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Bank Charges over £5000
Hi, only just joined this and I need a bit of help. I am filling in the online HMCS claim form. I am claiming £4484 off Nationwide Building Society but with interest this goes up to £5629.52. Although on MSE it says that the £5000 limit for the small claims court doesnt include interest if I put in the £5629.52 the court…
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How do I start legal proceedings?
Do I just go to moneyclaim.gov.uk and file a claim there, do I not have to get a lawyer or anything?
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advice please...
Right, bit of background info - claiming from Llloyds, been ongoing since April. No response to any of my letters so sent final one before starting court proceedings. Sent 'recorded signed for', only Royal Mail lost it! Sent same letter again, and tracking on Royal Mail site said it had left the sorting office but didn't…
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Offer from Halifax
So since May I've been arguing with halifax over my charges, they sent me a letter stating that they weren't giving me anything back. I then sent another letter in return to threaten court action blah blah blah. This was in May and after hearing nothing called them last week to complain and the nice advisor said that he…
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Advice Required - What to do with my bank account???
Hi All, I would be very grateful if anyone can help with the following..... I am half way through claiming my bank charges and since April I have been recieving charges for going over my limit (which I wouldnt do if they didnt give me these charges in the first place). Im going round in circles and want this to stop! I…
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Money claim interest
Hi, me again! Im new to this and not very savy with figures so could someone help me please. Im trying to work out the interest i want to claim back from Natwest. I am trying to get £810 worth of charges back from them, i have worked it out that from June 2002 which is when my first charge was taken until today i can claim…
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Need Help, Bank Is Going To Close My Account
I have a big problem Because of my stupid gym (Fitness First), who kept trying to take direct debit money from my bank account even though I told them I had cancelled, I have now got an unauthorised overdraft of £388, thanks to multiple overdraft charges and fees. This is with Alliance & leicester. They are a joke and a…
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Cheeky So and So's
Had a successful claim against the Woolwich .(they made an offer i was happy with) along with the offer was a note saying that they would pay off my closed account balance from the amount to the sum of £1700. Cheek! They sent me a cheque. When I sat down and checked nearly all the £1700 was charges ....the question is can…
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Help! Reply to DEfence needed!
Went through the process as described on site to the point of rejecting offer from bank and filing claim legally. Lloyds Tsb have entered a defence and I have had paperwork back stating the following. 1 this defence is served without prejudice to the defendants contention that the particulars of claim is insufficiently…
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Help!!!
I am part way through reclaiming bank charges to the tune of £900 from Lloyds TSB and I have been to MoneyClaim to begin proceedings. Now without any warning from Lloyds, I have receievd a letter from their solicitors saying 'as I am aware, they are instucted by their client Lloyds TSB .....etc. etc. and please can I send…
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Newbie here - Can I ask some advice?
Hello there.... I started my claim against barclays back in February when I realised that the had taken £2300 off me (including interest) in the past 6 years. The claim has been dragging a bit as the courts took from April till the 21 June to send me the General Form of Judgement or Order. I'm a little nervous now in light…
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i won but they havnt removed default
:mad: hi i won against capitol one but there was no mention of them removing the default i asked them to remove,do i carry on with court claim or cancel claim and request this be removed?:money:
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bank is so silly
right guys i had a claim on 2 bank accounts same bank well they offered me like not what i wanted so instead of going back to them i wrote to the head office which happened to be RBS in scotland, they relpied and were offering me £1155 and to close both my accounts and not sue me for the debt around £3k so out of it i got…
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Offer Made but more charges since claim what to do???
From 3 accounts with Natwest we were orginally claiming approx £1300, we wrote to Natwest at the end of April requesting the charges back but when I had not heard anything last week I wrote again. Since my letter in April there have been more charges and the amount now totals approx £1700. On Friday we received 3 seperate…
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can i claim all my charges?
Hi can i claim all my charges back?? I cnt seem to find the link?
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requested statements but got a list of charges instead?
Hi all, on hearing about the fact i could reclaim my bank charges via this site i mentioned it whilst on the phone to a halifax operator, she told me yes we can send you the statements you need and i said great, but dosent that mean i have to pay £10? she then told me i didnt have to pay that and i would recieve the…
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In court tomorrow!
Hi Everybody, Well, I'm in court with the NatWest in Liverpool tomorrow at midday (along with several other claims apparently, so might see a couple of you there ;) ). Any ideas if Cobbett's are likely to call tomorrow to offer to settle before the hearing? Would it be bad form to call them and ask for them to settle…
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Abbey stalling, how can I push them?
:angry: I wrote to abbey requesting details of charges on the 3rd of March. since then they seem to be trying to stall my claim. I did not recieve the transaction list until the 26th April, to make up for this delay they refunded the £10 data protection charge. I wrote to them on the 9th May requesting a refund of the…
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Lloyds TSB
hi would anyong happen to know if there is a template letter for the A&Q i would be greatfull for a bit of help. WELL DONE TO ALL OF YOU WHO HAVE WON. IHAVE BEEN GOING THIS SINCE 13TH APRIL FEELS LIKE A LIFE TIME ***Board Guide note*** Due to the length of the previous Lloyds thread I have closed it on 100 pages (40 posts…
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Interesting situation, unsure what to do..
Hello all. Well, I followed all the on site instructions to claim back my charges and basically here's what has happened: In May I wrote them the second letter, stating that if they didn't respond in 14 days I would issue proceedings through small claims etc etc. They didn't respond within 14 days, and so I filed the…
