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Advice please!!
Am in the process of claiming back bank charges and received a copy of all charges for the last 6 years today. I'm a wee bit unsure as to whether I can claim for overdraft interest:confused: Lloyds TSB lists this as a charge. Any advice would be much appreciated. Thanks
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Reject 1st offer
Hi there, a quick bit of advice, Barclays made a first offer - £530 against the £916 i was claiming inc interest. Whilst reading & in reply to a previous post some suggested i should decline it & they will make a second offer. What i was wondering was do i send another of the template letters, think it was the second one &…
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MCOL charges help
Can any one help. I have made 2 claims to Halifax totalling just over £7000. I kept the first claim below £5k as it suggests we do. However, I am also claiming the interest and this has taken it to £6,314. I have filled out my form on MCOL and it has asked for £250 fee. I will borrow the money for this, but have I shot…
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How quickly can the banks close an account?
My brother is taking barclays to court for £4500. He is due in court on the 24th July. Today he received a letter stating that they were closing his account on the 20th July and that he would have to pay his £3000 overdraft by then. Is this legal? Do they have to give you a certain number of days befor they close the…
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Help - Lost statements and in court in 9 days!!
Hello all, Im going to court in 9 days as "Special directions are needed in the claim to prepare for the final hearing which the judge would prefer to explain to you in person" However i have lost my statements :eek: :eek: What should i do? Can i delay the hearing? I don't even know the exact amount im claiming as more…
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Which small claims court I should put in my letter? Please tell!
Am just writing my follow up letter - in response to the expected unsatisfactory reply to my initial request seeking to reclaim my bank charges - and see that the template letter asks me to "insert name of court". Apologies if I've missed something really obvious on the site telling me about this (blame the hormones, I'm…
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Capital One Wont Pay What They've Offered
A couple of years ago we owed money on a few cards and agreed settlement figures on some of them in full and final settlement. Capital One was one of them and a couple of weeks ago they offered £413 as a refund of charges owed. Although this was less than I was requesting, I agreed to accept if the payment was made by…
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I requested charges, they sent wrong info!
Hi, hope this is posted in correct place, I sent my first letter (using template) to Bank of Scotland. They took longer than 40 days to respond and then all I got was a pile of statements beginning from year 2000 til 2004! Apart from being a pain in the a*se to work out the charges, that's 4 random years they've sent…
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Should I continue?
Hi All I have just been offered % of my claim, this is basically a payment to stop it going through the whole court proceedings. I am in two minds as to take it or continue for the full amount. - Originally asked for £4482.50 this was without interest - Gesture of goodwill for £430 was refunded into my account but was…
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Help please for my question!!
Hi everyone... a question!! I am claiming back £1600 from Lloyds for my girlfriends parents. Its been going on for months and months (at least 4 I think). I wrote a couple of letters and final demands to Lloyds and after they failed to respond to both letters I contacted the FO. 2 days after sending the claim to the FO…
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i made settlement with banks last year will they want the difference back if i win
hi, last year we were in a lot of debt with 4 credit cards and a personal bank account overdraft, it was getting to the point where we were on the verge of losing our home. lucky for us my husband recieved an ammount of money left to him in a relatives will which we used to pay off most of our debts and get ourselves back…
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'No more claims' clause in offer
Finally I got a full offer + interest from HSBC. Yee haa. The offer contained two clauses: - The 'confidentiality clause' - which I crossed out - A clause stating 'I agree not to make any further claims, during this period, for charges relating to this [bank] account' Is this last clause also something which the bank are…
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Bank Closing Account
I'm in the middle of claiming my charges from the Nationwide, who I've heard do ask people to leave afterwards. How likely is it now to have your account closed after reclaiming charges? Is it less likely with so many people doing it? And has anyone had problems opening a new bank account or won't the other bank care that…
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Help Please
I have charges on my account next to my overdraft Interest. They are simply called 'Charges' and differ in size each month £29-£57. can I claim them?
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Hypothetically speaking of course...
Hello! I have a purely hypothetical ;) question for all the like-minded fee claiming ninja's out there... Oh, and of course the lovely Martin too :money: ! It's hypothetical cos I wouldn't want to break any terms and conditions set out in any letters I might receive regarding payouts...from the likes of Capital One, Mint,…
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please help
the bank have made me an offer of £1000 less than what i wanted,i have heard you can accept this as part payment and pursue for the rest. how do i do this:confused:
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Help required
Hello All, I have a court date for October against HSBC for charges of approx £5250.00 applied to my current account. I also have a managed loan with HSBC for approx £3500.00 I have been off work for the past 8 weeks and i have struggled to keep up with my payments on this loan due to only getting ssp. Someone has told me…
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4 months short of the 6 years?
Hello all, Pardon me if similar post has been discussed here. Please can someone clarify my status - I left the Halifax 4 months short of 6 years ago, and want to know if I can still apply to claim for the bank charges all those years ago? many thanks in advance.
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A&l Help Needed
:confused: HI gone through the whole process with A&L and sent them the last letter on the 22/6/07 stating court action still recieved no reply what should i do should i ring them or carry on to court.
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Accounts 4 Refunds to be paid.
This has probably been posted countless times before but: The Halifax have said they will pay me back £2200 but it HAS to go into the account that it was claimed from, i have not used this account for over 2 years and have no access to it. When the Halifax asked for the cards for the account back it had an overdraft for…
