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Marks & Spencer Personal Reserve Account
Has anyone claimed on a Marks & Spencer Personal Reserve account. Not sure if they still do this account, but it was basically a loan of £2,500 they gave you a check book and you just wrote a cheque out to yourself and banked it in your bank. If so will the claim procedure be the same as the credit card reclaiming?
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£300 for bounced check
I received a letter today from westcott credit services/nationwide for a debt of £300 (including charges from the debt collectors) for a bounced check, it started off as a charge of £25 then a charge of £20 on top per month ( as nothing was in the account ) the bounced check was caused by my money not clearing in time when…
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£52.50 for being overdrawn - Co-Op
I dont know if I am being too picky about the charges, but.... I have a business account with Co-Op, run in credit for 5 years, and last month was overdrawn for the first time. I was charged £35 for being overdrawn. And a further £17.50 for being sent a letter telling me I was overdrawn. I accept the error, but not the…
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Grrr... NatWest
I'm sick and tired of NatWest making charges to my accounts (which I query as they happen, and always get put right, but that's not the point!). I have just checked my account. I was transferring some funds by DD just before the tax threshold to take advantage of my 07/08 ISA allowance, and they refused the transfer even…
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what are natwest upto now
i recieved a letter this morning from natwest stating that if i pay £10 a month any charges applied to my account will be reduced to £17 each!
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Starting claim on a "beneficial" credit card?
What is the best address to send your first letter to obtain statements on a "beneficial" card? Many thanks. GAZ.
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Reclaiming bank charges whilst living abroad
We are currently living in Canada, on a work permit. We have read all of Martins's information and numerous threads regarding claiming back bank and credit card charges and out question is; Does it hinder or change the process and / or outcome of claiming back these charges for us as we are living outside of the UK? Many…
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bank charges
can i claim if i get benifits as my bank charged me £156.00 in overdraft fees.
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KamS
:confused: i'll try again not having much luck posting this question can you claim bank and credit card charges when you are not only overdrawn but not earning neither and wanting a loan for further education? not the best of situations to be in!:confused:
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reclaiming bank & credit card charges
:confused: can you claim bank & credit card charges if you are overdrawn and not earning money and if you wanting to go to the bank for a loan for further education?:confused:
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feedback from court case on 1/4/08
hi there, i was up in laganside County Court in Belfast on 1 April. No jokes - am serious. Abbey did not turn up. the judge granted an order against Abbey but did not award damages due to test case. The judge commented that by the time the banks go through the process of appeal upon appeal it may take 3-4 yrs. Is there…
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Is it still worthwhile re-claiming?
Hi Just wondering if it is still worthwhile claiming bank and credit card charges? Apologies if this has been asked before but I could not find any similar posts, Thank you :beer:
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Credit card problem
Hello I booked accomodation in Las vegas on my credit card and then the next day I cancelled it, after seeing a better deal. The hotel refunded the same amount back unto my credit card the next day but when i checked my credit card statement there is a huge difference of £50 why is this. The hotel emailed my confirmation…
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Can I reclaim my credit card charges if I defaulted on the card?
I have a slightly unusual situation. Bear with me...I moved to the US whilst still having credit card debt in the UK. For over a year I sent the payments every month to my Abbey bank account which then had direct debits to my cards, no problems. One month the money left but apparently didn't arrive at Abbey. I did not know…
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Just received a double bank charge
Hey, i've just received a bank charge of £35 for a "paid item" which took me over my overdraft limit.. which is fair enough.. but im also being charged £28 for going over my overdraft limit, is this right? i've never actually had a paid item charge for a debit card taking me over my limit. Surely they only need to do one…
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Debt ownership....
I'm about to embark on reclaiming credit card charges, but all of my credit card debts are now controlled by collection agencies as I defaulted when I set up my debt repayment plan (university debts...) However, I'm reading that a lot of banks will offset the credit card charges against the debt you owe them. But, as…
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Charged even though i haven't used account
Hi, I'm hoping someone can give me some advice on my partner's situation. She hasn't used her Lloyds TSB account since about May 2007 and is on a payment arrangement to clear the overdraft - one where they still charge interest on the ballance, but this isn't the problem. Lloyds keep applying unplanned overdraft fees to…
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Not reclaiming - just want them to stop - advise needed
Hi Guys, Just looking for advise really, ill fill you in on my situation I have been overdrawn for the last 3 or 4 month, it started with a simple oversight and then rolled month after month. i get in credit and the charges come out, and then the bills come out, and then i get charged, and then i get in credit and.....…
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reclaiming bank charges when the account and money owed
This is my first post and have been reading up on claiming back bank charges. We have an account where we are sure we are owed money but the bank has now closed the account and is chasing me through a debt collection agency and my husband through the courts even though this is a joint account and we are paying through the…
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Bank Charges
Has anyone reclaimed charges from a bank that they are no longer with:confused:
