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Ashworth Law Harrogate
As any one used Ashworth Law of Harrowgate to recover PPI or credit card charges Portal Claims have passed my claim on to them.. Are they any good or are there any horror stores
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Egg CC: pre-ticked box for PPI
Hi, I took out an Egg CC in 2003. Am I right in thinking that pre 2006, the PPI box may have been pre-ticked? I will submit a SAR but unsure quite how you would prove that? Has anyone had any joy with claiming against Egg under these circumstances? Thanks!
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The dreaded Egg!
I (finally) got Egg to admit selling PPI and they agreed to repay me £4800 BUT like so many others they credited the entire amount to my loan balance despite having no arrears and having missed no repayments in the entire term to date. I referred to FOS and also wrote to Trading Standards, FSA, Watchdog and loads of other…
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sar reply not impressed
a while back on here i posted "i took out a loan with the RBS back in 2004 20/01/2004 - 29/01/2007 (dates according to experian) problem is after the term of the loan i shredded all account details went down to my local branch of RBS to try and get the account number but have been told that without the account number they…
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BOS agreed to compensate PPI, but they arent paying out!
Hi there, I am on looking for some advice please on behalf of my parents. Generally I done a letter on their behalf reclaiming PPI from a previous loan from the Bank of Scotland. The Bank agreed the reclaim quite quickly and my parents have 2 letters from the saying a cheque would be sent to them. They said it would take…
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misold PPI
hi guys i wonder if anybody can help We went with a company who said they could help us to claim for missold loan and ppi on a loan we took out approx two years ago. After a long winded process the solicitors involved said we didnt have a case as during the telephone conversation i had at time of taking out loan the loan…
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Success with Halifax PPI
Just a thankyou to MSE, sent a template letter to Halifax on the 2nd July, had a letter confirming receipt on the 9th. On the 30th had a letter stating that they needed more time, before eventually receiving the good news on 27th August. Complaint upheld :beer:, and 'it is anticipated this payment will be made within the…
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Nationwide Loan PPI claim now with Ombudsman, how long ?
Hi there I tried to reclaim the PPI on a loan with Nationwide (the loan was 12k) from 2005, the loan was settled a year later and all PPI paid in full at the time. I wrote to Nationwide and got fobbed off so I have now gone to Ombudsman. They now have all information from us and Nationwide and are looking at the case to…
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PPI questions, if I may
Hello, I am thinking of starting a PPI claim against an A&L credit card - the PPI is now cancelled. However, I have a couple of questions.... 1. Is it advisable to claim on PPI whilst I still have the credit card open. I also have a bank account with them. 2. I tried to cancel the PPI previously and was told that I was not…
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What's the next step?
I'm reclaiming ppi & an accident sickness and unemployment policy which i believe to have been mis sold there are 9 days left before the 8 weeks are up, if i don't hear anything from this company in 9 days time what is my next step? I did ring them yesterday but all they could tell me was "it is being delt with and you…
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Yorkshire Bank...help?
Hey all Been reading through what seems to be millions of posts and its got me thinking about my loan. Borrowed 7200 in jan03 and topped up with 2500 in nov06 its due to run out in november this year, now Yorkshire bank have recently been frustrating me with there apparent lack of banking knowledge (wouldn't even print out…
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Barclays loan with PPI - cancel & reclaim
Dear MSE, Greetings. I have taken a loan from Barclays in mid 2006. The loan amount was £12,000 and the repayment period was 5 years. The bank employee who sanctioned my loan asked me if i am interested in taking a PPI for the loan which i did. The PPI was for 5 years. At that time, I was not aware of the fact that it is a…
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Success with blackhorse loan 2004
Hi Just want to say "if you haven't heard me already":j. MY MONEY WENT INTO THE BANK TODAY. I'm Very happy. Thank you to all on here, for your support, words of advice, and just good old fashioned conversation. (if you can call it that on the net). Anyway, if anybody gets told that they can't get back what's owed, due to…
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Reclaming GAP and Mechanical breakdown insurance from Welcome Finance!
I dont know if anyone has any advise of trying to reclaim payments made (and ongoing) for other insurances through Welcome Finance. Four months ago I sent my car back to Welcome Finance after paying back more than what the car was worth in monthly payments including GAP Insurance and Mechanical Breakdown cover which I…
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PPi Refund. How do you do it?
Hi, i recently received a flyer from a company regardin refunds of PPi, i rang them up and gave them details of a loan i had a few years ago with PPi they said they could follow this up but for £50 upfront fee. Does this sound right or a con? And how would i go about finding out details of past loans i no longer have a…
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PPI and Black Hose Finance
Just had a letter from Black Horse in response to a claim I put to the FO three weeks ago. They have offered £2200 in response, but only if they credit that to the account and they will then reduce our monthly repayments from £239 to £171. By my calculations that means that the capital left to repay (£5019) has only been…
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PPI news thread
Please feel free to post up any news updates in regards of Payment Protection Insurance (PPI) in this thread, if any updates, such as from the Media, Financial Ombudsman Service (FOS), FSA and so on, where sometimes they have updates on their own websites. Thank you. ;)
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HSBC pushing their luck!!
Hi all, Today is the end of the '8 weeks' and i have not recieved a reply. I know I should be patient and give them a couple of days but this money would help me alot, so I thought i'd call them. Apparantly, no letter has yet been produced (therefore no conclusion reached) and so HSBC are going to over run the 8 weeks by…
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PPI Refund help please
I've been through the Financial Ombudsman to reclaim over £3000 from Egg over mis-sold PPI Insurance. The FO agreed with the case and wrote to Egg expained their decision. I recieved a letter from Egg on the 8th June, telling me that I would be refunded and they were calculating the amount and would be in touch shortly.…
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Marks and Spencers credit card PPI
Hi My wife had PPI on her credit card since she took it out and I stop it last year. Do you think I could claim it back and also is it correct that they just added the PPI charge to the account each month and didn't actually take the payment on top on the min? Thanks