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To those on a low income.......
This may get moved but hopefully will stay put because not everyone has heard of the Financial Ombudsman and will therefore not look for the link. Im on a fairly low income so i tried the FO people.It was VERY easy and they were very helpful.No paperwork to fill out,no legal questionaires etc. Start the ball rolling the…
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court case looming(help)
i have taken the steps to reclaim my charges from barclays bank,I am at the point in the process where i have handed in my allocation questionnaire and i have printed my bundle and sent it into court and also a copy to Barclays. My concern is,i have no idea what to do once i am in court. Do i just hand over the bundle?or…
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BoS Court action addess......
Hiya, Do any of you know what address I should put as DEFENDER when filing a Small Claims Summons against the Bank of Scotland? And does the below sound fine for the Details of the claim; The Claimant _______________, has held a bank account with the defendant since before 17/09/2002 the account number being _________. The…
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Please help
I Have had a letter from LLoyds TSb banks solicitors , which is war and peace saying that they are within there rights to claim the charges if the customer fails to ensure there are sufficent funds in the account and it goes on and on and on , then the following day i recieved a letter ftom LLoyds TSB saying they were…
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Claiming Bank Charges
Hi There, What if my bank pays the amount of charges they consider to be correct back into my account without my having any say in the matter. I have already filed a complaint about the bank with the Financial Ombudsman. Today they have paid in an amount which I have not agreed to, suggestions gratefully accepted. Sue…
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First bank reply + question
So today I recieved a list of bank charges from the Lloyds TSB for the past six years, which am I entitled too: A.) O/DRAFT EXCESS FEE B.) UNPAID D/D B.) O/DRAFT INTREST D.) ACCOUNT CHARGE I think A and B, correct? ______________________________________________________________ Also, I sent away 2x£10(£20 cheque) for my…
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Do i just put in the money claim?
Hi, i am in the process of reclaiming bank charges from Natwest to the value of £810. I have sent the 3 letters as Martin suggests and i got no response to any, suprise suprise! Then i read some posts on here and saw that alot of people were emailing there banks, so i did the same and after a week i got a reply saying my…
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Bank is threatening court action!
My stepson has an account which is over its limit admittedly but only because of all the bank charges constantly being added to it. He has been out of work so although the bank has asked for the account to be sorted he has been unable to do so. He is currently in the process of reclaiming his bank charges and has filed his…
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Sc&ms 2 Letters
Last Weds I received a letter from SC&M, dated 30th June, offering full and final settlement of my claim. I signed a copy of the letter, agreeing to their terms for settlement, and returned it to them the same day. The next day I received another letter, also dated 30th June, saying they were going to defend the case, and…
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A Little Help
:confused: I bank with Barclays and I've just received a full list of charges I have incurred so I am now at step 2 but I have a question, Where do I send the second letter? is to my branch or head office. Please help!!!
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matter kept private or public
I would like to get started ASAP, BUT I have to ask a very important question. I know that your banking is supposed to be kept confidential, BUT, when reclaiming your charges, can it then become public or is it a matter that also is supposed to stay personal & confidential??? I only ask because my father in law banks at…
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defence put in on 21.05.07,have heard nothing since!
Im claiming £2800 inc interest from barclays on mcol, they put in a defence on 21.05.07 and ive heard nothing, what shall i do? im panicking i dont want it all to go wrong i cant afford it. help please anybody thanks
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when i claim does the six years end when i claim or when the bank settle.
please can anyone help me with claiming back my charges from the bank ( hsbc ). i have had an offer from the bank but it is less than i have worked out as when i made the claim there were 4 charges to claim but it has taken a long time for the bank to deal with it (6 months), now 3 of the charges are longer than 6 years.…
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Court Advice ASAP please!!!!!!!!!!1
I have received a General Form of Judgment or Order from my local court. The Judge has asked " The claiment must file in court and serve on the defendant a list showing the account number and the date and amount of each charge referred to in the claim" Should I also include the rest of the CAG info or just copies of my…
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Crazy Charges - Advice Needed
I have gone 4 transactions over my overdraft limit to a tune of £42. My Bank (Bank Of Scotland) has charged me £30 for each transaction they paid + £28 monthly charge + interest, Totalling £148+ interest so far. I get paid every friday, so this week coming there will be my pay less my overdraft in the account. They told me…
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Court Mediation Scheme
Hope someone can help me as I have searched the threads but cannot find any mention of a Mediation Scheme anywhere else. The story so far is that I have gone through MCOL and taken Natwest to court. It has now reached the stage where it has been transferred to my local County Court. I have received the Allocation…
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Which way should I go?
Hi All Can anyone advise me to the best route to take on claiming my bank charges back £1,410+ interest? I have already sent the 2nd letter back to them saying I was not satisfied with their response and asking for a full response within 14 days or I would go to court, unfortunately, I have been a bit slow on the uptake…
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claiming interest on top of charges?
Im making a claim against barclays, I called them the other day and the guy i spoke to was surprisingly helpful although the procedure is due to take 8wks from start to finish, Im owed £1850 in charges but thats without interest. How do I work out the interest? The guy (Mike) asked how much the claim was for and I told him…
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Please solve this puzzle
This is my current situation. (Used fictitious figures for this) Say you owe bank :- Overdraft = £ 800 Charges = £700<O:p</O:p TOTAL = £1500 <O:p_________________________ DEBT Passed to DCA = £1500<O:p</O:p Repayments to DCA = £900<O:p</O:p Current debt to DCA = £600<O:p</O:p ________________________ <O:p</O:p Reclaim…
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help needed vs barclays
hello im new to the site so bare with me (sorry for the long post) i could really do with some help and advice from you knowlegable people! this is the situation. today my mother recieved a notice of issue from northampton court. the claim said that barclays had filed a claim against her for an outstanding dedt of just…
