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HSBC PPI confusing methods etc.
Hi all. Currently doing a bit research on this matter as have only discovered some positive information regarding PPI and bank charges, and the possibility of reclaiming. First of all, I will keep it simple. I don't want to bite off more than I can chew, so for now, I'll leave most of my queries until I have done more…
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tsb
hi have sent form off too ombudsman but had letter back wanting too know the date my hubby took his c/c out hw does nt no the date and cant get any info from tsb as he has forgot his password der any ideas
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EGG say no!
Hi, I have just had a reply to letter No 1 from Egg. They say that I cannot claim as I filled in the application form online in 1999 and that I accepted their t & c's in a letter sent to me in the post after the original application. The thing I need to know is ,is this correct as I believe that. as it was an online…
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MBNA - Successful Reclaim - Just one question!
Hi there, Hoping someone may know the answer to this. I've attempted to reclaim some PPI from MBNA from a Credit Card I had a few years ago. Account has been dormant for a good couple of years, no longer receive statements and assume the account is closed. They have awarded me £683.72 - thank you very much MBNA! :-)…
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welcome finance
Following advice on this site and forum, I filled in the template letter as I believe my husband was missold ppi due to being told we had to take it out to get the loan. This morning we received a letter off them which says they need for more details about why we are trying to claim it back. The loan finished in July. Just…
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MSE News: PPI appeal result still months away
This is the discussion thread for the following MSE News story: "Consumers won't find out for another two months whether an appeal against one of the proposed clampdowns on payment protection insurance (PPI) sales has been successful or not. Banking giant Barclays is contesting a potential curb on the selling of cover…
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PPI reclaim BENEFICIAL FINANCE AKA HFC
Hi i'm wanting to reclaim my PPI insurance from beneficail finance as i feel i was definately mis-sold this policy. But i dont have an address to send the 1st letter too, can anyone help?
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Is my letter too flakey to take further?
FAO: Customer Services Manager Egg Loans Dear Sir or Madam, Re: Account number: XXXXXXXX I purchased the above policy from you in June 2003 but now believe that I was mis-sold this policy for the following reasons: This is due to the fact that I contacted you on several occasions in 2004, while I was undergoing…
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Aliance & Leicester
I have been offered a full refund by the Alliance & Leicester. No compensation, do I accept ?
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PPI awarded but must agree to restructure loan
I have now had my offer from HSBC offering me a refund but they say i must sign this letter which makes me agree to have my loan recalculated as they cannot jsut remove the PPI componant of the loan. Im unsure about this as i have read some threads from people where the loan recalculation made the loan more expensive than…
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Natwest/RBS PPI claim
I have been discussing my ongoing attempt at trying to reclaim my PPI and other charges from Natwest in a thread on here in the 'Bank Charges' section. As my latest reply was for a PPI claim, it was suggested I re-post here instead. "OK so it's been a while while I've been waiting for the RBS and Natwest to get back to me.…
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Knowing whether you've ever had PPI
Is there a way to find out whether you have been charged PPI by some companies, without having to pay out for old statements. Have online accounts with some of them but they dont allow me to search old statements? PPI virgin here
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Successful PPI reclaiming
I used the templates from MSE and sent off the recommended letters to my daughters Building Society and to the Financial Ombudsman. She has just received an offer from Alliance and Leicester refunding the PPI plus an additional £800. Well done to MSE. It only cost me the price of 2 stamps.
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Phone calls about PPI's
Hi I'm new to all of this but need some advice. I keep recieving phone calls from various companies who say they can reclaim my PPi's on credit cards and loans etc, I'm always a bit sceptical about how these people found out about me and if its not a scam just to get me to pay £140 for the priveledge, NEED help please, has…
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Halifax PPI reply from C.E.O. Please advise.
Back in February 2009 I took voluntary redundancy, my PPI didn`t cover this and I got repaid my premiums.The mechanism I put in place to protect myself and family no longer exists and there is no chance of replacing it being unemployed. Since then I`ve tried to negotiate a repayment plan with the help of the local C.A.B.…
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SAR recieved what do I do next
I've recieved my SAR from Welcome finance for 3 accounts I had with them, what is the next step for claiming back PPI, other silly insurances and can I claim back charges too? Thanks
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Good old Welcome Finance...
Hi all I've been successful (yaaaaay!!!!) in getting my PPI back from Welcome Finance - BUT despite them saying on the phone when I have called them that they have posted details of amounts etc to me last Monday (i.e. 11 days ago) nothing has yet materialised in the post.... My original loan with them was for £3,000 and I…
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Can I reclain PPI with Northern Rock Loan started Aug 2006
I was thinking I have several loans but one with Northern Rock is the only loan I have with PPI can I relaim this ? I took it out in August 2006 and had no idea it only lasts 5 years yet the loan period was for 10 years: Loan Amount: Loan Amount: £14,000 Loan Protect: £4,317.32 Total: £18,317.32 Total Amount Payable with…
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Santander - Burtons Store Cards
hi there just a quick query. In the process of trying to claim back PPI from the above card. I have sent the first template letter and their reply arrived yesterday and just wondering if there is any point in trying to claim. My husband, who's card it is, signed the agreement, it was apparently made clear to him the…
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Claim against HSBC, advice please
Hi, I am about to start making a claim against HSBC for PPI on a loan taken out in October 2007, total around £1250 + interest that was dded to the total of the loan. I am going to use the follow reasons from the template; This is due to the fact that I was not given the correct information when the policy was sold to me,…
