card PPI success but can they keep the money?
Hi I'm new to this and seem to have posted in the wrong place so hopefully 3rd time lucky. I am reclaiming a number of charges for a friend who is in financial hardship, the CCCS have advised him to take an IVA but he is keen to try to sort things out himself. I have arranged token payments on his 2 credit cards which has…
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What about AFTER April 2007?
Looking around the net, this is being emphasised. If you have taken out a loan, ppi etc. before April 2007, then you/we may be able to reclaim. What if you had taken some after after this date? Still a chance, or don't bother? Oh, and if paperwork says one thing (which you've signed for) but pushy salesmen say another and…
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HELP urgently needed please
hi everyone hope someone can help me out... i have applied to santdander to have my charges refunded (approx £930 on a debenhams card). the account was opened in 1996 and closed in 2008, i have recived a letter today stating they cannot and wil not refund any money to me to me as i took the agrement out before the FSa…
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A question on this PPI claim
Years ago I has a credit card while I was working in London and was advised to take out the PPI which I did. The credit card was taken out sometime in 2002 i believe however in 2003 i has lost my full-time job but still has my part-time job and was able to cover my credit card repayments. Then in May 2004 i lost the…
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PPI reclaim after defaulting on loan (Firstplus)
My husband took out a homeowners loan with Firstplus in 2002 & we are thinking of trying to reclaim the PPI. However, he defaulted on his loan for about 6 months before the 5 year rebate could take effect. He is back on track with the payments now but does anyone think we have a chance ? Also, does anyone have any claims…
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PPI Reclaim
Hi there I thinking about reclaiming PPI & MPPI I took out my secured loan neary four years ago for 47000 the PPI for 11000 I was told that after five years I would get back the 11000 what I didnt realise was that I would not be covered for the remainder of the loan a further 13 years I could end up paying over 20000. The…
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London Scottish Bank PLC/FSCS claims
http://www.moneymadeclear.fsa.gov.uk/news/firm/london_scottish.html If anyone has claims against these then contact The Financial Compensation Scheme (FSCS) http://www.fscs.org.uk/contacts/ You can make a claim through these. (as below queries in regards of Mortgage and Loan there is a tel number give to contact). London…
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Paragon/Freedom/Bespoke - Pre FSA Regs - Big Problems!
Dear All, I am becoming increasingly concerned that my PPI reclaim is stuffed! In July 2002 I took out a loan, via Freedom Finance, for £25k with PPI. The actual loan was provided by Paragon. The loan was settled in July 2003 and it was at this time that I discovered that I had missold a very dodgy PPI policy. I complained…
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PPI Reclaim Success
Should you have a PPI policy that is outside the remit of the FOS(for date reasons or other) keep at it...go to small claims court...claims up to £5000, fees not too exorbitant, paperwork fairly easy..just keep copies of any letters you have sent to PPI provider. We recently succeeded in being refunded by a large financial…
