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LLOYDS TSB Overdraft interest
Hello, what a fantastic site. This is my first time posting. I have not had any luck scanning the threads for my question so here goes. All the claiming back of charges from banks has got me thinking. Can I claim back overdraft interest charges? I have an overdraft of £200 but I have never gone over this amount. They…
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Help with claiming
Hi was wondering if anyone could help me. Ive just decided to try and reclaim bank charges from Abbey so started usual letter (template) asking for last 6 years statements. However I have only today received Statements from January 2007 to Mach 2008. Anyone else had the same experience with Abbey? Should I just send them…
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bank charges on benefit social security act 1992
hi, i went overdrawn £1.80 and got a load of charges for about £250 ,,i phoned bank loads of times but got nowhere i went to see bank manager and quoted the social security act of 1992 at him as i am on incapacity benefit and he said he would do a referal ..i waited 3 weeks but heard nothing back so i phoned up today and…
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Visa Debit Chargeback Claim
Apologies if this is in the inappropriate forum, wasn't entirely sure where to ask. I'd like to initiate a chargeback claim through barclays on my visa debit card. From reading about I see I'm entitled too (see Farepack case). What I can not establish, is how far back you can go? The transaction I'd like to claim back…
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Natwest Bank Charge
I recieved a charge last week of £38 because my account did not have enough money in it. The account didnt go into overdraft as the payment simply bounced. Is this charge re-claimable? I have tried looking at various threads but all seem to discuss a variety of bank charges and so wasnt sure if this was one of them. Also,…
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Where do I start??
Hi there I have read about these bank charges, and I used to have an account with LLOYDS TSB. I know for a fact they used to charge me but I have no records of my account with them, not even sure what the account no. / sort code was!!!! Any ideas of where to start???
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Suspicious phonecall about bank/credit card charges
I received a call just a few mins ago from 01253 755 780 asking if I have had any bank charges in the last few years (I actually missed the call and had no idea who it was, so I called them to be precise) It seemed really fishy so I didn't stay on the phone too long. Possible scammer?
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Unknown Bankcharges
I am after some advice. I recently visited my bank (Barclays) and paid of my overdraft (£4300). Whilst doing so, i inquired how i may be able to cut my overdraft costs. I spoke with a Customer service adviser who suggested an Additions account, I was under the impression that I already had an Additions account, but was…
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Is this unfair?
Hi, In January, I paid off the balance of a loan. A week later I checked for any interest charged, which it had, so I paid this off too, leaving my loan with a balance of zero. A week later, they tried to take a payment of £40 by direct debit, which failed because I'd cancelled my direct debit. They then charged me £30 for…
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Help! Bank charges not my fault
Hi! Not sure if this is the correct part of the forum for this question but here goes :D We had a situation at work where the BACS payments were not done on time, the boss has decided to pay us with a cheque. We did not recieve these cheques on the 31st of March and I have direct debits and standing orders going out from…
