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Welcome finance ppi please help dont know what to do!!!!
Hi I just need a little advice, here is the story very shortened version. I took out a car loan in 2001 with welcome finance, In 2003 i voluntarily handed the car back on a voluntary termination as payments were awful and i knew i could get a better deal somewhere else. I took out ppi, and in 2004 they wrote to us stating…
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Lost Details
Ok, So i settled an account With Northern Rock some 2 years ago. But i cannot find any of the loan documentation anywhere. How do i go about getting the information i need? Thanks in advance.
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ppi but no ref numbers
HI Have had a few loans over the years but have no paper work for them now, been on creditexpert.co.uk and found out which ones i have had and who with. how do i go about finding my reference numbers for them.so i can start claiming back missold ppi. hope someone can help:confused:
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Egg Loan PPI Reclaim
My oh received her statement for the loan which has been running 5 years. This is the first annual statement and I spotted on there that PPI was charged at £2k upfront. I recalled the conversation we had where I told my OH not to take it. We sent a letter to Egg and they replied back to say she applied online back in July…
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Reclaim PPI.Employed & self-employed.?
Hi Guys, Hope someone can help me. I took out an unsecured loan with Halifax in September 2005.I was sold PPI on this. At the time I was employed part time (18.5 hrs) and the rest of my income was from Self-employed work. I have read on the boards that PPI would not pay out for part ime work or self-employment. Could…
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No response to my request for SAR
I've done things a different way round, but what has happened is that I am trying to reclaim mis sold PPI on a Capital One credit card. The credit card is all paid off now and I have had to take this to the FOS as Cap 1 told me I had no case. The FOS has ruled in my favour and I received a very disgruntled letter from Cap…
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Out of time
I wrote to hfc asking them to refund my ppi payments as i believed i had been misold ppi was told could only have loan if i agreed to the ppi .of course i recieved the normal refusal letter. unfourtunatly due to illhealth of my wife and daughter i have missed the six month limit for it to be refered to the fso / do the fso…
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mis sold
My wife had ppi on here next account this was put on without her knowledge. She wrote to next asking them to refund her preimium but they replied that because her agrement was taken out before2005 it is not covered by the fso in fact it was taken out in 1998 does she have any other options or does she just write off 10…
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HSBC Response
Hi Guys HSBC have today replied to my claim. They have basically said no. I have a few questions... 1) how long do they have to reply to my next letter? 2) They have included details about the FOS but have not stated its their final response ...is this a scare tactic? 3) Part of the letter says that "although you couldnt…
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missold
I have just recently been retired before my time but before this i had 2 big loans with ppi on them we where called into our bank and where told that the PPi s where not needed and they where stopped two weeks after they where stooped i lost my job can i stll claim
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Query on Egg Address
Hi, Another newbie here, so hopefully the right place to post.... Like many others on here (whose stories I have reading with interest) I too was missold ppi on my egg loan in 2006. Inspired by people on here and the templates (thanks Martin) I wrote to them 5 weeks ago (although did not send it recorded. I have just had…
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Littlewoods PPI
Just a quick question really.. Pursuing a complain about Littlewoods Extra Care Insurance with FOS, whoc have said i have a complaint with the insurers instead of Littlewoods. Would anyone happen to know who their underwriters were during 2001-2007? Long shot i know, but i have written to Littlewoods but they always take…
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Fla
Hi, I took out 2 secured loans within a 2year period each - I know silly, but at the time it was cheaper (so I thought) then taking out a new mortgage and paying of the redemption penalty on the mortgage. Also, the secured Loan company First National plc at the time offered a higher loan to value. Therefore, I took out the…
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Fla
Hi, I took out 2 secured loans within a 2year period each - I know silly, but at the time it was cheaper (so I thought) then taking out a new mortgage and paying of the redemption penalty on the mortgage. Also, the secured Loan company First National plc at the time offered a higher loan to value. Therefore, I took out the…
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Welcome PPI
Hi there I have claimed by PPI back from Welcome Finance and at the beginning of July the FOS sent a letter saying that Welcome Finance have agreed to refund the PPI. I signed the acceptance form and it was in the post the next day. Since then i have had nothing from Welcome. I have phoned the compliance team and only…
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help needed please self employed
hi please help my husband and I had 3 loans with nat west since 2002 ppi included bank led us to believe essential for aceptance of loan not informed that could buy elsewhere cheaper. Also husband has been self employed the whole duration of loans .Is it possible we have a case to claim back ? The loan was taken out in…
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Natwest PPI
Hi, I took out a loan with Natwest a couple of years back now and it had the PPI on the loan. At the time I was not aware that there was an option to buy PPI cheaper from another company if I required it. I was not told that I would have to have the PPI and I signed the Natwest Loan FSA document. Before I go about trying…
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FSA Complaints Data
Firms are required to report to the FSA every six months on the number of complaints they receive and how they handle them. This data is now being made publicly available for the first time. http://www.fsa.gov.uk/Pages/Library/Other_publications/complaints_data/index.shtml…
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Bank of Scotland - AA car loan
Hi, i am new so please be gentle. i have begun to claim back the PPI on all the loans we have had over the years, received letters back from HSBC and Abbey staing they will investigate and i should have a response within 8 weeks. cross fingers!! recieved a letter from the bank of scotland who were behind my AA loan (I did…
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FSA fines Barclays £2.45m for failures in transaction reporting
FSA/PN/117/2009 8 September 2009 The Financial Services Authority (FSA) has fined Barclays Capital Securities Ltd and Barclays Bank PLC (Barclays) £2.45m for failing to provide accurate transaction reports to the FSA and for serious weaknesses in systems and controls in relation to transaction reporting.…
