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Reclaiming and banking consequences
Having read the various articles on how-to reclaim I have a query regarding the possiblity of the bank in question no longer wanting your business. We're advised to open another bank account after reclaiming, could this effect any other services you have with that bank other than the account on which your reclaiming on?…
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Bank Charges
Hello Are the banks allowed to still charge overdraft interest when case is on a stay.
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Can I claim bank charges from 1998?
Hello, Please can someone let me know if I can claim back charges from 1998? I have statements showing approx £100 worth of unauthorised overdraft charges from 1998 with Lloyds TSB. I heard there was a 6 year limit but is this just because you can only request 6 years worth of info under the data protection act? Is it…
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Can U reclaim late pay fees etc when C Card company passes your debt 2 someone else
Hi there, To try and cut a long story short, quite a few years ago my Credit Card bills got out of control. I burried my head in the sand and just did not pay any of them. Then after numerous nasty letters from the Credit Card company's I telephoned them to declare that I simply couldn't even meet the minimum payment no…
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closed account
would someone please tell me if I can still claim bank charges from a bank Iam no longer with?
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Harsh bank charges, any suggestions? (Halifax)
Hi all, I recently went 93p over my overdraft limit and i've contacted Halifax and they've said they will not refund the charges because I have had 2 reversed in the last year. A direct debit went out which I had anticipated and left money in there for but I had not anticipated the interest from a previous months overdraft…
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Have I Got A Case Against This Bank
In November 2005 I moved house. I made a mistake of using a broker with the estate agent. I got a deal through them with my original bank, that I had on my current property at the time. I was in the middle of a 2 year fixed deal. I sold and was advised by the bank that I would be charged an early repayment charge. I rang…
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credi card reclaim
Hi I am new to reclaiming, if I reclaim against current credit cards what chance is there of them closing the credit card accounts, I have cards with hsbc and halifax. I have read that there is a chance that my accoun:rolleyes: :rolleyes: t could be closed cheers <!-- / message -->
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Advantage Gold
I had a natwest current account with a £2,000 overdraft. One day i went to the bank and my overdraft had gone-natwest said i could have it back but only if i took advantage gold. I've since been payign £13 a month plus interest for what was once a free facility. I'm cheesed off and have switched accounts today but can i…
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Oh man.. Help please...
Right.. Ages ago i went into my bank and said i would like to claim my bank charges back.. no problem they said.. they told me i had to pay £5 to get all my bank statements back from the last 5 years.. then i had to highlight all the bank charges and bring it back in.. i did this and took it back in.. when i got there the…
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Which Template Letter Now ?
Hi all, I see loads of advice on the site but a lot of it is very confusing. I already have sent a letter to the Nationwide Building Society requesting what charges I have paid them over the past 6 years which comes to £3,500.00, can anyone please tell me what I have to do now.:confused:
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Reclaiming Money Problems
Hi! I am thinking about doing the reclaiming the money from the bank charges, which I get every month. I am currently in my overdraft with Natwest and have a loan for a couple of thousand - Can they close my account and I have to pay up everything immediatly? Thanks! James I have a mortgage with them too - not sure if it…
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halifax charges!
I am being charged £48 at the end of this month and £48 at the end of next month for going £2-3 over my overdrafts when it was their interest that put me over it in the first place. Over this and next month i was going to be paying the two £100 overdrafts off completely but now i am going to extremely struggle, bloody…
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Help with Natwest...
Hey guys and gals! First post here and just in need of some help. I've just received my last 6 years of bank statements from Natwest, they owe me just over £2,000 w/interest. Now I've filled in the 'example letter' which I found very helpful but my main problem is that I don't know where to send the thing! I found this…
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YB charges
Hi all as we are at the moment in the middle of trying to find a home of our own our charges back would help greatly, we were with YB for around 3 years and have probably aa good amount to come, would now be a good time to put in a claim or would it just be daft? will print of the first letter asking for statements tonight…
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Help Bank Charges
my bank the Royal Bank Of Scotland are trying to put a default notice on my account which would mean the money i owe, which all is bank charges will be passed on to creditors. basically the charges are all the banks fault not mine, i had on agreement with them which i have stuck to and they have not. they said they would…
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I have a bank question, Help!!
I have a Royal Bank Of Scotland business and personal account. Out of the blue i suddenly had a number of items returned unpaid, even though I had paid in cash on that day first thing. I phoned the bank and was told that I should make sure the money is there on the previous day. What about close of business 3.30 pm????? Is…
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Is it still worth trying to claim bank charges now? Any Advice please.
Hi, I am just getting my first letters together to get my bank statements sent to me. But is it worth it now? Am I too late? Wasn't sure what the score was with banks that are on that list, I am claiming from Bank of Scotland and Natwest and HSBC. Any advice would be much appreciated. Cheers Rob.
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Large bank charges
I have successfully reclaimed small amounts from credit cards but have a large sum (£9,500) to attempt to reclaim from Lloyds TSB for bank charges. Due to the amount I have been putting it off as I seem to remember that the small claims system only allows for claims up to £5,000. Has anyone attempted to claim an amount of…
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Claiming back charges...no idea where to start!
:confused: Hi guys. i am a complete beginner here! i have 1 bank account and 2 credit cards that i would like to claim charges back from. i have written to barclays and they have offered me £350 instead of the £1200 that i am claiming. i wrote back saying that i wont accept anything less than the full amount and i would…
